The Property Insurance Law Observer

FEBRUARY 14, 2024

29, 2024)), the Court determined that the term “windstorm” was ambiguous as utilized in the subject insurance policy. The insurer paid only a portion of the claim because it maintained that the tornado that struck and damaged the property was a “windstorm” and, therefore, the claim was subject to the policy’s “Windstorm or Hail Deductible.”

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Policy Deductible Damage Property Damage 130

HBW Leads

MAY 23, 2024

A Guide for Insurance Agency Owners Training New Agents As an insurance agency owner, one of the most crucial skills you can teach your new agents is effectively building rapport with clients over the phone. Building rapport helps establish the trust needed for clients to feel confident in your agency’s ability to meet their needs.

Building 52

Building Agents Insurance Agency Insurance Industry 52

Mark Jackson Insurance Agency

AUGUST 6, 2024

Evaluate your existing life insurance policies and consider whether your coverage needs adjustment to reflect your new marital status. You may find that increasing your coverage or purchasing additional policies ensures both partners are adequately protected. Contact us today to review your coverage.

Policy 52

Policy Auto Insurance Life Insurance Insurance Policy 52

P&L Financial Services

AUGUST 29, 2024

Myth 1: Senior Benefits Agents Are Just Salespeople One of the biggest misconceptions about senior benefits agents is that their job is solely about selling insurance policies. This training covers everything from the basics of Medicare to the nuances of various plans and policies. This variety keeps the work interesting and dynamic.

Building 52

Building Agents Insurance Insurer 52

P&L Financial Services

AUGUST 29, 2024

Myth 1: Senior Benefits Agents Are Just Salespeople One of the biggest misconceptions about senior benefits agents is that their job is solely about selling insurance policies. This training covers everything from the basics of Medicare to the nuances of various plans and policies. This variety keeps the work interesting and dynamic.

Building 52

Building Agents Insurance Insurer 52

LexisNexis

OCTOBER 11, 2024

11, 2024 "On September 25, 2024, USCIS announced that it had updated guidance in the USCIS Policy Manual Child Status Protection Act (CSPA) age for noncitizens who demonstrate extraordinary circumstances. Cyrus Mehta, Kaitlyn Box, Oct.

Policy 49

Policy Protection Building Claim 49

The Property Insurance Law Observer

AUGUST 22, 2024

2024), the District Court of Massachusetts found that “collapse” provisions within a commercial property policy were ambiguous where a floor merely sagged without completely falling to the ground. During the policy period, the insured’s floor “sunk” between eight to 12 inches.

Commercial Property 130

Commercial Property Building Damage Policy 130

American Agents Alliance

AUGUST 27, 2024

Building brand loyalty, the degree to which an individual will continue working with you regardless of price or other factors, is essential for business success. Securing a policy should be simple, getting help should be effortless, and opportunities for feedback should be proactive. However, retaining existing clients requires effort.

Building 59

Building Insurance Insurer Insured 59

P&L Financial Services

AUGUST 29, 2024

Myth 1: Senior Benefits Agents Are Just Salespeople One of the biggest misconceptions about senior benefits agents is that their job is solely about selling insurance policies. This training covers everything from the basics of Medicare to the nuances of various plans and policies. This variety keeps the work interesting and dynamic.

Agents 52

Agents Building Life Insurance Insurance Agent 52

P&L Financial Services

AUGUST 29, 2024

Myth 1: Senior Benefits Agents Are Just Salespeople One of the biggest misconceptions about senior benefits agents is that their job is solely about selling insurance policies. This training covers everything from the basics of Medicare to the nuances of various plans and policies. This variety keeps the work interesting and dynamic.

Insurance Policy 52

Insurance Policy Policy Agents Insurance 52

P&L Financial Services

AUGUST 29, 2024

Myth 1: Senior Benefits Agents Are Just Salespeople One of the biggest misconceptions about senior benefits agents is that their job is solely about selling insurance policies. This training covers everything from the basics of Medicare to the nuances of various plans and policies. This variety keeps the work interesting and dynamic.

Insurance Policy 52

Insurance Policy Policy Life Insurance Agents 52

P&L Financial Services

AUGUST 29, 2024

Myth 1: Senior Benefits Agents Are Just Salespeople One of the biggest misconceptions about senior benefits agents is that their job is solely about selling insurance policies. This training covers everything from the basics of Medicare to the nuances of various plans and policies. This variety keeps the work interesting and dynamic.

