Final Expense Brokerage

JANUARY 29, 2025

Selecting the Right Products for Your Clients Offering the right products to your clients is critical in building trust and ensuring their needs are met. Term Life Insurance : While less common for final expenses, some clients may prefer a term policy for its lower initial costs.

Insurance Agent 130

Insurance Agent Insurance Agents Agents Building 130

The Property Insurance Law Observer

FEBRUARY 14, 2024

29, 2024)), the Court determined that the term “windstorm” was ambiguous as utilized in the subject insurance policy. The insurer paid only a portion of the claim because it maintained that the tornado that struck and damaged the property was a “windstorm” and, therefore, the claim was subject to the policy’s “Windstorm or Hail Deductible.”

Policy 130

Policy Deductible Damage Property Damage 130

The Property Insurance Law Observer

AUGUST 22, 2024

2024), the District Court of Massachusetts found that “collapse” provisions within a commercial property policy were ambiguous where a floor merely sagged without completely falling to the ground. During the policy period, the insured’s floor “sunk” between eight to 12 inches.

Building 130

Building Commercial Property Damage Policy 130

Property Insurance Centre

SEPTEMBER 25, 2024

Top Building Insurance Pitfalls Here are some common pitfalls to avoid when getting building insurance in the UK: – Underinsuring. Insure your building at the amount that it will cost to rebuild it and not at the current market value when securing block of flats insurance. – Not considering inflation.

Building 52

Building Insurer Insured Insurance 52

Final Expense Brokerage

OCTOBER 31, 2024

Selling final expense insurance goes beyond policies and payouts; it’s about providing families with a sense of security during challenging times when emotions run high, and decisions are difficult. We helped him secure a final expense policy, and when the time came, his daughter contacted me, relieved and grateful.

Insurer 130

Insurer Insured Insurance Building 130

Final Expense Brokerage

OCTOBER 23, 2024

Oct 24, 2024 1:53:43 PM Contact Us Share: Gain valuable insights for building trust with senior clientele. This requires building relationships based on trust, empathy, and transparency. As an agent, demonstrating that you truly understand these concerns is key to building credibility.

Building 130

Building Insurer Insured Insurance 130

Property Insurance Coverage Law

FEBRUARY 4, 2025

Resilience extends beyond individual buildings and cities; it requires a regional and national approach to infrastructure development. Coordinated efforts between federal, state, and local governments create cohesive policies that address large-scale vulnerabilities.

Damage 119

Damage Property Insurance Insurance Industry Building 119

Redbird Agents

SEPTEMBER 13, 2024

Post weekly updates about new policies, discounts, or helpful insurance tips to engage visitors and increase visibility. Local Citations: Build consistent name, address and phone number (NAP) citations across relevant directories like Yelp, Yellow Pages, and insurance directories. Tip – you can and should automate this!

Insurance Agency 241

Insurance Agency Insurer Insured Insurance 241

Prof. Allan Manning

MARCH 11, 2024

Could you advise why the Steadfast Wording requires a sub-limit for Unabandoned Undamaged Portion of a Building. Abandoned Undamaged Portion of a Building is yet another extension which is there for the benefit of the Insured. The following question was asked of one of the LMI team who intern asked me to address it.

Building 130

Building Damage Premium Risk 130

Redbird Agents

FEBRUARY 4, 2025

For insurance agents selling final expense policies , staying informed about the funeral industry and consumer trends is essential. Consumer behaviors and industry trends shape the size and structure of policies people are purchasing. For example, one major trend is the declining face amounts of final expense policies.

Agents 130

Agents Policy Insurance Agent Insurance Agents 130

Redbird Agents

FEBRUARY 3, 2025

How Final Expense Commissions Work Final expense insurance is typically sold as a simplified issue whole life policy, meaning no medical exams are required, and policies are issued quickly. If a policy lapses within the first six to nine months, the insurance company will take back your commission through a chargeback.

Agents 130

Agents Premium Policy Life Insurance 130

The Property Insurance Law Observer

MAY 21, 2024

The New York Supreme Court recently weighed in on what constitutes “reasonable care” to maintain heat in the context of a first-party insurance policy exclusion requiring such reasonable care. The house was insured under a homeowners policy issued by Leatherstocking Cooperative Insurance Company. In Michael Zimmerman v.

Policy 130

Policy Damage Insurance Carrier Insurance Companies 130

Final Expense Brokerage

JUNE 30, 2024

By building trust and rapport, you can overcome objections more effectively. By demonstrating empathy and understanding, you can build a stronger connection and address objections more effectively. Additionally, explain any unique features or additional benefits of the specific insurance policies you offer.

Insurance Agent 130

Insurance Agent Insurance Agents Agents Insurer 130

Final Expense Brokerage

AUGUST 5, 2024

This could be in the form of weekly emails or calls to update them on the progress of their policy applications and any additional information required. Example: “Just a quick update: your policy application is currently being processed, and we expect to have everything finalized by next week. Example: “Your policy has been approved!

Policy 130

Policy Building Agents Insurance Industry 130

Redbird Agents

SEPTEMBER 13, 2024

Whether it’s life insurance, auto insurance, or health policies, an effective marketing strategy can help build brand awareness and streamline the process of reaching and converting new customers. Build strong relationships with your customer base. Scale growth while reducing CAC through optimized digital marketing strategies.

