Smart Insurance Agents

OCTOBER 16, 2024

A medical health insurance broker helps you choose the best health insurance plan tailored to your needs. Unlike agents tied to one insurer, brokers work with multiple companies to give you unbiased options. What is a medical health insurance broker?

Insurance Broker 52

Insurance Broker Broker Broker-Agent Out-Of-Pocket Expense 52

Distinguished

MARCH 17, 2025

In New York City, housing code violations challenge property owners, tenants, and insurance brokers alike. We speak with Katie Vespia, President of Distinguisheds Real Estate program , about common NYC violations, their fines, resolution processes, and the impact on insurance coverage.

Broker 52

Broker Insurance Broker Building Underwriting 52

Property Insurance Centre

FEBRUARY 10, 2025

What Perils Are Covered by Commercial Property Insurance? Commercial property insurance is essential for businesses to protect their assets from unforeseen events. Fire and Smoke Damage One of the most significant risks to any business, fire can destroy buildings, equipment, and inventory.

Commercial Property 52

Commercial Property Property Insurance Commercial Boiler and Machinery 52

Cowbell

AUGUST 20, 2024

where he orchestrated strategic roadmaps, oversaw the integration of API products, and launched and oversaw a new division focused on building a portfolio of specialty insurance products. He expanded API premium across multiple business lines through key partnerships within the insurance ecosystem.

Cyber 105

Cyber Underwriting Underwriter Insurance Broker 105

Friendly Agent

SEPTEMBER 21, 2020

You will learn sales skills, building connections with other people, reaching out to mentors, and closing deals. How do you make money as an insurance agent? The insurance broker is able to earn money from commissions when they start selling insurance products to customers.

Insurance Agent 130

Insurance Agent Insurance Agents Agents Broker-Agent 130

Distinguished

FEBRUARY 24, 2025

However, for insurance brokers, the wide spectrum of restaurants represents both a challenge and an opportunity. With thousands of restaurants in Charlotte and across North Carolina, the need for comprehensive insurance coverage is vital.

Liability 52

Liability Liability Insurance Insurer Insured 52

Property Insurance Centre

JANUARY 4, 2024

Get a Quote Insurance under one roof We are specialists in many types of insurance GET YOUR QUOTE GET YOUR QUOTE Key Takeaways Consistent rate increases have been experienced in the property insurance market since 2017. Inflation drives up property valuations , construction costs , and insurance premiums.

Property Insurance 52

Property Insurance Commercial Property Liability Insurer 52

Distinguished

MARCH 19, 2025

For buildings constructed before June 13, 1979, strict rent control laws apply. These include unstable buildings, unsafe stairways, or poorly maintained common areas like balconies and porches. Once a report is filed, the Department of Building Inspection (DBI) conducts an inspection. First, there are Rent Control Violations.

52

52

Property Insurance Centre

OCTOBER 18, 2024

The insurance industry has had to adjust premiums to reflect this growing risk. By mid-2024, the average cost of home insurance had risen by 19% compared to 2023, with flood-prone areas facing even steeper increases​ CityAM.

Property Insurance 52

Property Insurance Premium Insurer Insured 52

Property Insurance Centre

AUGUST 12, 2024

This new policy doesn’t apply to all buildings. In the event of a confirmed fire, ensure you have a process in place to safely evacuate the building and for a person to call the LFB (via 999) to confirm a fire has broken out. Buildings of substantial public significance identified as exempt by LFB.

Commercial Property 52

Commercial Property Commercial Property Insurance Building 52

Property Insurance Centre

AUGUST 8, 2024

However, if it goes more long term the insurers can at worst pull cover entirely leaving you to search the market for an alternative, or perhaps apply more stringent conditions and charge a rather large additional premium – usually refundable on a pro-rata basis, assuming you are able to let the property out again!

Insurer 52

Insurer Insured Insurance Premium 52

Property Insurance Centre

NOVEMBER 11, 2024

These are just some of the excuses we hear of from the question of, “ Why can’t I get insurance ?” ” or can’t get the insurance you deserve for that matter – insurance with reasonable premiums and without unnecessary restrictions. It can be an extremely nuanced subject & question.

Insurer 52

Insurer Insured Insurance Premium 52

Distinguished

MARCH 6, 2025

Other notable issues include illegal conversions where garages, basements, or other spaces are converted into living areas without proper permitswhich are particularly common in older buildings. After a report is filed, an inspector from the Los Angeles Housing Department or Building and Safety is dispatched to evaluate the situation.

