Insurance Journal

JULY 16, 2024

The families of two construction workers killed when an airport hangar in Idaho collapsed are suing several companies that were involved in the building process, alleging the businesses recklessly cut corners and used inappropriate materials for the build. The private …

Building 252

Building Damage Liability 252

Insurance Journal

DECEMBER 17, 2024

AP) Toyota plans to build a new paint facility as part of a $922 million investment at its factory complex in Georgetown, Kentucky, making it the second big addition announced this year at the automaker’s largest manufacturing … GEORGETOWN, Ky. (AP)

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Building Workers Compensation Property Insurance Compensation 257

Insurance Journal

DECEMBER 20, 2024

The Cleveland Clinic, a health care system with hospitals and clinics around the world, said it plans to build a 150-bed hospital in the Palm Beach area and will quadruple the size of an outpatient clinic there. Cleveland has operated …

Building 246

Building Workers Compensation Insurance Workers Compensation Property Insurance 246

Insurance Journal

FEBRUARY 28, 2025

The UK set out a raft of reforms designed to improve building safety, as it aims to clamp down on failures that contributed to the Grenfell Tower fire. The government is planning tougher rules on construction product safety, backed by …

Building 242

Building Liability 242

Mark Jackson Insurance Agency

MARCH 19, 2025

Brick commercial office building by Binyamin Mellish Expanding your business to a new location is an exciting step toward growth, but it also introduces new risks. From property protection to liability coverage, ensuring your business insurance policies align with your expansion is critical. This coverage is required in most states.

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Workers Compensation Liability Property Damage Injury 52

Cowbell

MARCH 30, 2025

New Products: Building on a Strong Foundation For five years, Cowbell has refined underwriting precision in cyber and established sweeping distribution channels. Management Liability: Coming soon, well unveil a dedicated suite for D&O, EPL, Fiduciary, and Crime.

Cyber 64

Cyber Underwriter Underwriting Policyholder 64

Shield Insurance Agency

MARCH 31, 2025

Warehouse Operations in Michigan: A Risk Landscape Warehouses face a unique set of risks, including damage to goods, equipment breakdown, and liability issues. Shield Insurance Agency is here to help you understand the importance of commercial insurance in your warehouse operations. This is where commercial insurance comes in.

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Commercial Insurance Commercial Insurance Agency Injury 52

Scott Insurance

FEBRUARY 19, 2025

If heavy machinery is used in proximity to the existing apartment buildings, it raises the potential for accidents or property damage. Owners should ask themselves the following: Does my contractor carry sufficient liability limits? Is my legal entity named on my contractors liability policy?

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Underwriter Underwriting Insurer Insured 52

Scott Insurance

FEBRUARY 10, 2023

Affordable housing developments are a critical component of building a strong economy, and the need for affordable housing today is urgent. Given the increasing number of projects, our team has determined the following liability considerations and risk management strategies.

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Liability Policy Risk Property Damage 52

Distinguished

MARCH 6, 2025

Other notable issues include illegal conversions where garages, basements, or other spaces are converted into living areas without proper permitswhich are particularly common in older buildings. After a report is filed, an inspector from the Los Angeles Housing Department or Building and Safety is dispatched to evaluate the situation.

Building 59

Building Damage Insurance Broker Underwriter 59

Property Insurance Centre

SEPTEMBER 25, 2024

Top Building Insurance Pitfalls Here are some common pitfalls to avoid when getting building insurance in the UK: – Underinsuring. Insure your building at the amount that it will cost to rebuild it and not at the current market value when securing block of flats insurance. – Not considering inflation.

Building 52

Building Insurer Insured Insurance 52

Distinguished

JANUARY 22, 2025

Distinguished offers a Renewal Certificate Endorsement , now available for eligible Contractor’s Pollution Legal Liability Plus (CPL) and Contractor’s Pollution & Professional Legal Liability Plus (CPPL) policies. increased limits), provides a new set of limits of liability and expiring coverage.

Policy 52

Policy Broker-Agent Inland Marine Liability 52

Distinguished

FEBRUARY 24, 2025

Slip-and-fall incidents: High foot traffic in dining areas and restrooms increases the risk of customer or employee injuries, which can lead to costly liability claims. Key coverages we offer include: Property insurance: Protection for buildings, equipment, and inventory against fire, theft, and natural disasters.

