Distinguished

MARCH 6, 2025

In Los Angeles, housing code violations present challenges that affect property safety, compliance, and insurance underwriting. Even if some violations are eventually addressed, a history of non-compliance can still lead to higher premiums. What role can insurance brokers play in managing these challenges for their clients?

Building 59

Building Damage Insurance Broker Underwriter 59

Distinguished

MARCH 19, 2025

Even if some violations are eventually addressed, a history of non-compliance can still lead to higher premiums. Both resolved and unresolved violations can affect the terms, premiums, and overall coverage of these policies. What role can insurance brokers play in managing these challenges for their clients?

Building 52

Building Broker Damage Insurance Broker 52

Distinguished

MARCH 17, 2025

In New York City, housing code violations challenge property owners, tenants, and insurance brokers alike. With infractions ranging from heating failures to illegal conversions, understanding these issues is essential for assessing risk and underwriting policies. Katie is based in Rhode Island.

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Broker Insurance Broker Building Underwriter 52

ProWriters

JANUARY 3, 2024

The trajectory of average D&O Insurance premiums has been a critical barometer for Cyber Insurance brokers keen on gauging the market’s pulse. After a tumultuous 2021 , the horizon seemed promising as brokers witnessed a stabilization of D&O pricing in 2022.

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Premium Insured Insurer Insurance 52

Distinguished

FEBRUARY 24, 2025

However, for insurance brokers, the wide spectrum of restaurants represents both a challenge and an opportunity. Distinguisheds Restaurant Insurance program offers brokers in Charlotte a range of coverages that address the unique risks facing modern restaurants. What Does Distinguisheds Restaurant Insurance Cover?

Liability 52

Liability Liability Insurance Insured Insurer 52

Cowbell

AUGUST 20, 2024

In two years, he successfully implemented over 20 partnerships with major insurance brokers and significantly enhanced Arch’s digital presence while optimizing the underwriting process through automation, culminating in improved user interfaces and portals.

Cyber 105

Cyber Insurance Broker Underwriter Underwriting 105

Smart Insurance Agents

OCTOBER 16, 2024

A medical health insurance broker helps you choose the best health insurance plan tailored to your needs. Unlike agents tied to one insurer, brokers work with multiple companies to give you unbiased options. This article will explain how brokers operate, the benefits of using one, and how to find the right broker for you.

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Insurance Broker Broker Broker-Agent Out-Of-Pocket Expense 52

Distinguished

MARCH 21, 2025

Understanding these violationsfrom heating failures to structural hazardsis essential for insurance brokers advising property owners. Even if some violations are eventually addressed, a history of non-compliance can still lead to higher premiums. What role can insurance brokers play in managing these challenges for their clients?

Building 52

Building Insurance Broker Broker Damage 52

Word & Brown

SEPTEMBER 10, 2024

One of the reasons so many brokers choose Word & Brown as their General Agency partner is so they can take advantage of the streamlined sales processes offered by our broker support teams. Underwriting: Our experienced Underwriting team works directly with carriers to get a faster approval of your cases.

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Broker Underwriter Underwriting Premium 52

AMAXX

JANUARY 13, 2025

Insurance Company: The Risk Bearer Often referred to as the underwriter, insurer, or carrier, the insurance company provides the workers’ compensation policy and assumes the employers risk. Brokers and Agents: Employer Advocates Brokers serve as intermediaries between employers and insurance companies. All state laws vary.

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Workers Compensation Compensation Workers Comp Broker-Agent 98

Word & Brown

FEBRUARY 4, 2025

Insurance broker success depends on many things. For almost 40 years, weve been helping brokers differentiate themselves from their competitors. Thats why so many California and Nevada brokers choose us as their preferred General Agency partner.

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Broker Building Insurance Broker Underwriter 52

Word & Brown

AUGUST 16, 2024

Many brokers choose to partner with Word & Brown. Plus, our value-added extras – like free COBRA admin and a Premium Only Plan for qualified groups – will help you nurture your client relationships for a long-term connection. You won’t have to wade through PDFs or scroll lots of web pages anymore.

Broker 52

Broker Underwriter Underwriting Building 52

Word & Brown

OCTOBER 14, 2024

Health insurance agents and brokers often seek partnerships to enhance their business capabilities. The Value of a General Agency Partnership Many brokers – from newcomers to veterans – partner with a General Agent (GA) to boost their businesses. Word & Brown General Agency offers unparalleled support and resources.

