Insurance Journal

FEBRUARY 10, 2025

ATLANTA (AP) A clean energy company is abandoning a plan to build a giant electric battery factory in Atlanta’s suburbs after it shifted to buy a solar panel plant in Texas. Freyr Battery told officials in Newnan last week …

Building 147

Building Workers Compensation Property Insurance Compensation 147

Distinguished

FEBRUARY 24, 2025

Distinguisheds Restaurant Insurance program offers brokers in Charlotte a range of coverages that address the unique risks facing modern restaurants. Key coverages we offer include: Property insurance: Protection for buildings, equipment, and inventory against fire, theft, and natural disasters.

Liability 52

Liability Liability Insurance Insurance Insured 52

LexisNexis

APRIL 1, 2025

Learn how to specify the insurance to be obtained in a building contract so coverage for construction risks is maximized.

Commercial General Liability 40

Commercial General Liability General Liability Commercial Liability 40

Property Insurance Centre

MAY 20, 2024

Importance of Accurate Declared Value It is vital that the block management company ensures the flats are insured for the correct rebuilding cost , as this value can increase each year depending on rising costs of materials and labour, as well as new building regulations. Who is Considered an Employee?

Building 52

Building Liability Insurance Insured 52

Property Insurance Centre

FEBRUARY 24, 2025

How to Protect Your Business Get Comprehensive Insurance Ensure you have general liability insurance, professional indemnity insurance, and workers compensation if applicable. Incorporate Your Business Structure your business as a Limited Liability Company (LLC) or Corporation to protect personal assets.

Liability 52

Liability Protection Claim Property Insurance 52

Protect Commercial Insurance

MAY 24, 2024

While you may have the basic insurance policies in place, such as property and general liability insurance, there are several other essential insurance policies that you might be overlooking. In this article, we will explore five often overlooked insurance policies that can provide valuable coverage for your business.

Insurance Policy 52

Insurance Policy Protection Policy Business Interruption 52

Neilson Marketing Services

DECEMBER 5, 2024

This trend means insurance agencies need content that doesn’t just answer questions but also anticipates the needs of potential clients. What to do: Focus on conversational keywords and phrases like “how does liability insurance work for small businesses?” Build trust by citing authoritative external sources.

Insurance Industry 93

Insurance Industry Insurance Insured Insurer 93

Property Insurance Centre

JANUARY 30, 2024

That’s why it’s essential to choose a specialised block of flats insurance policy that covers the specific needs of your property. Block of flats insurance typically focuses on buildings insurance , which covers the physical structure of the property. What is Block of Flats Insurance?

Building 52

Building Insurance Insured Insurer 52

Property Insurance Centre

JANUARY 4, 2024

The property insurance sector is no exception, as inflation directly impacts key cost drivers such as property valuations , construction costs , and labour. The rising costs of building or repairing properties have a direct effect on insurance premiums.

Property Insurance 52

Property Insurance Commercial Property Liability Insurance 52

Neilson Marketing Services

SEPTEMBER 11, 2024

Email marketing remains one of the most powerful tools for converting insurance leads into clients. For insurance professionals, it offers a direct way to communicate with potential customers, build relationships, and ultimately drive conversions. FAQ How can email marketing help convert insurance leads into clients?

Insurance Agents 80

Insurance Agents Insurance Agent Agents Insurance 80

Paragon Independent Insurance Agencies

NOVEMBER 15, 2024

Here in Plano, TX, Paragon Independent Insurance Agency aims to simplify this process by breaking down essential terms you need to know to protect your business effectively. Understanding General Liability Insurance General liability insurance is a must-have for any business.

Business Insurance 40

Business Insurance Business Interruption Professional Liability Insurance General Liability 40

Mark Jackson Insurance Agency

MAY 21, 2024

Here are some critical insurance considerations every home-based business owner should evaluate. The Crucial Role of Liability Coverage One of the main concerns for any business, including those based at home, is liability. Read the full article at www.markjacksoninsurance.com

Liability 52

Liability Business Interruption Home Insurance Professional Liability Insurance 52

Scott Insurance

DECEMBER 10, 2021

As a result, the cyber liability insurance market is seeing increased premiums and deductibles and lower coverage limits. Download our Cybersecurity Best Practices whitepaper to learn how to assess your true cyber risk, build strong defenses to improve your odds, and develop and practice a thorough incident response plan.