Policy 52

Policy Agents Insurance Policy Compensation 52

American Senior Benefits

AUGUST 14, 2024

#IndustryExpert/#LeadershipExpert/ August 13, 2024 Self-awareness is indeed a powerful tool that influences various aspects of our lives, from decision-making to relationship-building, and even to our overall happiness. For leaders, this quality is particularly crucial.

Insurance Policy 52

Insurance Policy Policy Building Insurance 52

The Property Insurance Law Observer

SEPTEMBER 16, 2024

Background In November 2019, West American [1] issued an insurance policy providing coverage for the Insured’s commercial shop buildings. In 2021, the Insured, through its public adjuster, filed a claim under the property policy, alleging that a May 2020 hailstorm caused significant damage to the roofs of two buildings.

Insurance Companies 130

Insurance Companies Damage Insurance Insurer 130

Redbird Agents

SEPTEMBER 13, 2024

Whether it’s life insurance, auto insurance, or health policies, an effective marketing strategy can help build brand awareness and streamline the process of reaching and converting new customers. Build strong relationships with your customer base. Scale growth while reducing CAC through optimized digital marketing strategies.

Insurance Agency 130

Insurance Agency Insurance Insurer Insured 130

American Senior Benefits

AUGUST 14, 2024

#IndustryExpert/#LeadershipExpert/ August 13, 2024 Self-awareness is indeed a powerful tool that influences various aspects of our lives, from decision-making to relationship-building, and even to our overall happiness. For leaders, this quality is particularly crucial.

Policy 52

Policy Building 52

Final Expense Brokerage

AUGUST 5, 2024

This could be in the form of weekly emails or calls to update them on the progress of their policy applications and any additional information required. Example: “Just a quick update: your policy application is currently being processed, and we expect to have everything finalized by next week. Example: “Your policy has been approved!

Policy 130

Policy Building Agents Insurance Industry 130

Wren Insurance Agency

SEPTEMBER 3, 2024

Overflow of inland or tidal waters, heavy runoff from significant rainfall, collapse or destabilization of land along a body of water due to erosion, or unexpected wave activity can all cause flooding events in your home that aren't covered by your typical HO3 policy. Regardless, it's much better to have coverage than to be without.

Insurance 98

Insurance Insurer Insured Policy 98

Final Expense Brokerage

JUNE 30, 2024

By building trust and rapport, you can overcome objections more effectively. By demonstrating empathy and understanding, you can build a stronger connection and address objections more effectively. Additionally, explain any unique features or additional benefits of the specific insurance policies you offer.

Insurance Agent 130

Insurance Agent Insurance Agents Agents Insurance 130

Final Expense Brokerage

MAY 10, 2024

Share: Understanding the Role of a Life Insurance Agent As a life insurance agent, your primary role is to help individuals and families protect their financial future by providing them with suitable life insurance policies. These courses cover topics such as insurance principles, policy types, ethics, and state-specific regulations.

Life Insurance 100

Life Insurance Insurance Agent Insurance Agents Agents 100

The Property Insurance Law Observer

AUGUST 1, 2024

23, 2024), the Supreme Judicial Court of Massachusetts held that the term “surface waters,” as used in a limitation contained in commercial property insurance policies, was ambiguous in the context of rainwater accumulating on roofs, thereby finding coverage for the insured.

Commercial Property 130

Commercial Property Damage Commercial Policy 130

Final Expense Brokerage

SEPTEMBER 30, 2024

For example, states may introduce new guidelines around how final expense insurance policies are structured or sold. Sharpening Sales Techniques Selling final expense insurance involves much more than just presenting policy details — it’s about tapping into the emotional and financial concerns of your clients.

Agents 130

Agents Insurance Agent Insurance Agents Policy 130

The Property Insurance Law Observer

MAY 21, 2024

The New York Supreme Court recently weighed in on what constitutes “reasonable care” to maintain heat in the context of a first-party insurance policy exclusion requiring such reasonable care. The house was insured under a homeowners policy issued by Leatherstocking Cooperative Insurance Company. In Michael Zimmerman v.

Policy 130

Policy Damage Insurance Carrier Insurance Companies 130

Redbird Agents

SEPTEMBER 10, 2024

A well-crafted fact finder is one of the most powerful tools an insurance agent can use to build relationships, close sales, and set the stage for future sales opportunities. This is not just administrative data; it provides a strong foundation for building a relationship.