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Broker Broker-Agent Agents Premium 52

Word & Brown

FEBRUARY 18, 2025

Why Brokers Partner with a General Agency? Brokers today more than at any time previously face multiple challenges. You earn the same commission (and bonuses) as you would on your own, working as an independent broker. W&Bs Underwriting team works directly with carriers to streamline approvals.

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Broker-Agent Broker Agents Underwriter 52

Zywave

NOVEMBER 13, 2024

Distribution & Quoting You can’t build your cyber business if you don’t get your coverage in front of the right brokers and their clients. Zywave’s proprietary data tools are designed to help you improve your underwriting efficiency, refine your rates and better educate policyholders on the risks they may face.

Cyber 97

Cyber Policyholder Insured Insurer 97

Word & Brown

NOVEMBER 12, 2024

In today’s competitive health insurance landscape, brokers face the challenge of not only understanding complex health plans but also marketing them effectively to the right audiences. These firms (and others) offer marketing solutions for independent insurance agencies and brokers. There’s also a one-time activation fee of $150.

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Broker Broker-Agent Insured Insurer 52

Distinguished

AUGUST 5, 2024

Affects homeowner premiums : If a claim needs to be made for one of your clients’ toys, that claim could lead to increased premiums on their homeowner’s insurance, a financial burden that may not be worth the claim. Property and Liability products are distributed through a national network of agents and brokers.

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Broker Insured Insurer Insurance 52

Word & Brown

DECEMBER 10, 2024

Word & Browns Broker Development department empowers brokers (especially independent brokers) to grow their businesses and achieve greater success. Insurance Sales Support From Word & Brown Our team will work, step-by-step, to ensure these brokers have everything needed to close a sale.

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Broker Insurance Quotes Insured Insurer 52

Neilson Marketing Services

OCTOBER 23, 2024

You can refine your outreach efforts by focusing on agencies with the right premium volumes, specialties, and relationships with specific carriers. In less than a year, they doubled their revenue from brokered accounts, with a 138% growth rate, and increased their year-over-year revenue by 24% in 2023.

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Broker-Agent Premium Agents Insurance Agency 104

AMAXX

JULY 30, 2024

So this is your premium adjustments, and these are discretionary adjustments that can be given by your underwriter based on how well they perceive you managing your risk, how well they perceive you managing your risk. You’re gonna have to some of these premium adjustments. It’s it’s not showing me that you do.

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Workers Comp Risk Workers Compensation Injury 64

American Agents Alliance

DECEMBER 8, 2024

Innovative digital tools can streamline underwriting while improving efficiency for insurers and agents. UBI policies use telematics and data to analyze driving behavior to dynamically determine premiums. Become a member today to see how weve helped independent agents and brokers thrive since 1962!

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Broker-Agent Agents Broker Risk 40

Cowbell

APRIL 3, 2025

Here at Cowbell, we remain committed to helping policyholders, agents, and brokers gain a comprehensive view of riskinside and out. This expansion means that Cowbell policyholders now have more opportunities to refine their Cowbell Factors (our proprietary risk ratings) and potentially qualify for reduced premiums.

Cyber 52

Cyber Policyholder Broker-Agent Risk 52

Property Insurance Centre

JANUARY 4, 2024

Inflation drives up property valuations , construction costs , and insurance premiums. This has resulted in higher premiums and limited coverage in catastrophe-exposed areas. Insurers are investing in advanced technology and data analytics to improve risk assessment and underwriting processes.

Property Insurance 52

Property Insurance Commercial Property Liability Insured 52

Zywave

DECEMBER 18, 2024

Our ultimate goal is to help insurers grow more profitably and help brokers increase premium in fast-changing coverage areas while also enabling insurance buyers to have better renewals. Registration is now open: [link]. Become a sponsor to attend the awards gala on June 12.

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Insurance Industry Cyber Broker-Agent Insured 52

Word & Brown

MARCH 31, 2025

Word & Browns teams deliver unparalleled support to help brokers grow their careers from rookie to true industry professional. For 40 years, weve been helping brokers differentiate themselves in a competitive marketplace. Thats why so many California and Nevada brokers choose us as their preferred partner.

