Smart Insurance Agents

OCTOBER 16, 2024

A medical health insurance broker helps you choose the best health insurance plan tailored to your needs. Unlike agents tied to one insurer, brokers work with multiple companies to give you unbiased options. What is a medical health insurance broker?

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Word & Brown

NOVEMBER 12, 2024

In today’s competitive health insurance landscape, brokers face the challenge of not only understanding complex health plans but also marketing them effectively to the right audiences. These firms (and others) offer marketing solutions for independent insurance agencies and brokers.

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The Property Insurance Law Observer

MAY 21, 2024

Leatherstocking Cooperative Insurance Company , CV-23-0362, 2024 NY Slip Op 02113 (April 18, 2024), the Plaintiff was in the process of selling his home in Saratoga Springs, New York. The house was insured under a homeowners policy issued by Leatherstocking Cooperative Insurance Company.

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ProWriters

SEPTEMBER 23, 2024

Watch Zane Goldthorp, our director of broker development, talk with broker Angelina Heckman about how we’re transforming EPL Insurance broking, and then read on for more information about this critical business coverage. Why Do Businesses Need EPL Insurance Coverage?

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AMAXX

JANUARY 13, 2025

TPAs operate independently of the insurance carrier, focusing on streamlined claims handling rather than insurance services. Brokers and Agents: Employer Advocates Brokers serve as intermediaries between employers and insurance companies. All rights reserved under International Copyright Law.

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Friendly Agent

SEPTEMBER 21, 2020

How do you make money as an insurance agent? The insurance broker is able to earn money from commissions when they start selling insurance products to customers. Brokers may also sell various kinds of insurance, ranging from health insurance, P&C insurance, annuities,and life insurance.

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Bankers Insurance

SEPTEMBER 12, 2023

By: Dwight West | Commercial Insurance Advisor dwest@bankersinsurance.net | (757) 591-3166 WHAT IS SUBROGATION? Depending on the success of your insurance carrier’s efforts in the subrogation process, and the resulting reimbursement amount, the insured may be entitled to receive funds held back from their insurance carrier.

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Redbird Agents

JULY 18, 2024

Because Choice Mutual is an independent agency that partners with over 20 different insurance companies, when using the app, you can rest assured that you’ll be placed with whichever insurance carrier is best for you. Choice Mutual’s brokerage services, just like the app, are free.

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R&R Insurance

SEPTEMBER 12, 2024

R&R Insurance has assisted our benefits clients with this challenge every year, providing them with the proper guidance and proprietary tools to help them conduct the proper analysis. For the small employer market segment, the insurance carriers must demonstrate that they spent $0.80

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Redbird Agents

JULY 9, 2024

Pick you product: Choose which type of insurance you’re going to focus on. home insurance, life insurance, healthcare such as Medicare or under 65 health insurance from the ACA marketplace, etc.) Get Contracts: Secure contracts with insurance carriers using a brokerage, FMO or directly with the carriers.

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Risk Management Monitor

AUGUST 30, 2021

Do not wait until the hurricane is coming to evaluate or modify coverage, as this is like trying to insure a burning building, and insurance carriers will be bombarded with requests. Most claims require you to immediately notify the carrier of damage and provide the documented “proof of loss” within a specific time frame.

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ProWriters

JANUARY 3, 2024

The trajectory of average D&O Insurance premiums has been a critical barometer for Cyber Insurance brokers keen on gauging the market’s pulse. After a tumultuous 2021 , the horizon seemed promising as brokers witnessed a stabilization of D&O pricing in 2022. Embrace the expertise that makes the difference.

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PSM Brokerage

DECEMBER 5, 2024

Start here: Find Your NPN Lets dive into what an NPN is, why its important, and how to make the most of this key identifier in your insurance career. The NPN is a unique identifier assigned to insurance agents, brokers, and other licensed producers by the National Insurance Producer Registry (NIPR). What Is an NPN?

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Ease

FEBRUARY 21, 2023

21, 2023 – Ease®, a leading HR and benefits software solution for small- and medium-sized businesses (SMBs), insurance brokers, and insurance carriers, today released the 2023 SMB Benefits and Employee Insights Report. More than 2,300 agencies trust Ease to help them and their clients grow. million+ employees.

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Distinguished

SEPTEMBER 25, 2024

When a project is under construction or renovation, your clients are likely not covered by their homeowner’s insurance or business insurance. Different Builder’s Risk insurance policies vary from one insurance carrier to another.  Access our online Broker Portal.

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Word & Brown

NOVEMBER 7, 2024

Here are seven proven techniques to help you close more sales as a health insurance agent or broker. Closing Techniques in Insurance Sales to Boost Success 1. If carrier A has a plan that includes a similar network, but the premiums are lower, it’s okay to sell based on cost.

