Jackson & Jackson

NOVEMBER 16, 2024

Ensuring your business has the right insurance policies is not just a smart decision—it’s essential for long-term success. Here are the top 6 insurance policies every IT business in California should have to safeguard their operations. This policy covers medical expenses and lost wages if an employee gets injured or sick while working.

Insurance Policy 52

Insurance Policy Policy General Liability Workers Compensation Insurance 52

Distinguished

OCTOBER 15, 2024

One common question is whether the contractor and the property owner can be named insureds on the same Builder’s Risk policy. The answer lies in both parties’ financial interest in the property and how that impacts the insurance policy’s structure. Property owners may also choose to add Premises Liability coverage to the policy.

Policy 52

Policy Risk Broker-Agent Liability 52

ProWriters

APRIL 2, 2025

They could use this data themselves in further cyber attacks, including identity theft and phishing campaigns. Registered ProWriters brokers can use our Digital IQ Comparative Rate Platform to research robust Cyber Insurance policies at competitive rates from the industrys top carriers.

Cyber 52

Cyber Financial Loss Broker Theft 52

Zywave

NOVEMBER 13, 2024

Distribution & Quoting You can’t build your cyber business if you don’t get your coverage in front of the right brokers and their clients. According to a report by the Identify Theft Resource Center , in 2023 there were over 3,000 publicly reported data compromises, impacting over 350 million people.

Cyber 97

Cyber Policyholder Insurer Insurance 97

Distinguished

SEPTEMBER 25, 2024

Job sites that are under construction are prone to things like fire, theft, and vandalism. Different Builder’s Risk insurance policies vary from one insurance carrier to another.  Theft : Covers the cost of replacing covered items that were stolen from the job site. Who Should be Named in a Builder’s Risk Policy?

Risk 52

Risk Broker-Agent Insurer Insurance 52

Protect Commercial Insurance

JULY 26, 2024

In this article, we will provide you with four essential tips to help you understand your coverage needs, find the best rates, review and update your policy regularly, and work with an experienced insurance broker. Property insurance can protect these assets from damage or loss due to fire, theft, or other covered perils.

Commercial 52

Commercial Insurance Broker General Liability Business Interruption 52

Distinguished

OCTOBER 30, 2024

While Builder’s Risk policies for both types of projects offer similar coverage, such as insuring for damage to the structure from fire, theft, and other covered perils, there are important distinctions between residential and commercial coverage. We offer 3-, 6-, 9-, or 12-month policies, with extensions available upon review.

Commercial 52

Commercial Risk Broker-Agent Building 52

Distinguished

AUGUST 26, 2024

Under-construction buildings can be prone to fire, vandalism, and theft, which can end up costing their backers and owners millions. However, a general rule of thumb for Builder’s Risk is to expect a policy to cost anywhere from 1-5% of the total project cost. Who Needs to be Insured by a Builder’s Risk Policy?

Risk 52

Risk Broker-Agent Insurer Insurance 52

Distinguished

JULY 22, 2024

Theft, damage during transport, or accidental breakage can devastate a collection that has taken years to assemble. Unfortunately, these unique risks are rarely appropriately covered by standard homeowner insurance policies. For most, this will mean a collectibles policy.

Insurer 52

Insurer Insurance Insured Policy 52

Property Insurance Centre

NOVEMBER 11, 2024

Unfortunately, customers are more often than not caught in the middle, and end up having to fork out more money to pay for policies or settle for lesser cover. Think about security – The safer a property is from theft and the better the deterrent, often will lead to lower premiums, reasonable excesses and generally better terms.

Insurer 52

Insurer Insurance Insured Premium 52

Property Insurance Centre

DECEMBER 23, 2024

Being a Commercial Property Owner or Business Owner you will be aware there will be certain conditions within your insurance policy with regard to the Security at the premises. Without this level of security, insurer will often exclude cover for malicious damage, fire or theft!

Commercial Property 52

Commercial Property Insurer Insurance Insured 52

Distinguished

SEPTEMBER 17, 2024

We can consider weather related claims, but claims of theft, vandalism, and fire, for example, would be an automatic decline. If we are comfortable with our exposure, we may consider increasing the AOP deductible and the theft deductible , depending on the underwriting analysis. And in those cases, it would be a declination.