Broker 52

Broker Underwriter Underwriting Building 52

Cowbell

AUGUST 26, 2024

Caroline Thompson, Chief Underwriting Officer added, “Cowbell’s underwriting process integrates data points from security tools and application questions. This might involve adjusting premiums or coverage terms based on the effectiveness of an organization’s use of the security features.

Cyber 59

Cyber License Insured Insurer 59

Distinguished

SEPTEMBER 17, 2024

If we are comfortable with our exposure, we may consider increasing the AOP deductible and the theft deductible , depending on the underwriting analysis. Are there any emerging trends in the construction industry that are impacting builder’s risk underwriting? We bound the policy for a six-month term, and the premium was $1,300.

Risk 52

Risk Broker-Agent Deductible Insured 52

Property Insurance Centre

AUGUST 8, 2024

However, if it goes more long term the insurers can at worst pull cover entirely leaving you to search the market for an alternative, or perhaps apply more stringent conditions and charge a rather large additional premium – usually refundable on a pro-rata basis, assuming you are able to let the property out again!

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Insured Insurer Insurance Premium 52

Distinguished

AUGUST 12, 2024

When determining the end price of a policy, our underwriters will look at a number of factors that can influence whether the final premium will be closer to 1% or 5% of the total project cost. Expertise : Our underwriters have been insuring Builder’s Risk projects for years. In most cases, you’ll get a quote back instantly.

Risk 52

Risk Broker-Agent Insured Insurer 52

Property Insurance Centre

NOVEMBER 11, 2024

” or can’t get the insurance you deserve for that matter – insurance with reasonable premiums and without unnecessary restrictions. In other cases, it will be due to underwriting appetite of insurers and their ever changing attitudes to risk.

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Insured Insurer Insurance Premium 52

Distinguished

SEPTEMBER 10, 2024

However, every project is different, so underwriters will determine the final cost of a policy based on the following factors: Location : Construction sites near bodies of water, in higher crime areas, or that include some other unique risk factor would increase the cost of the policy. Sign in to our Broker Portal. Register with us.

Risk 52

Risk General Liability Broker-Agent Insured 52

Word & Brown

JANUARY 14, 2025

One of the many reasons that so many California and Nevada brokers choose Word & Brown as their preferred General Agency partner is we give them unmatched resources to take advantage of streamlined processes and opportunities for increased sales. We can help you nurture long-term client relationships and attract new customers, too.

Broker 52

Broker Underwriter Underwriting Building 52

Healthinsurance.org

JANUARY 23, 2024

In fact, medical underwriting hasn’t been used for individual/family health insurance policies since 2013. So pre-existing conditions will not affect the premium or the person’s eligibility for coverage. It’s important to note that Marketplace premium subsidy eligibility is based on income, and assets are not taken into consideration.

Premium 52

Premium Policy Insurance Broker Underwriter 52

Majesco

APRIL 25, 2024

Policy management flows smoothly from shortstop (underwriting) to second base (billing) to first base (customer service). It’s a double play—claims processed swiftly, premiums collected seamlessly, and customers satisfied. Now, imagine the infield—shortstop, second baseman, and first baseman—all working in harmony.

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Premium Underwriter Underwriting Claim 40

Jackson & Jackson

MAY 22, 2024

For instance, properties in high-risk areas for wildfires or earthquakes may require additional coverage or face higher premiums. Additionally, factors like proximity to high-risk areas, building age, and the property’s history of claims can affect insurance premiums.

Property Insurance 52

Property Insurance Commercial Property Commercial Insured 52

Distinguished

MARCH 6, 2025

In Los Angeles, housing code violations present challenges that affect property safety, compliance, and insurance underwriting. Even if some violations are eventually addressed, a history of non-compliance can still lead to higher premiums. What role can insurance brokers play in managing these challenges for their clients?

Building 52

Building Damage Insurance Broker Underwriter 52

Triple-I: Homeowners Insurance

DECEMBER 3, 2024

Louisiana Insurance Commissioner Tim Temple – a self-described “unicorn” among insurance regulators, given his decades-long background in the industry as an agent, broker, and company president – even renamed programs to address “legal system abuse” when he assumed office in January.

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Out-Of-Pocket Broker-Agent Premium Claim 65