Insurance Agent 130

Insurance Agent Insurance Agents Agents Life Insurance 130

Prof. Allan Manning

MARCH 11, 2024

Could you advise why the Steadfast Wording requires a sub-limit for Unabandoned Undamaged Portion of a Building. Abandoned Undamaged Portion of a Building is yet another extension which is there for the benefit of the Insured. The following question was asked of one of the LMI team who intern asked me to address it.

Building 130

Building Damage Premium Risk 130

Final Expense Brokerage

AUGUST 16, 2024

You’re not simply selling a policy—you’re offering comfort, reassurance, and the security that comes with knowing one’s final wishes will be honored without burdening loved ones. Building Trust Through Genuine Connection In the realm of final expense insurance, trust is paramount.

Agents 130

Agents Policy Building Insurance Agents 130

Constant Contact

SEPTEMBER 8, 2021

Whether you need to build an insurance agent website or are looking to redesign , today’s tools make web design easier than ever. Find more leads and drive policy renewals with expert marketing advice and all the tools you need, all in one place. You can find out how best to execute your website design with the tips below.

Insurance Agent 52

Insurance Agent Insurance Agents Building Agents 52

LexisNexis

OCTOBER 1, 2024

Biometrics Compliance Checklist Check out this list of measures for building out a compliance program that generally satisfies U.S. biometrics laws and mitigates legal risks associated with the collection and use of biometric data. Practical Guidance Updates Featuring the latest updates from your Practical Guidance account.

Policy 40

Policy Risk Commercial Building 40

Final Expense Brokerage

JUNE 14, 2024

It's essential to balance conveying critical information while building trust and rapport with your prospective clients. This personal touch sets the stage for a friendly and trust-building conversation. Smith, securing this policy today means your family will be protected from the financial strain of final expenses.

Premium 130

Premium Protection Policy Insurance Agents 130

Final Expense Brokerage

MAY 31, 2024

By recognizing the cultural nuances and specific needs of different communities, insurance agents can build trust and establish meaningful relationships with their clients. Additionally, agents can build relationships by actively engaging with community leaders and organizations.

Insurance Agent 130

Insurance Agent Insurance Agents Agents Insurance 130

Redbird Agents

SEPTEMBER 13, 2024

Post weekly updates about new policies, discounts, or helpful insurance tips to engage visitors and increase visibility. Local Citations: Build consistent name, address and phone number (NAP) citations across relevant directories like Yelp, Yellow Pages, and insurance directories. Tip – you can and should automate this!

Insurance Agency 241

Insurance Agency Insurance Insurer Insured 241

Final Expense Brokerage

JULY 19, 2024

In today's competitive insurance industry, developing a strong personal brand is essential for standing out and building a loyal client base. A well-crafted personal brand not only sets you apart from other agents but also builds trust and credibility with your clients.

Insurance Agent 130

Insurance Agent Insurance Agents Agents Insurance 130

Final Expense Brokerage

MARCH 29, 2024

Clients who place trust in their insurance agents are more likely to renew their policies, acquire coverage, and recommend the agent's services to friends and family. Clearly explain policy details, coverage choices, and pricing while addressing any inquiries or concerns honestly.

Insurance Agent 130

Insurance Agent Insurance Agents Insurance Insurer 130

Property Insurance Centre

OCTOBER 18, 2024

Insurers are increasingly calling for government intervention, including improved flood defences and stricter planning regulations to prevent building in high-risk areas​ Home | ABI. We find the right policy to suit your needs and understand the risks that a property owner can face in the course of ownership.

Property Insurance 52

Property Insurance Premium Insurance Insurer 52

Cover4LetProperty

OCTOBER 1, 2024

A standard home insurance policy will not cover you if you’re renting out your property, which makes landlord insurance a vital part of being a responsible property owner. Landlord insurance can be tailored to meet your specific needs, and policies often come with a variety of options. Why do you need landlord insurance?

Insurance 53

Insurance Insurer Insured Injury 53

Property Insurance Centre

AUGUST 12, 2024

This policy applies to office blocks or industrial estates during daytime hours, unless we receive a direct report of a fire. This new policy doesn’t apply to all buildings. homeless, rehabilitation) / Youth Hostels Prisons / Young offenders’ institutions/other secure establishments Heritage Buildings.

Commercial Property 52

Commercial Property Commercial Property Insurance Building 52

Final Expense Brokerage

JUNE 23, 2024

Whether you want a policy that covers only funeral expenses or one that also includes outstanding debts or other end-of-life costs, you have the flexibility to tailor the coverage to your specific requirements. Many policies don’t require a medical exam, making it accessible to those with health issues.

Life Insurance 130

Life Insurance Premium Insurance Insurer 130