Liability 52

Liability Liability Insurance Insurer Insured 52

Distinguished

MARCH 19, 2025

For buildings constructed before June 13, 1979, strict rent control laws apply. These include unstable buildings, unsafe stairways, or poorly maintained common areas like balconies and porches. Once a report is filed, the Department of Building Inspection (DBI) conducts an inspection. First, there are Rent Control Violations.

Building 52

Building Broker Damage Insurance Broker 52

Insurance Journal

FEBRUARY 12, 2025

A renewed and expanded effort from chemical giant Bayer to shield itself from lawsuits that claim its popular weedkiller Roundup causes cancer brought dozens of protesters to the Iowa Capitol building Monday begging lawmakers to reject it. The legislation, pending …

Claim 158

Claim Building Liability 158

Paragon Independent Insurance Agencies

FEBRUARY 28, 2025

It helps cover accidents, repairs, and liability claims, ensuring your business isn’t financially burdened by unexpected incidents. Beyond vehicle coverage, you may also need general liability insurance, which protects against third-party claims for injuries or property damage during business operations.

Commercial Insurance 40

Commercial Insurance Commercial Insurance Agency General Liability 40

Protect Commercial Insurance

JANUARY 10, 2025

From property damage and liability to business interruption cover, clients get everything under one roof. Building Reputation and Credibility When brokers build successful referral partnerships, they bolster their reputation and credibility. A strong network indicates reliability and solid industry standing.

Building 52

Building Broker Commercial Property Insurer 52

Boyle Agency Insurance

FEBRUARY 3, 2025

It provides coverage for property damage and theft of building materials during the renovation process. A safe renovation environment can help prevent liability claims on your insurance. Hire Licensed Contractors: Ensure that contractors and workers are licensed and insured to minimize liability risks.

Home Insurance 45

Home Insurance Theft License Insurer 45

Distinguished

MARCH 20, 2025

For instance, problems with roofs and exterior wallssuch as cracks, leaks, or deteriorating materialscan weaken a buildings overall integrity, while foundation issues like uneven or shifting bases create serious safety hazards. Landlord insurance which covers both liability and property damageis particularly sensitive to housing violations.

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Broker License Insurance Broker Risk 52

Insurance Marine News

SEPTEMBER 30, 2024

Join Us The post Early ice build-up closes East Arctic to sanctioned Russian LNG appeared first on Insurance Marine News. You need to be logged in to view this content. Please Log In. Not a Member?

Building 52

Building Marine Insurer Insured 52

Insurance Marine News

SEPTEMBER 8, 2024

Join Us The post Bad weather sees cargo backlogs build at west coast Indian ports appeared first on Insurance Marine News. You need to be logged in to view this content. Please Log In. Not a Member?

Building 52

Building Marine Insurer Insured 52

Distinguished

APRIL 9, 2025

Many traditional carriers want to enter these markets but lack the time or resources to build an in-house underwriting team. Specialization: Brokers typically offer a broad range of standard insurance products, while MGAs specialize in niche markets like cyber liability, HOA insurance, and high-risk commercial properties.

Agents 52

Agents Broker-Agent Broker Underwriter 52

Prof. Allan Manning

MARCH 11, 2024

Could you advise why the Steadfast Wording requires a sub-limit for Unabandoned Undamaged Portion of a Building. Abandoned Undamaged Portion of a Building is yet another extension which is there for the benefit of the Insured. The following question was asked of one of the LMI team who intern asked me to address it.

Building 130

Building Damage Premium Risk 130

Distinguished

MARCH 21, 2025

If these conditions arent met, the building can be cited for a violation. Structural issues including unstable porches, broken stairs, damaged roofs, or cracked wallscan compromise the safety of a building. A housing inspectorusually from the Department of Buildings (DOB) or Public Healthwill then inspect the property.

Building 52

Building Insurance Broker Broker Damage 52

Insurance Journal

FEBRUARY 10, 2025

ATLANTA (AP) A clean energy company is abandoning a plan to build a giant electric battery factory in Atlanta’s suburbs after it shifted to buy a solar panel plant in Texas. Freyr Battery told officials in Newnan last week …

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Building Workers Compensation Property Insurance Compensation 135

Property Insurance Centre

JANUARY 27, 2025

Steps to Take Check the Lease Agreement: This document will outline who is responsible for insuring the building. If youre a leaseholder, the freeholder (or management company) typically holds responsibility for buildings insurance. However, the cost is often recovered through service charges.

