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Helping Clients Navigate Marketplace Open Enrollment | Solstiuce

Solstice Insurance Broker

As an insurance broker, you can be the compass your clients need. Be the Lighthouse In the often murky waters of insurance jargon and policy complexities, your role as an insurance broker is akin to a lighthouse. Annual open enrollment (AEP) is here. It is a task that often feels like traversing a maze.

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7 Best Manchester Block of Flats Insurance Tips

Property Insurance Centre

Growing Property Market with Diverse Building Types Manchester has seen rapid urban development, especially in areas like Ancoats, Salford Quays, and Deansgate, with a mix of modern high-rises and older converted mills. Insurers may insist on security upgrades like CCTV, secure entry, and well-lit communal areas.

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Housing Code Violations in Los Angeles: An Interview with Katie Vespia 

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Other notable issues include illegal conversions where garages, basements, or other spaces are converted into living areas without proper permitswhich are particularly common in older buildings. After a report is filed, an inspector from the Los Angeles Housing Department or Building and Safety is dispatched to evaluate the situation.

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Housing Code Violations in Chicago: An Interview with Katie Vespia

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In Chicago, housing code violations not only affect tenant safety and property values but also play a critical role in insurance risk assessments. Understanding these violationsfrom heating failures to structural hazardsis essential for insurance brokers advising property owners. Next, we see a lot of plumbing issues.

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Buying Blocks of Flats Insurance in London: Key Risks and Costs

Property Insurance Centre

Higher Property Values and Rebuild Costs London property prices are significantly higher than the national average, which means higher rebuild costs and, consequently, higher insurance premiums. Many insurers require more detailed valuations and risk assessments due to the higher sums insured.

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Can I Insure My Block of Flats if I’m Not the Freeholder?

Property Insurance Centre

The quick answer is yes, you can insure your block of flats even if youre not the freeholder, but the process and your responsibilities depend on your ownership type and lease agreement. Steps to Take Check the Lease Agreement: This document will outline who is responsible for insuring the building.

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Housing Code Violations in Philadelphia: An Interview with Katie Vespia

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For instance, problems with roofs and exterior wallssuch as cracks, leaks, or deteriorating materialscan weaken a buildings overall integrity, while foundation issues like uneven or shifting bases create serious safety hazards. These resources are invaluable for both property owners and insurance brokers when assessing risk.

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