Property Insurance Centre

JANUARY 30, 2024

Freehold Block of Flats Insurance: Top Cover Tips If you own a freehold block of flats , it’s crucial to have the right insurance coverage to protect your investment. Standard home insurance policies may not provide adequate protection for the unique risks associated with a block of flats.

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Property Insurance Centre

DECEMBER 23, 2024

Being a Commercial Property Owner or Business Owner you will be aware there will be certain conditions within your insurance policy with regard to the Security at the premises. However, the first thing you should ask yourself, is, “Do I have the right lock for my insurance?”

Commercial Property 52

Commercial Property Insurance Insurer Insured 52

Jackson & Jackson

APRIL 10, 2024

Understanding the Types of Coverage Available Property Insurance This is the most basic form of insurance you’ll need. It covers the physical structure of your building and its contents against fire, theft, and some natural disasters. This information will ensure a smooth process if you ever need to file a claim.

Commercial Property 52

Commercial Property Commercial Business Interruption Out-Of-Pocket Expense 52

Property Insurance Centre

NOVEMBER 11, 2024

Insurers will often insist that the property has a maintenance programme in place before they even offer renewal terms. Currently, many insurers will simply decline to offer renewal terms, if there had been any history of poor maintenance. It can be an extremely nuanced subject & question.

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Insurance Insurer Insured Premium 52

Paragon Independent Insurance Agencies

MAY 27, 2024

Protection of Business Property Commercial insurance protects all business property, including buildings on the land, equipment in the yard, inventory, and other assets owned by the company. Property insurance policies cover damage or loss caused by perils such as fire, vandalism, theft, or natural disasters.

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Commercial Insurance Commercial Protection Business Interruption 40

TGS

OCTOBER 3, 2024

Similarly, if the cost of building materials rises—something we’ve seen in recent years—insurance costs could also increase. These features reduce the risk of significant damage or theft, meaning less risk for the insurance company. Pets Believe it or not, having certain pets can impact your insurance premium.

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Premium Deductible Out-Of-Pocket Insurance 52

Cover4LetProperty

NOVEMBER 3, 2024

At first glance, there might seem little difference between a dwelling in which the owner occupier lives and one that is let to a tenant – despite the difference in tenure, both are homes, with a building and its contents broadly vulnerable to similar risks and perils. So, what is suitable landlord insurance – what does it cover?

Insurance 40

Insurance Insurer Insured Home Insurance 40

Protect Commercial Insurance

NOVEMBER 15, 2024

Designed to protect your business from unforeseen risks, commercial insurance can offer the peace of mind you need to focus on what truly matters—growing your business and serving your clients. Types of Commercial Insurance Commercial insurance isn’t just a one-size-fits-all solution.

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Commercial Insurance Commercial Protection Business Interruption 52

Property Insurance Centre

AUGUST 28, 2024

Corner Shop Insurance and BT Redcare Alarm changes Business Owners who have corner shop insurance are all to aware of the benefits an appropriate intruder alarm system will have, both in relation to their insurance premiums (or in being given an insurance policy at all in some cases) and to the physical security of their goods.

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Insurance Insurer Insured Property Insurance 52

Protect Commercial Insurance

MAY 30, 2024

Let’s dive in and discover the insurance options that are essential for your business’s protection. Cyber insurance provides coverage against losses resulting from cyberattacks, data breaches, and other cyber-related incidents.

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Cyber Business Insurance Business Interruption Professional Liability Insurance 52

Cover4LetProperty

DECEMBER 1, 2023

Covered risks Home insurance: Typically covers the structure of the home, contents, personal possessions, and liability for the homeowner. Loss of rent Home insurance: Generally does not include protection for loss of rental income, as it is not designed for rental properties.

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Home Insurance Insurance Insurer Insured 52

Protect Commercial Insurance

OCTOBER 25, 2024

Introduction When it comes to safeguarding your business, selecting the right insurance policy is crucial. It can be quite a daunting task with so many options out there, and understanding each policy’s intricacies is essential for your peace of mind and financial wellbeing. What are the policy exclusions and limitations?

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Business Insurance Liability Insurance Liability Insurance 52

Protect Commercial Insurance

NOVEMBER 22, 2024

Without insurance, your business could face catastrophic financial loss from property damage, theft, or a lawsuit. A single incident can be financially crippling, but insurance shields you from unprecedented risks. Investing in the right policy can save you a lot of money in the long run.

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Commercial Insurance Commercial Cyber Insurance 52

Property Insurance Centre

AUGUST 8, 2024

However, if it goes more long term the insurers can at worst pull cover entirely leaving you to search the market for an alternative, or perhaps apply more stringent conditions and charge a rather large additional premium – usually refundable on a pro-rata basis, assuming you are able to let the property out again!

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Insurance Insurer Insured Premium 52

Cover4LetProperty

JANUARY 21, 2023

Before considering just what landlords’ insurance covers, it may be helpful to understand why this specialist insurance product is needed in the first place. So, why is specialist landlord insurance necessary? Why won’t standard home building and contents cover suffice, for example?

Insurance 52

Insurance Insurer Insured Damage 52

Jackson & Jackson

MAY 22, 2024

With the right insurance coverage, investors can mitigate financial losses resulting from unforeseen events such as fires, storms, theft, or vandalism. For instance, a policy might cover repairing or replacing a roof damaged by a storm or the value of stolen office equipment.

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Property Insurance Commercial Property Commercial Insurance 52

ProWriters

JULY 25, 2024

AT&T Telecommunications company AT&T suffered a massive breach that exposed almost all of its 109 million customers to an increased risk of identity theft. Transparency builds trust and mitigates long-term reputational damage. One of the best ways to keep them secure is to offer comprehensive Cyber Insurance.

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Cover4LetProperty

AUGUST 23, 2022

Most important of all, once you cross that boundary into letting your home, or any part of it, your insurance requirements automatically change too. How is let property insurance different from home insurance? What doesn’t buy-to-let insurance cover?

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Insurance Insurer Insured Property Insurance 40

Protect Commercial Insurance

JUNE 27, 2024

Insurance policies such as property, liability, and professional indemnity can provide a crucial safety net, making it essential for businesses of all sizes. For example, a small retail shop could face severe repercussions from events such as fire, theft, or customer injuries on premises.

Commercial Insurance 52

Commercial Insurance Commercial Cyber Business Interruption 52

TGS

OCTOBER 25, 2024

This is directly linked to inflation, which affects everything from the price of building materials to labor. When the cost of replacing or repairing homes rises, so does the amount insurers have to pay out in claims. Even small, seemingly inconsequential claims may affect your insurance rates for years to come.

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Home Insurance Premium Insurance Insurer 52

Cover4LetProperty

JANUARY 4, 2023

Some landlord insurance policies may have certain conditions attached to who you can and cannot rent your property. For example, some policies may specifically exclude cover if tenancies are granted to groups such as students, DSS recipients, asylum seekers, or others. What does landlord insurance for DSS tenants cover?

Insurance 52

Insurance Insurer Insured Damage 52

TGS

JANUARY 28, 2025

Stick to Local Building Codes Renovation projects must comply with your local building codes. Whether its proper insulation, fire safety measures, or structural reinforcements, failing to follow these codes could not only void your insurance but also result in fines or having to redo work.

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