Cyber 52

Cyber Deductible Liability Insurance Liability 52

Cover4LetProperty

OCTOBER 1, 2024

While landlord insurance typically isn’t a legal requirement, if you have a mortgage on the property, then in most cases you will be legally obliged to ensure you have (at the very least) adequate landlords buildings insurance to protect both you and your mortgage provider’s financial interests in the property.

Insurance 60

Insurance Insured Insurer Injury 60

Protect Commercial Insurance

NOVEMBER 15, 2024

Types of Commercial Insurance Commercial insurance isn’t just a one-size-fits-all solution. There are several types that cater to different aspects of a business: – Property Insurance : This covers physical assets like buildings, equipment, and inventory against damages.

Commercial Insurance 52

Commercial Insurance Commercial Protection Business Interruption 52

Distinguished

OCTOBER 31, 2024

What you should share with the insurance company to help save on cost without compromising coverage. Tell us about your mission, origins, building, collection’s basis, exhibitions, staff, and what makes your institution unique. Consult your insurance broker for clarity on the specifics and potential additional coverage options.

Protection 52

Protection Broker-Agent Inland Marine Broker 52

Constant Contact

JULY 15, 2024

In other words, investing in insurance email marketing pays off big time. Building the foundation of your agency Before you launch email marketing campaigns, you need to establish your insurance business. The stronger the foundations of your insurance agency, the easier it will be to promote it with email marketing.

Insurance 95

Insurance Insured Insurer Insurance Agency 95

Cover4LetProperty

DECEMBER 1, 2023

Covered risks Home insurance: Typically covers the structure of the home, contents, personal possessions, and liability for the homeowner. Loss of rent Home insurance: Generally does not include protection for loss of rental income, as it is not designed for rental properties.

Home Insurance 52

Home Insurance Insurance Insured Insurer 52

Jackson & Jackson

APRIL 10, 2024

Understanding the Types of Coverage Available Property Insurance This is the most basic form of insurance you’ll need. It covers the physical structure of your building and its contents against fire, theft, and some natural disasters. Liability Insurance Liability insurance is essential for any commercial property owner.

Commercial Property 52

Commercial Property Commercial Business Interruption Out-Of-Pocket Expense 52

Protect Commercial Insurance

NOVEMBER 22, 2024

This might mean picking additional coverages, like cyber insurance if your business handles sensitive data, or business interruption insurance for unexpected shutdowns. Sitting down with an experienced insurance advisor can help you build a policy that aligns with your unique needs.

Commercial Insurance 52

Commercial Insurance Commercial Cyber Liability 52

Protect Commercial Insurance

OCTOBER 25, 2024

Familiarising yourself with the various types can help you craft the most effective insurance package: – General Liability Insurance : Covers third-party bodily injury, property damage, and advertising injuries. – Property Insurance : Protects physical assets from perils like fire, theft, and vandalism.

Business Insurance 52

Business Insurance Liability Insurance Liability Policy 52

Friendly Agent

SEPTEMBER 21, 2020

Agents who sell insurance policies of the commercial type provide coverage to business owners with their property insurance, general liability insurance, and other kinds of coverage. You will learn sales skills, building connections with other people, reaching out to mentors, and closing deals.

Insurance Agents 130

Insurance Agents Insurance Agent Agents Broker-Agent 130

Paragon Independent Insurance Agencies

MAY 27, 2024

These events may include property damage, liability claims from work-related injuries, break-ins, or business interruption. Protection of Business Property Commercial insurance protects all business property, including buildings on the land, equipment in the yard, inventory, and other assets owned by the company.

Commercial Insurance 40

Commercial Insurance Commercial Protection Business Interruption 40

Distinguished

SEPTEMBER 10, 2024

Distinguished’s Builder’s Risk program insures a variety of the most common construction projects. This includes projects that involve: Betterments Renovations New Construction We also insure a variety of building types, including single-family homes , mixed-use buildings , and commercial properties.

Risk 52

Risk General Liability Broker-Agent Insurance 52

Distinguished

SEPTEMBER 25, 2024

Whether it’s a construction project for a single-family home , a mixed-use building , or a commercial property, Distinguished’s Builder’s Risk Program has got it covered. Property damage : Damages to the building that is being constructed or renovated. What Does Distinguished’s Builder’s Risk Cover?

