Distinguished

FEBRUARY 24, 2025

Based on our decades of experience in this industry, here are some of the top exposures we see restaurants facing in markets like Charlotte: Fire damage: Fire is a constant risk in hot kitchens, and even a small incident could lead to heavy repair bills and a temporary closure.

Liability 52

Liability Liability Insurance Insurer Insurance 52

Paragon Independent Insurance Agencies

MAY 27, 2024

These events may include property damage, liability claims from work-related injuries, break-ins, or business interruption. Protection of Business Property Commercial insurance protects all business property, including buildings on the land, equipment in the yard, inventory, and other assets owned by the company.

Commercial Insurance 40

Commercial Insurance Commercial Protection Business Interruption 40

Protect Commercial Insurance

MAY 24, 2024

In this article, we will explore five often overlooked insurance policies that can provide valuable coverage for your business. General Liability Insurance General liability insurance is a fundamental policy that covers your business against claims of bodily injury, property damage, and personal injury.

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Insurance Policy Protection Policy Business Interruption 52

Paragon Independent Insurance Agencies

NOVEMBER 15, 2024

It covers legal expenses and damages related to accidents, injuries, or negligence claims on your business premises. The Importance of Property Insurance Property insurance covers your business’s physical assets, such as buildings, equipment, and inventory.

Business Insurance 40

Business Insurance Business Interruption Professional Liability Insurance General Liability 40

Distinguished

OCTOBER 30, 2024

While Builder’s Risk policies for both types of projects offer similar coverage, such as insuring for damage to the structure from fire, theft, and other covered perils, there are important distinctions between residential and commercial coverage. Limits of up $20 million are available, depending on the construction type and state.

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Mark Jackson Insurance Agency

MAY 21, 2024

The Crucial Role of Liability Coverage One of the main concerns for any business, including those based at home, is liability. Commercial liability insurance protects against claims resulting from injuries or damages to people or property during business operations. Read the full article at www.markjacksoninsurance.com

Liability 52

Liability Business Interruption Professional Liability Insurance Home Insurance 52

Protect Commercial Insurance

NOVEMBER 15, 2024

There are several types that cater to different aspects of a business: – Property Insurance : This covers physical assets like buildings, equipment, and inventory against damages. – Liability Insurance : Protects businesses against claims of negligence or harm caused by their products or services.

Commercial Insurance 52

Commercial Insurance Commercial Protection Business Interruption 52

Property Insurance Centre

JANUARY 16, 2025

Flood damage can include physical destruction of property, inventory loss, and business interruption costs, making insurance a vital component of risk management. Business Interruption: Compensation for lost income during downtime caused by flooding.

Commercial 52

Commercial Commercial Property Insurer Insurance 52

Protect Commercial Insurance

JUNE 27, 2024

Insurance policies such as property, liability, and professional indemnity can provide a crucial safety net, making it essential for businesses of all sizes. This type of insurance doesn’t grant carte blanche coverage for all possible interruptions. However, this type of insurance typically has defined limits and exclusions.

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Commercial Insurance Commercial Cyber Business Interruption 52

Risk Management Monitor

NOVEMBER 9, 2022

Any storm that damages power lines, gas lines or electrical systems, puts you and your business at risk due to fire, electrocution or explosion. Before entering a building that has suffered wind or flood damage, conduct a preliminary inspection to make sure it is stable. Proceed With Caution. Rebuilding and Restoring.

Damage 40

Damage Building Protection Agents 40

Protect Commercial Insurance

NOVEMBER 22, 2024

Without insurance, your business could face catastrophic financial loss from property damage, theft, or a lawsuit. Some protect against property damage, while others focus more on liability issues. For instance, standard commercial insurance might cover damages from a fire, but do you have coverage for theft or cyber-attacks?

Commercial Insurance 52

Commercial Insurance Commercial Cyber Insurer 52

Jackson & Jackson

MAY 22, 2024

It covers property damage, loss of income, liability claims, etc. “The Basics of Multi-Family Property Insurance” Commercial property insurance typically covers the building structure, fixtures, equipment, furniture, and inventory located within the property.

Property Insurance 52

Property Insurance Commercial Property Commercial Insurer 52

Protect Commercial Insurance

OCTOBER 25, 2024

Familiarising yourself with the various types can help you craft the most effective insurance package: – General Liability Insurance : Covers third-party bodily injury, property damage, and advertising injuries. – Business Interruption Insurance : Compensates for lost income if your business operations halt due to a covered event.

Business Insurance 52

Business Insurance Liability Insurance Liability Policy 52

Protect Commercial Insurance

DECEMBER 6, 2024

Climate Change and Environmental Liability Climate change represents another significant risk for businesses in 2025. With more frequent natural disasters like floods and wildfires, companies are increasingly vulnerable to physical damages and operational disruptions.

Commercial Insurance 52

Commercial Insurance Commercial Insurer Insurance 52

Risk Management Monitor

DECEMBER 3, 2021

According to the report, this underscores the imperative to develop robust risk management strategies for both current and emerging risks and to focus on building resilience. Consider that during the pandemic even organizations with thorough business continuity plans struggled.

Risk 45

Risk Building Business Interruption Cyber 45

Protect Commercial Insurance

MAY 30, 2024

In this article, we will explore different types of insurance coverage that can help safeguard your business from property damage, liability claims, cyber threats, and more. Let’s dive in and discover the insurance options that are essential for your business’s protection.

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Cyber Business Insurance Business Interruption Professional Liability Insurance 52

Prof. Allan Manning

JANUARY 29, 2025

Last week I posted an article in regard to terrorism coverage under commercial property, and/or business interruption policies. This is where the wording has a Defined Events cover and sometimes an Option for Accidental Damage. I also touched on commercial liability coverage. ” [ emphasis mine] 1. .

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Protect Commercial Insurance

MARCH 14, 2025

Definition and Purpose Commercial property insurance, at its core, is a type of insurance policy designed to protect business properties from various risks. These can include damage due to fires, break-ins, vandalism, and certain natural disasters. – Fire Damage : Covers repairs and replacements after a fire.

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Commercial Property Property Insurance Commercial Business Interruption 52