Distinguished

SEPTEMBER 17, 2024

We sat down with Distinguished’s Builder’s Risk insurance expert, Susan DeCarlo, to discuss common factors that can lead to declinations in our program, how to avoid them, and key risk considerations. So, for example, on a new build if they’re 30 to 60 days in, we can consider that risk. Loss experience.

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Risk Broker-Agent Deductible Insurer 52

Distinguished

AUGUST 26, 2024

However, alongside all of this construction comes large financial risks. Under-construction buildings can be prone to fire, vandalism, and theft, which can end up costing their backers and owners millions. For this reason, the need for comprehensive Builder’s Risk Insurance solutions is growing.

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Risk Broker-Agent Insurer Insurance 52

Distinguished

SEPTEMBER 10, 2024

From hurricanes on the Gulf Coast to rapid urban development in cities like Birmingham and Huntsville, the need for comprehensive Builder’s Risk Insurance has never been more critical. To address these diverse risks, Distinguished’s Builder’s Risk Program offers tailored solutions for Alabama’s construction needs.

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Risk General Liability Broker-Agent Insurer 52

Distinguished

OCTOBER 30, 2024

Builder’s Risk insurance is critical for residential and commercial construction projects, as it covers the property during construction or renovation. Commercial projects also often involve higher-risk factors, particularly when renovating existing properties such as restaurants, office buildings, or retail stores.

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Commercial Risk Broker-Agent Building 52

Distinguished

AUGUST 5, 2024

What Specific Risks Do Toys Face? The top risks to toys, much like other collectibles, are theft, disappearance in transit, and accidental damage. However, beyond these primary risks, certain toys can have other risks as well. The nature of these risks will depend greatly on the kind of toy being insured.

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ProWriters

FEBRUARY 23, 2025

Security experts also believe China and Iran pose significant cyber risks. China’s quest for “independence from the West” has led it to conduct state-sponsored campaigns of “cyber espionage and intellectual property theft,” Lior Div told cyber security firm ExtraHop.

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Cyber Insurer Insurance Insured 53

Distinguished

OCTOBER 15, 2024

Builder’s Risk Insurance covers property during the course of construction, whether it’s a new build or renovation. One common question is whether the contractor and the property owner can be named insureds on the same Builder’s Risk policy. It protects against fire, lightning, hail, wind, theft, and vandalism, among other perils.

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Policy Risk Broker-Agent Liability 52

Jackson & Jackson

APRIL 30, 2024

Understanding Location-Based Risk Factors Location plays a pivotal role in determining insurance premiums for commercial properties. Various factors tied to a property’s geographic and socio-economic setting influence insurers’ risk assessments. Ask your Broker; they can map it beforehand.

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Commercial Property Property Insurance Commercial Crime 52

Distinguished

DECEMBER 16, 2024

Protecting these assets in the state requires specialized insurance solutions considering earthquake and wildfire risks. Our program provides all-risk worldwide coverage for direct physical damage like fire and theft of personal collections of any size. View a full list of our programs and submit business with Distinguished.

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Protect Commercial Insurance

JULY 26, 2024

As a tailor, it is crucial to protect your business from potential risks and liabilities. In this article, we will provide you with four essential tips to help you understand your coverage needs, find the best rates, review and update your policy regularly, and work with an experienced insurance broker. Let’s dive in!

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Commercial Insurance Broker General Liability Business Interruption 52

Jackson & Jackson

JANUARY 9, 2024

In an era where data is as valuable as currency, the risk of cyber threats looms more significant than ever, particularly for technology companies. Cyber Insurance, encompassing Data Breach and Cyber Liability coverage, is no longer optional but a critical component of a comprehensive risk management strategy.

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Cyber Broker-Agent Liability Insurer 52

Jackson & Jackson

MAY 22, 2024

However, with great opportunities come great risks. “Understanding Multi-Family Property Insurance” Commercial property insurance is a vital safeguard for property owners, protecting their assets against various risks. . It protects against perils like fire, explosions, storms, and other risks outlined in the policy.