Building 52

Building Damage Underwriting Underwriter 52

Property Insurance Centre

JULY 21, 2024

We work closely with our Insurers to get the best rates and our experience and excellent relationships with them mean that we can provide cover for even the most difficult to place risks. Established in 1976, we are not a call centre but a specialist insurance broker with a traditional office mentality, where the client comes first.

Claim 52

Claim Property Damage Property Insurance Building 52

Property Insurance Centre

MAY 20, 2024

Importance of Accurate Declared Value It is vital that the block management company ensures the flats are insured for the correct rebuilding cost , as this value can increase each year depending on rising costs of materials and labour, as well as new building regulations.

Building 52

Building Liability Insurer Insured 52

Property Insurance Centre

DECEMBER 23, 2024

Insurers will not always insist on having all of these protections, however, it may reduce their risk and in turn reduce your premium. We work closely with our Insurers to get the best rates and our experience and excellent relationships with them mean that we can provide cover for even the most difficult to place risks.

Commercial Property 52

Commercial Property Insurer Insured Insurance 52

Property Insurance Centre

AUGUST 28, 2024

Corner Shop Insurance and BT Redcare Alarm changes Business Owners who have corner shop insurance are all to aware of the benefits an appropriate intruder alarm system will have, both in relation to their insurance premiums (or in being given an insurance policy at all in some cases) and to the physical security of their goods.

Insurer 52

Insurer Insured Insurance Property Insurance 52

Jackson & Jackson

MAY 22, 2024

With the right insurance coverage, investors can mitigate financial losses resulting from unforeseen events such as fires, storms, theft, or vandalism. This can help investors attract quality tenants and build trust in the property’s management, which can contribute to the property’s long-term success.

Property Insurance 52

Property Insurance Commercial Property Commercial Insurer 52

Property Insurance Centre

JANUARY 30, 2024

That’s why it’s essential to choose a specialised block of flats insurance policy that covers the specific needs of your property. Block of flats insurance typically focuses on buildings insurance , which covers the physical structure of the property. What is Block of Flats Insurance?

Insurer 52

Insurer Insured Insurance Building 52

Property Insurance Centre

JANUARY 16, 2025

Commercial Flood Insurance in the United Kingdom: Types of Coverage Available Commercial flood insurance policies typically cover: Property Damage: Repair or replacement of buildings, fixtures, and equipment. Areas with a history of flooding typically face higher premiums or reduced access to coverage.

Commercial 52

Commercial Commercial Property Insurer Insured 52

Smart Insurance Agents

SEPTEMBER 28, 2024

In this article, we’ll explain the benefits of using a broker, how to find a reliable one, and key questions you should ask. Key Takeaways Medical insurance brokers serve as intermediaries, helping clients navigate the insurance market and find suitable health plans tailored to their unique needs.

Broker 52

Broker Broker-Agent Insurance Broker Insurer 52

Word & Brown

FEBRUARY 4, 2025

Insurance broker success depends on many things. It doesnt matter what part of the insurance market youre focused on Small Group Medical, Large Group Medical, Ancillary product sales, or some combination, we can help you write and earn more. Start to finish, we deliver everything you need.

Broker 52

Broker Building Underwriting Underwriter 52

Property Insurance Centre

SEPTEMBER 11, 2024

We work closely with our Insurers to get the best rates and our experience and excellent relationships with them mean that we can provide cover for even the most difficult to place risks. Established in 1976, we are not a call centre but a specialist insurance broker with a traditional office mentality, where the client comes first.

Insurance Policy 52

Insurance Policy Policy Boiler and Machinery Insurer 52

Word & Brown

NOVEMBER 12, 2024

What is Health Insurance Marketing? Health insurance marketing refers to the strategies and methods used to connect with potential clients, communicate the benefits of health insurance, and build lasting client relationships. The post Where Can a Broker Get Insurance Marketing Assistance?

Broker 52

Broker Broker-Agent Insurer Insured 52

Word & Brown

SEPTEMBER 10, 2024

Here’s an overview of how W&B teams can assist you: Shopping, Comparing, and Quoting: Our proprietary quote platform helps you build a winning proposal with highlighted plan differences to make your clients’ plan selection easier. Easily put together the best scenario with the most-attractive rates.