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Redbird Agents

APRIL 15, 2024

Final Expense Insurance When you get your health license, simply sticking a “I sell Medicare Insurance” sign on your office window won’t get you off to a fast start. The time this process takes will depend the number of carriers you intend to broker for your clients. face-to-face, online, ride-alongs, etc.)?

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American Agents Alliance

OCTOBER 14, 2024

Understanding millennial insurance buyers and their motivations is critical for agents and brokers selling to this demographic. Learn ways to sell to millennial insurance buyers in this blog. Millennials, born between 1981 and 1996, are one of the most significant and rapidly growing consumer markets.

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AMAXX

JULY 15, 2024

As a result, the workers’ compensation insurance carrier decides not to pay for the treatment until they determine the claim’s compensability. Simultaneously, because the injury was reported as work-related, John’s group health insurance also refuses to cover the treatment. All state laws vary.

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American Agents Alliance

OCTOBER 24, 2024

If the court sides with the plaintiffs and finds that the FAIR Plan’s policies have indeed violated state law, the insurer could be forced to reopen tens of thousands of claims that were previously denied or underpaid. What This Means for Agents and Brokers For insurance agents and brokers, this lawsuit is a critical development to monitor.

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American Agents Alliance

NOVEMBER 15, 2024

Developing and maintaining strong, trusting carrier relationships is essential for an independent agent or broker. Collaborative partnerships with carriers improve service for policyholders, enhance an agency’s growth potential, and provide learning opportunities for agents.

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Word & Brown

NOVEMBER 22, 2024

Some health insurance carriers and administrators are closed on Thanksgiving alone, while others are closed on the following Friday, too. The post Finding the Right Balance: Sales and Holiday Schedules appeared first on The Insurance Broker Blog. (From 1863 to 1940, Thanksgiving was on the last Thursday of November.)

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Word & Brown

SEPTEMBER 25, 2024

For those that were, insurers upheld the denial in 59% of cases. Nevertheless, as a health insurance broker, you may be called upon by an Individual & Family Plan (IFP) customer, an employee enrolled in an employer-sponsored health plan, or an employer client acting on behalf of themselves or an employee concerning a claims appeal.

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Word & Brown

DECEMBER 11, 2024

Voluntary STD coverage is available through some insurance carriers in California as an alternative to the participation in the State Disability Insurance program. This type of voluntary insurance is designed to provide short-term wage replacement during a shorter period of disability.

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AMAXX

JULY 9, 2024

Evaluation of all these defenses requires cooperation and coordination between the insurance carrier, employer, defense experts, and legal counsel. You should consult with your insurance broker, attorney, or qualified professional. Now is the time to consider these when defending these troublesome claims.

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Property Insurance Centre

JANUARY 4, 2024

Inflation and rising costs are major drivers of increased insurance expenses for property owners. To ensure adequate coverage, property owners should stay informed about the latest trends and collaborate closely with their insurance brokers to navigate the evolving property insurance landscape.

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Risk Management Monitor

OCTOBER 25, 2022

A strong EPL policy and relationship with insurance carrier and broker can help during this time where unemployment may swing back the other way. Workers may look to recover lost wages through whatever means available, including bringing suits against their employer.

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Agency Revolution

AUGUST 21, 2024

He also cultivated strong relationships with 25 core insurance carriers, wholesalers, distribution partners, and vendors, promoting collaboration and long-term success. Dan’s impressive background in both traditional and innovative insurance environments positions him uniquely to drive Agency Revolution’s enterprise sales efforts.

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Healthinsurance.org

OCTOBER 1, 2024

Insurers enter/exit markets for 2025 Numerous insurance carriers are entering state Marketplaces for 2025. Other insurers are also expanding into Florida (Simply Healthcare Plans); Indiana (UnitedHealthcare); Michigan (HAP CareSource); and New Hampshire (WellSense).

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Agency Revolution

AUGUST 21, 2024

He also cultivated strong relationships with 25 core insurance carriers, wholesalers, distribution partners, and vendors, promoting collaboration and long-term success. Dan’s impressive background in both traditional and innovative insurance environments positions him uniquely to drive Agency Revolution’s enterprise sales efforts.

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Freeway Insurance

OCTOBER 15, 2023

While this may not be an option for most, immigrants that work for a company that offers health insurance can sign up without having to disclose their immigration status. Private plans typically don’t require applicants to disclose their immigration status.

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Healthinsurance.org

JUNE 20, 2024

16 If you buy your own health insurance, through the Marketplace or directly through an insurer, access to plan that will cover you and your domestic partner on the same policy will depend on where you live and the health plan’s rules. An insurance carrier may ask for a domestic partnership affidavit. 30, 2022

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Healthinsurance.org

APRIL 30, 2024

Washington DC’s year-over-year enrollment growth was only 0.2%, 16 and six states – Alaska, California, Hawaii, Nevada, Oregon, and Wyoming – had enrollment growth under 10%. 19 But the rest of the country saw double-digit enrollment growth, including a staggering 80.2%

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