Risk 52

Risk Broker-Agent Deductible Insurer 52

Distinguished

DECEMBER 16, 2024

Unlike competitors retreating from the market due to aggregation risks, our Fine Art and Collectibles insurance program brings fresh capacity and a willingness to underwrite policies tailored to Californias unique challenges. Many carriers encourage clients to insure their collections with specific Fine Art and Collectibles policies.

Protection 52

Protection Broker-Agent Inland Marine Underwriter 52

Distinguished

JULY 29, 2024

A client’s fine art collection may represent their treasured possessions or important investments and requires specialized insurance to protect against losses caused by water, fire, vandalism, theft, transit, and natural disasters. Types of Valuations Insurance policies can be written on an agreed value/scheduled or blanket basis.

Broker-Agent 52

Broker-Agent Insurer Insurance Insured 52

Distinguished

SEPTEMBER 10, 2024

Who Needs to be Insured by a Builder’s Risk Policy in Alabama? For a Builder’s Risk policy anywhere in the United States, it’s important everyone with a financial stake in the project be named in the policy. Cost of the project : The larger the project’s TIV, the more expensive a policy will be.  

Risk 52

Risk General Liability Broker-Agent Insurer 52

Distinguished

DECEMBER 2, 2024

Public art insurance is a specialized insurance policy designed to provide coverage to all artwork or valuable collectibles owned or loaned to a public institution.  For instance, a city could take out a public art insurance policy that would cover any artwork, historical artifacts, or even outdoor sculptures owned by that city.

Deductible 52

Deductible Broker-Agent Insurer Insurance 52

Property Insurance Centre

AUGUST 28, 2024

Corner Shop Insurance and BT Redcare Alarm changes Business Owners who have corner shop insurance are all to aware of the benefits an appropriate intruder alarm system will have, both in relation to their insurance premiums (or in being given an insurance policy at all in some cases) and to the physical security of their goods.

Insurer 52

Insurer Insurance Insured Property Insurance 52

Property Insurance Centre

SEPTEMBER 25, 2024

See what is not covered in terms of events/damage for your policy and think about getting flood insurance or accidental damage insurance if desired. Accidental damage is not usually covered by a normal building insurance policy. – Failure to read particular policy documents. – Picking a low excess. What is Covered?

Building 52

Building Insurer Insurance Insured 52

Property Insurance Centre

MAY 20, 2024

Most policies specifically designed for blocks of flats make provision for inflationary increases each year, with the Declared Value automatically index-linked by the annual percentage shown in the Building Cost Information Service (BCIS) Index provided by the Royal Institute of Chartered Surveyors (RICS). This can apply to a total loss (e.g.

Building 52

Building Liability Insurer Insurance 52

Property Insurance Centre

AUGUST 8, 2024

You will want to make sure you have the right policy in place that will cater for your particular requirements. It is also important that you inform your insurer that the property is empty, as there are some important conditions that you will need to comply with to ensure your policy remains valid.

Insurer 52

Insurer Insurance Insured Premium 52

Jackson & Jackson

APRIL 10, 2024

It covers the physical structure of your building and its contents against fire, theft, and some natural disasters. Make sure to understand the specific perils covered by your policy, as not all natural disasters might be included. Shop around and compare different policies to find the best coverage at a reasonable price.

Commercial Property 52

Commercial Property Commercial Business Interruption Out-Of-Pocket Expense 52

Jackson & Jackson

MARCH 18, 2024

However, just like any valuable possession, protecting them with the right insurance policy is crucial. In this guide, we will explore the importance of luxury handbag insurance, its coverage, how to choose the right policy, and the steps to insure your cherished bags. “What Does Handbag Insurance Cover?”

Insurer 52

Insurer Insurance Insured Insurance Policy 52

Jackson & Jackson

MAY 22, 2024

With the right insurance coverage, investors can mitigate financial losses resulting from unforeseen events such as fires, storms, theft, or vandalism. For instance, a policy might cover repairing or replacing a roof damaged by a storm or the value of stolen office equipment.

Property Insurance 52

Property Insurance Commercial Property Commercial Insurer 52

Distinguished

JANUARY 7, 2025

The Fine Art & Collectibles program can cover items for a loss caused by a wide range of events and perils, such as accidental breakage and damage, including during transit; water damage; theft, vandalism and malicious mischief; fire and smoke; and natural disasters. View a full list of our programs and submit business with Distinguished.

