Building Damage Property Damage 
The Property Insurance Law Observer
AUGUST 22, 2024
For the purpose of this Additional Coverage – Collapse, abrupt collapse means an abrupt falling down or caving in of a building or any part of a building with the result that the building or part of the building cannot be occupied for its intended purpose. LEXIS 127718 (D. 629 F.Supp.2d 2d 1185 (D.
The Property Insurance Law Observer
SEPTEMBER 16, 2024
The 6th Circuit held that the property policy’s cosmetic damage exclusion applied to bar coverage because the insured, J&S Welding, Inc. Insured”), failed to disclose or produce any expert evidence to rebut the conclusions of the West American’s three experts, who determined the roof’s damage was merely cosmetic.
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The Property Insurance Law Observer
FEBRUARY 14, 2024
The insureds suffered property damage caused by a tornado and subsequently submitted a claim to their insurer. The insurer paid only a portion of the claim because it maintained that the tornado that struck and damaged the property was a “windstorm” and, therefore, the claim was subject to the policy’s “Windstorm or Hail Deductible.”
The Property Insurance Law Observer
AUGUST 1, 2024
Background The insurers issued commercial property policies that provided coverage for a hospital. As a result of a storm, rainwater accumulated on multiple roof areas, and eventually seeped inside, causing damage to the building and property within.
Protect Commercial Insurance
JANUARY 10, 2025
From property damage and liability to business interruption cover, clients get everything under one roof. – Competitive Edge : By working with partners that understand commercial properties, you can tailor products that fit unique client needs, setting you apart from competitors.
Risk Management Monitor
DECEMBER 17, 2021
Myers, AccuWeather founder and CEO, estimated that the tornadoes are expected to cost about $18 billion in total damage and economic loss. These outages have complicated search and rescue efforts, as rescue workers excavated destroyed buildings, searching for people who are still missing.
Jackson & Jackson
APRIL 26, 2024
This guide aims to help new investors understand the basics of commercial property insurance in California, ensuring that their investments are protected against unforeseen events. It provides coverage for physical damage to your property and any loss of income due to business interruption.
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