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Property Insurance Commercial Property Commercial Insurer 52

Jackson & Jackson

NOVEMBER 16, 2024

Running an IT business in California comes with unique risks and challenges. General Liability Insurance Even in a digital world, physical risks exist. Business property insurance protects your physical assets against risks like fire, theft, or natural disasters. Don’t leave your business vulnerable.

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Insurance Policy Policy General Liability Workers Compensation Insurance 52

Jackson & Jackson

APRIL 26, 2024

Investing in commercial property in California can be a lucrative venture, but it also comes with its unique set of risks and responsibilities. Key Coverages for California Property Investors Property Damage : Covers damage to your buildings and contents caused by fire, theft, vandalism, and natural disasters.

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Commercial Property Property Insurance Commercial Business Interruption 52

Property Insurance Centre

DECEMBER 23, 2024

Having a Fully maintained Theft Alarm Having a Fire Alarm Having Grilles & Shutters on ground floor accessible windows CCTV both internally and externally Anti ram raid road bollards These may be some of the more common protections that most of us will have heard of. So it is essential you check urgently if you have not done so already.

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Property Insurance Centre

NOVEMBER 11, 2024

In other cases, it will be due to underwriting appetite of insurers and their ever changing attitudes to risk. Think about security – The safer a property is from theft and the better the deterrent, often will lead to lower premiums, reasonable excesses and generally better terms. Having said that, there are ways you can help yourself.

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Distinguished

JULY 22, 2024

However, the very qualities that make collectibles so precious also expose them to unique risks. Theft, damage during transport, or accidental breakage can devastate a collection that has taken years to assemble. Unfortunately, these unique risks are rarely appropriately covered by standard homeowner insurance policies.

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Insurer Insurance Insured Policy 52

Distinguished

JANUARY 7, 2025

Distinguisheds national Fine Art & Collectibles insurance programs recent expansion to $125 million in capacity per risk establishes it as a leader in this specialized market. Property and Liability products are distributed through a national network of agents and brokers.

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Broker-Agent Inland Marine Damage Broker 52

Zywave

DECEMBER 10, 2024

According to the Identify Theft Resource Center , thats an almost 75% increase over the year before. But as a commercial broker or MGA, you are in a unique position. As a commercial broker, youre in the position to serve as an industry expert for your clients. And cyber-attacks arent just increasing in frequency.

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Cyber Risk Commercial Broker 52

Risk Management Monitor

JUNE 11, 2021

Data security spans two areas of organizational risk: unauthorized data use and privacy issues associated with authorized data processes. When evaluating an identity management strategy, it is imperative to start at a high level, which includes data access governance to limit access and meaningfully reduce the risk of loss or theft.

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Risk Cyber Protection Theft 49

Property Insurance Centre

AUGUST 8, 2024

For example, if the unoccupied office is in a high risk post code for arson, then your insurers may impose a heavy additional premium just for them to keep on risk (along with some very stringent conditions), as an unoccupied office may well be attractive to would-be vandals.

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Insurer Insurance Insured Premium 52

Property Insurance Centre

AUGUST 28, 2024

Get a Quote Insurance under one roof We are specialists in many types of insurance GET YOUR QUOTE GET YOUR QUOTE Without an adequate alarm system in place, insurers may not offer terms or increase the premium significantly to reflect the extra risk they may be covering. Looking for a quote now?

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ProWriters

JULY 25, 2024

companies faced the risk of a significant cyber attack. As a Cyber Insurance broker, you can learn from their mistakes to help protect your clients. AT&T Telecommunications company AT&T suffered a massive breach that exposed almost all of its 109 million customers to an increased risk of identity theft.

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Protection Cyber Damage Broker 53

ProWriters

JANUARY 23, 2024

You must understand these cyber security standards in banking and other financial services if you’re an insurance broker or agent working with the financial services industry. Conducting more regular risk and vulnerability assessments, including at least annual external and internal penetration tests.