Building 52

Building Broker-Agent Insurer Insured 52

Property Insurance Centre

MARCH 21, 2025

Growing Property Market with Diverse Building Types Manchester has seen rapid urban development, especially in areas like Ancoats, Salford Quays, and Deansgate, with a mix of modern high-rises and older converted mills. Whether you’re a landlord, property manager, or investor, here’s what makes Manchester stand out: 1.

Premium 52

Premium Insurer Insured Insurance 52

Protect Commercial Insurance

APRIL 11, 2025

Types of Coverage Available Commercial property insurance usually provides several types of coverage, allowing businesses to tailor policies to their precise requirements: – Building Coverage : Protects the physical structure of your business, including fixtures and fittings. Non-compliance can sometimes void insurance claims.

Commercial Property 52

Commercial Property Property Insurance Commercial Insurer 52

Property Insurance Centre

JANUARY 30, 2025

Because of these risks, many standard building insurance policies may not fully cover an unoccupied flat for extended periods, typically beyond 30-60 days. Block of Flats Insurance with Unoccupied Cover A tailored policy that protects both occupied and vacant flats within the same building.

Property Insurance 52

Property Insurance Insurer Insured Insurance 52

Property Insurance Centre

MARCH 11, 2025

Greater Risk of Fire and Cladding Issues Following Grenfell Tower , insurers are more cautious about buildings with cladding, especially in London, where many high-rises have fire safety concerns. Insurers may include bespoke policies covering artwork, listed building requirements, or concierge services.

Risk 52

Risk Insurer Insured Insurance 52

LexisNexis

APRIL 1, 2025

Learn how to specify the insurance to be obtained in a building contract so coverage for construction risks is maximized. Impact of Climate Change on Coverage under Builder's Risk Insurance Policies for Renewable Energy Projects Explore issues that might arise under a standard builder's risk insurance policy.

Commercial General Liability 40

Commercial General Liability General Liability Commercial Liability 40

Tosten Marketing

APRIL 7, 2025

How to Build a Powerful Online Presence In today’s digital age, a strong online presence is essential for insurance agencies. Building a strong online presence requires consistent effort and adaptation to changing digital trends. Use social media for customer service. Respond promptly to inquiries and comments.

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Insurance Agency Insurer Insured Insurance 52

Property Insurance Centre

MAY 20, 2024

Importance of Accurate Declared Value It is vital that the block management company ensures the flats are insured for the correct rebuilding cost , as this value can increase each year depending on rising costs of materials and labour, as well as new building regulations. Who is Considered an Employee?

Building 52

Building Liability Insurer Insured 52

Property Insurance Centre

FEBRUARY 10, 2025

Whether you own an office building, a retail store, a warehouse, or a manufacturing facility, this type of coverage safeguards your physical assets, ensuring financial stability in the face of damage or loss. Fire and Smoke Damage One of the most significant risks to any business, fire can destroy buildings, equipment, and inventory.

Commercial Property 52

Commercial Property Property Insurance Commercial Boiler and Machinery 52

Boston ERISA & Insurance Litigation

OCTOBER 25, 2024

I could give you multiple examples of Chapter 93A cases where I built the insurers defense around specific circumstances and events in the underlying tort action that justified its challenged settlement decisions during the underlying tort suit, leading to a good result for the insurer in the Chapter 93A action.

Liability 40

Liability Claim Insurer Insured 40

Distinguished

MARCH 17, 2025

If a buildings indoor temperature falls below the legal minimum, it not only causes discomfort but also attracts fines. Then we have mold and water damage , often stemming from persistent leaks and damp conditions in older buildings. This can pose serious health risks for tenants and lead to significant liabilities.

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Broker Insurance Broker Building Underwriter 52

ProWriters

SEPTEMBER 23, 2024

Your business clients need Employment Practices Liability (EPL) Insurance , or EPLI. As Heckman explains, an EPLI policy breaks down into two simple parts: First-Party Liability covers businesses from allegations from their employees, such as wrongful termination or failure to promote. Obtained more than $22.6

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Out-Of-Pocket Liability Insurance Carrier Policy 92