Broker 52

Broker Underwriting Underwriter Premium 52

Word & Brown

OCTOBER 18, 2024

That’s why we suggest every broker adopt and implement a good Customer Relationship Management (CRM) platform. Check out our prior post, Ranking the Best CRM Options for Insurance Brokers. Rate changes may vary by coverage selected and insurer. That is only slightly above the 6% increase in 2024 premiums.

Broker 52

Broker Insurance Broker Premium Deductible 52

Word & Brown

OCTOBER 31, 2024

2: Build Credibility Focus on how you can assist your prospects and clients. The leads you receive can build your network and help fill your future sales pipeline. The post 5 Strategies to Help Insurance Agents Win Over New Clients appeared first on The Insurance Broker Blog.

Insurance Agent 52

Insurance Agent Insurance Agents Agents Broker-Agent 52

Distinguished

SEPTEMBER 10, 2024

Distinguished’s Builder’s Risk program insures a variety of the most common construction projects. This includes projects that involve: Betterments Renovations New Construction We also insure a variety of building types, including single-family homes , mixed-use buildings , and commercial properties.

Risk 52

Risk General Liability Broker-Agent Insurer 52

Word & Brown

AUGUST 16, 2024

Plus, our value-added extras – like free COBRA admin and a Premium Only Plan for qualified groups – will help you nurture your client relationships for a long-term connection. You can instantly search, confirm, and build quotes with your clients’ preferred doctors, medical groups, and hospitals.

Broker 52

Broker Underwriting Underwriter Building 52

Cover4LetProperty

OCTOBER 10, 2022

So, the biggest nightmare is losing it all from incidents such as fire, flooding, or subsidence, for example, as well as other risks to the building and its contents. Why do I need specialist let property insurance, rather than any other type of property insurance? What are let property insurance brokers?

Insurer 52

Insurer Insured Insurance Property Insurance 52

Word & Brown

JANUARY 14, 2025

Our broker support team members work collaboratively to ensure you get all the support you need from start to finish, quoting to enrollment, post-sale service, and renewal. Our value-added extras include free COBRA admin, a Premium Only Plan (POP), and ERISA services for qualified groups.

Broker 52

Broker Underwriting Underwriter Building 52

Property Insurance Centre

JULY 30, 2024

Arrange Landlord Insurance Coverage Landlords need to get the right kind of insurance for their rental properties. This includes insurance for the building itself, liability risks, and coverage for lost rental income. Also, loans for building new rentals might have higher interest rates as they’re being built.

Building 52

Building Property Insurance Policy Commercial 52

Word & Brown

NOVEMBER 7, 2024

Sell the value Make sure you talk with your customer about what makes the product you’re recommending a better choice for their specific situation, as compared to something from another carrier (or another broker). If carrier A has a plan that includes a similar network, but the premiums are lower, it’s okay to sell based on cost.

Out-Of-Pocket 52

Out-Of-Pocket Broker-Agent Insurer Insured 52

Property Insurance Centre

MARCH 19, 2024

“Insurance companies should prioritize consumer education to build trust and ensure policyholders understand their rights and responsibilities. ” Preventing Claims Disputes through Education One of the main benefits of insurer-led consumer education is the prevention of claims disputes.

Property Insurance 52

Property Insurance Policyholder Insurer Insured 52

Property Insurance Centre

NOVEMBER 26, 2024

We work closely with our Insurers to get the best rates and our experience and excellent relationships with them mean that we can provide cover for even the most difficult to place risks. Established in 1976, we are not a call centre but a specialist insurance broker with a traditional office mentality, where the client comes first.

Injury 52

Injury Protection Risk Damage 52

Word & Brown

NOVEMBER 1, 2024

Maybe Santa’s Workshop (where employees bring or build gifts for Toys for Tots, a Children’s Hospital, or another charity), Holiday Lights, or Christmas Cooking. Include items like premium coffee, gourmet snacks, branded office supplies, and holiday candles. Pinterest features a list of hundreds of other possibilities, too.

Broker 52

Broker Insurance Broker Premium Building 52

Word & Brown

NOVEMBER 20, 2024

Sporting Goods : Think beyond the basics—fitness gear or premium accessories tailored to your clients’ hobbies make thoughtful gifts. Ferry Building Marketplace (San Francisco) : From gourmet chocolates to handcrafted oils and spices, this iconic marketplace offers a variety of shop small gifts that can be beautifully packaged for clients.

Insurance Agent 52

Insurance Agent Insurance Agents Agents Insurer 52