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Cyber Broker-Agent Protection Risk 52

Distinguished

DECEMBER 2, 2024

However, they also face unique risks, from vandalism and weather damage to transport and installation challenges. One of the key reasons is lower deductibles, expert knowledge, and tailored coverage options specifically designed for the unique risks faced by public art installations.  What Does Public Art Insurance Cover?

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Distinguished

JULY 29, 2024

A client’s fine art collection may represent their treasured possessions or important investments and requires specialized insurance to protect against losses caused by water, fire, vandalism, theft, transit, and natural disasters. Property and Liability products are distributed through a national network of agents and brokers.

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Jackson & Jackson

AUGUST 16, 2024

This means that in the event of a fire, theft, or other covered peril, homeowners can receive compensation for both the repair or replacement of their home and their personal possessions. The state’s dry climate and strong winds create ideal conditions for wildfires to spread rapidly, putting homes at risk of destruction.

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Insurer Insurance Insured Risk 52

Jackson & Jackson

APRIL 10, 2024

It covers the physical structure of your building and its contents against fire, theft, and some natural disasters. However, it also comes with risks that must be managed effectively. Understanding the Types of Coverage Available Property Insurance This is the most basic form of insurance you’ll need.

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Commercial Property Commercial Business Interruption Out-Of-Pocket Expense 52

Freeway Insurance

OCTOBER 26, 2023

If your area has more crime, such as car theft and vandalism, the cost of your insurance may go up because you are more likely to have to make a claim. Brokers who only work for one insurance company can only offer policies from that single source. Crime, such as vehicle theft and vandalism, also tends to be higher in more urban areas.

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Crime Auto Insurance Insurer Insurance 52

Property Insurance Centre

SEPTEMBER 25, 2024

It is important not to rely only on the words that a broker tells you, try to read all the details. Building insurance typically covers damage caused by a range of perils, including fire, theft, vandalism, and natural disasters. Define the maximum amount that you are willing to spend additional in the case of a claim. What is Covered?

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Building Insurer Insurance Insured 52

Property Insurance Centre

MAY 20, 2024

While standard block of flats insurance policies may not include Terrorism cover , it is an important consideration, especially for properties situated in high-risk areas. Location : Geographic location impacts risk assessment for natural disasters, crime rates, and other hazards.

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Building Liability Insurer Insurance 52

Jackson & Jackson

MARCH 18, 2024

The risks surrounding your precious bags are real, from theft to damage due to natural disasters. ” A comprehensive luxury handbag insurance policy typically covers a range of perils, including theft, accidental damage, loss, and even damage caused by natural disasters. . “Why Insure Your Luxury Handbags?”

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Insurer Insurance Insured Insurance Policy 52

Property Insurance Centre

JANUARY 30, 2024

Standard home insurance policies may not provide adequate protection for the unique risks associated with a block of flats. When selecting an insurance policy, factors such as the type of tenants, unoccupied flats, and the risk of water leaks and subsidence should be taken into account.

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Building Insurer Insurance Insured 52

Cover4LetProperty

JANUARY 21, 2023

What matters to insurers, of course, is the question of risk – what is the likelihood of the insured property suffering loss or damage and the insurer having to pay out on a claim as a result?

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Insurer Insurance Insured Damage 52

Leadsurance

APRIL 5, 2024

Whether it’s a sudden illness, an accident, or even theft, insurance can help cover the costs. They highlight the risks associated with being uninsured, such as unexpected medical expenses or accidents. From businesses to every common man, you all should be insured.

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Risk Management Monitor

OCTOBER 25, 2022

According to Beazley’s recent Risk & Resilience Geopolitical Report , inflation is a key area of concern for business leaders and they expect economic uncertainty to remain high through to the end of this year. With high unemployment and higher costs, this also poses a risk to employment practices liability (EPL) insurers.

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Risk Insurer Insurance Insured 40

Protect Commercial Insurance

MARCH 14, 2025

With the right commercial insurance broker and a comprehensive property coverage plan, you’ll rest easy knowing your business is well-protected. Understanding Commercial Property Insurance Commercial property insurance is a crucial facet of any business’s risk management strategy.

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Commercial Property Property Insurance Commercial Business Interruption 52