Risk 52

Risk Broker-Agent Insurance Insured 52

ProWriters

NOVEMBER 17, 2024

Carry Cyber Insurance Cyber Liability Insurance provides an additional layer of financial protection against ransomware attacks. Stress the importance of not opening suspicious email attachments or downloading unknown files. Consistent awareness programs can greatly enhance an organization’s security posture.

Cyber 83

Cyber Insurance Insured Insurer 83

Cover4LetProperty

JANUARY 21, 2023

Before considering just what landlords’ insurance covers, it may be helpful to understand why this specialist insurance product is needed in the first place. So, why is specialist landlord insurance necessary? Why won’t standard home building and contents cover suffice, for example?

Insurance 52

Insurance Insured Insurer Damage 52

Property Insurance Centre

JULY 21, 2024

Block of Flats FIND OUT MORE GET A QUOTE Unoccupied COMMERCIAL RESIDENTIAL Home Insurance FIND OUT MORE GET A QUOTE Residential Landlord FIND OUT MORE GET A QUOTE Land Liability FIND OUT MORE GET A QUOTE Commercial Property FIND OUT MORE GET A QUOTE Lockup Garage FIND OUT MORE GET A QUOTE Restaurant FIND OUT MORE GET A QUOTE Takeaway FIND OUT MORE (..)

Claim 52

Claim Property Damage Building Property Insurance 52

American Agents Alliance

AUGUST 26, 2024

Proven Success in Hard Times If recent events have taught us anything, it’s that the insurance industry can change quickly. While competitors were restricting new business payment plans, suspending their partners, and issuing non-renewals, Aspire was able to build its customer base.

Broker 45

Broker Broker-Agent Insurance Industry Auto Insurance 45

Property Insurance Centre

OCTOBER 18, 2024

Insurers are increasingly calling for government intervention, including improved flood defences and stricter planning regulations to prevent building in high-risk areas​ Home | ABI.

Property Insurance 52

Property Insurance Premium Insurance Insured 52

American Agents Alliance

SEPTEMBER 26, 2024

This means less time spent on paperwork and more time building client relationships. For example, if you already provide general liability insurance to a construction company, adding surety bonds to your product mix is a logical next step. Building a Competitive Edge with Surety Bonds In a crowded market, differentiation is key.

Agents 40

Agents Insurance Agents Insurance Agent General Liability 40

Protect Commercial Insurance

DECEMBER 6, 2024

This transparency builds trust between insurers and policyholders, as all parties have access to the same information. Telematics and the Internet of Things Telematics and the Internet of Things (IoT) are game-changers in the insurance space, providing real-time data collection and insights that were previously impossible to obtain.

Commercial Insurance 52

Commercial Insurance Commercial Insurance Insured 52

Property Insurance Centre

MARCH 19, 2024

“Insurance companies should prioritize consumer education to build trust and ensure policyholders understand their rights and responsibilities. ” Preventing Claims Disputes through Education One of the main benefits of insurer-led consumer education is the prevention of claims disputes.

Property Insurance 52

Property Insurance Policyholder Insurance Insured 52

Friendly Agent

DECEMBER 3, 2020

Also by working as a side hustle you can start gaining experience in the insurance industry and figure out if it is right for you or not. By selling a few policies a month you can start building a book of business will help you in building a long term business. How to become an insurance agent?

Insurance Agents 130

Insurance Agents Insurance Agent Agents Insurance Carrier 130

Protect Commercial Insurance

MAY 30, 2024

Let’s dive in and discover the insurance options that are essential for your business’s protection. For example, if your business is situated in an area prone to flood, you may want to consider flood insurance as an additional coverage.

Cyber 52

Cyber Business Insurance Business Interruption Professional Liability Insurance 52

Cover4LetProperty

AUGUST 23, 2022

Most important of all, once you cross that boundary into letting your home, or any part of it, your insurance requirements automatically change too. How is let property insurance different from home insurance? What doesn’t buy-to-let insurance cover?

Insurance 40

Insurance Insured Insurer Property Insurance 40

LexisNexis

OCTOBER 10, 2024

Is the gardener covered for workers’ compensation benefits under the homeowner’s liability insurance policy? Section 3352(a)(8)’s criteria of 52 hours worked and $100 in wages for the 90 days before the date of injury are used to determine the homeowner’s liability to the injured worker under Section “B” of the homeowner’s policy.

Workers Compensation 75

Workers Compensation Compensation Workers Compensation Insurance Injury 75