Broker-Agent 52

Broker-Agent Inland Marine Damage Broker 52

Jackson & Jackson

JANUARY 9, 2024

This includes Data Breach Insurance, covering loss or theft of confidential data, and Cyber Liability Insurance, which addresses legal responsibilities arising from data breaches or cyberattacks. Understanding Cyber Insurance: Cyber Insurance protects businesses from the repercussions of online threats.

Cyber 52

Cyber Broker-Agent Liability Insurer 52

Jackson & Jackson

APRIL 26, 2024

Key Coverages for California Property Investors Property Damage : Covers damage to your buildings and contents caused by fire, theft, vandalism, and natural disasters. Special considerations are needed for earthquake and flood coverage, as these are typically not included in standard policies.

Commercial Property 52

Commercial Property Property Insurance Commercial Business Interruption 52

Freeway Insurance

OCTOBER 26, 2023

If your area has more crime, such as car theft and vandalism, the cost of your insurance may go up because you are more likely to have to make a claim. Brokers who only work for one insurance company can only offer policies from that single source. A very cheap policy may not give you all that help when you need it most.

Crime 52

Crime Auto Insurance Insurer Insurance 52

ProWriters

JULY 25, 2024

As a Cyber Insurance broker, you can learn from their mistakes to help protect your clients. AT&T Telecommunications company AT&T suffered a massive breach that exposed almost all of its 109 million customers to an increased risk of identity theft. But let’s face it: Not everyone gets it right.

Protection 53

Protection Cyber Damage Broker 53

Jackson & Jackson

AUGUST 16, 2024

This means that in the event of a fire, theft, or other covered peril, homeowners can receive compensation for both the repair or replacement of their home and their personal possessions. The rise of Insurtech companies, utilizing artificial intelligence and big data analytics, has introduced new ways of assessing risk and pricing policies.

Insurer 52

Insurer Insurance Insured Risk 52

ProWriters

JANUARY 23, 2024

You must understand these cyber security standards in banking and other financial services if you’re an insurance broker or agent working with the financial services industry. At ProWriters, we help brokers and agents like you find, quote, and sell the Cyber Insurance your clients need. The newest changes went into effect Nov.

Cyber 52

Cyber Broker-Agent Protection Risk 52

Property Insurance Centre

JANUARY 30, 2024

Standard home insurance policies may not provide adequate protection for the unique risks associated with a block of flats. That’s why it’s essential to choose a specialised block of flats insurance policy that covers the specific needs of your property. Buildings insurance covers the physical structure of the property.

Building 52

Building Insurer Insurance Insured 52

Risk Management Monitor

JUNE 11, 2021

When evaluating an identity management strategy, it is imperative to start at a high level, which includes data access governance to limit access and meaningfully reduce the risk of loss or theft. Every cloud app security broker (CASB) strategy needs to address how individuals handle data and the threats targeting them.

Risk 49

Risk Cyber Protection Theft 49

Cover4LetProperty

JANUARY 21, 2023

Those differences help to explain why landlords cannot simply use one of the very many standard home insurance policies on the market to protect the bricks and mortar and the contents of residential property which is currently let to tenants.

Insurer 52

Insurer Insurance Insured Damage 52

Leadsurance

APRIL 5, 2024

Whether it’s a sudden illness, an accident, or even theft, insurance can help cover the costs. You may receive great discounts on health and wellness products with a lot of student insurance policies. From businesses to every common man, you all should be insured.

Broker-Agent 52

Broker-Agent Insurer Insurance Insured 52

Risk Management Monitor

OCTOBER 25, 2022

A strong EPL policy and relationship with insurance carrier and broker can help during this time where unemployment may swing back the other way. With high unemployment and higher costs, this also poses a risk to employment practices liability (EPL) insurers.

Risk 40

Risk Insurer Insurance Insured 40

Distinguished

MARCH 25, 2025

In short, their value is highly subjective and requires expertise and connections beyond most insurance agents or brokers. How to Insure an Antique Duck Decoy Collection The best way to insure an antique duck decoy collection is with a specialized fine art and collectibles insurance policy. Want to get a bindable quote for your client?

Deductible 52

Deductible Theft Insurer Insurance 52

Protect Commercial Insurance

MARCH 14, 2025

With the right commercial insurance broker and a comprehensive property coverage plan, you’ll rest easy knowing your business is well-protected. Definition and Purpose Commercial property insurance, at its core, is a type of insurance policy designed to protect business properties from various risks.

Commercial Property 52

Commercial Property Property Insurance Commercial Business Interruption 52