Insurance Agency 130

Insurance Agency Insurer Insured Insurance 130

Redbird Agents

FEBRUARY 3, 2025

Some simply provide carrier contracts, while others actively support agents in building and growing their business. Business transparency: Clear commission structures, contract policies, and agent-first service. Do your due diligence, the best FMOs help you build a business, not just push policies.

Agents 130

Agents Insurance Carrier Life Insurance Building 130

PSM Brokerage

JANUARY 24, 2025

Medicare Advantage sales arent just about making a quick buck; theyre about building a financial safety net that grows with every policy you sell. For 2025, youre looking at: $626 per policy in most states $723 per policy in high-cost states (California, we see you!) Sell 75 policies? Thats $46,950 in year one.

Policy 93

Policy Building Agents Insurance Agent 93

The Property Insurance Law Observer

AUGUST 1, 2024

23, 2024), the Supreme Judicial Court of Massachusetts held that the term “surface waters,” as used in a limitation contained in commercial property insurance policies, was ambiguous in the context of rainwater accumulating on roofs, thereby finding coverage for the insured.

Commercial Property 130

Commercial Property Damage Policy Commercial 130

The Property Insurance Law Observer

SEPTEMBER 16, 2024

Background In November 2019, West American [1] issued an insurance policy providing coverage for the Insured’s commercial shop buildings. In 2021, the Insured, through its public adjuster, filed a claim under the property policy, alleging that a May 2020 hailstorm caused significant damage to the roofs of two buildings.

Insurance Companies 130

Insurance Companies Damage Insurer Insured 130

Distinguished

JANUARY 22, 2025

Distinguished offers a Renewal Certificate Endorsement , now available for eligible Contractor’s Pollution Legal Liability Plus (CPL) and Contractor’s Pollution & Professional Legal Liability Plus (CPPL) policies. Please refer to the policy forms for specific coverage details.

Policy 52

Policy Liability Premium Building 52

Distinguished

JANUARY 22, 2025

Distinguished offers a Renewal Certificate Endorsement , now available for eligible Contractor’s Pollution Legal Liability Plus (CPL) and Contractor’s Pollution & Professional Legal Liability Plus (CPPL) policies. Please refer to the policy forms for specific coverage details.

Policy 52

Policy Liability Premium Building 52

Redbird Agents

FEBRUARY 3, 2025

The agents who stay focused on final expense are the ones who make more sales, serve more clients, and ultimately build a thriving business. At that moment, its tempting to jump in and try to sell them another policy. This ensures you stay on track, close more deals, and build a stronger client relationship.

Agents 130

Agents Building Insurance Agent Insurance Agents 130

Property Insurance Centre

SEPTEMBER 11, 2024

What does a Lift Inspection Policy cover? What does a Lift Inspection Policy cover in conjunction with a Purpose Built Flats Insurance Policy? Lift Inspection policies will often accompany a Purpose Built Flats Insurance Policy, and for good reason.

Insurance Policy 52

Insurance Policy Policy Boiler and Machinery Insurer 52

Final Expense Brokerage

MAY 10, 2024

Share: Understanding the Role of a Life Insurance Agent As a life insurance agent, your primary role is to help individuals and families protect their financial future by providing them with suitable life insurance policies. These courses cover topics such as insurance principles, policy types, ethics, and state-specific regulations.

Life Insurance 100

Life Insurance Insurance Agent Insurance Agents Agents 100

Redbird Agents

FEBRUARY 4, 2025

For insurance agents, managing chargebacks and financial obligations responsibly is a crucial part of building a successful career. Advanced commissions allow you to receive six to nine months of commissions upfront when a policy is sold. Sell to qualified clients who can afford their policies long-term.

Agents 130

Agents Insurance Agent Insurance Agents Insurance Companies 130

Final Expense Brokerage

MAY 31, 2024

By recognizing the cultural nuances and specific needs of different communities, insurance agents can build trust and establish meaningful relationships with their clients. Additionally, agents can build relationships by actively engaging with community leaders and organizations.

Insurance Agent 130

Insurance Agent Insurance Agents Agents Insurer 130

P&L Financial Services

AUGUST 29, 2024

Myth 1: Senior Benefits Agents Are Just Salespeople One of the biggest misconceptions about senior benefits agents is that their job is solely about selling insurance policies. This training covers everything from the basics of Medicare to the nuances of various plans and policies. This variety keeps the work interesting and dynamic.

Building 52

Building Agents Insurer Insured 52

P&L Financial Services

AUGUST 29, 2024

Myth 1: Senior Benefits Agents Are Just Salespeople One of the biggest misconceptions about senior benefits agents is that their job is solely about selling insurance policies. This training covers everything from the basics of Medicare to the nuances of various plans and policies. This variety keeps the work interesting and dynamic.

Building 52

Building Agents Insurer Insured 52

Protect Commercial Insurance

JANUARY 10, 2025

These partnerships not only broaden your client base but also offer a seamless solution to meet customer needs across various policy areas, such as commercial property. Building Reputation and Credibility When brokers build successful referral partnerships, they bolster their reputation and credibility.

Building 52

Building Broker Commercial Property Insurer 52

Final Expense Brokerage

JUNE 14, 2024

It's essential to balance conveying critical information while building trust and rapport with your prospective clients. This personal touch sets the stage for a friendly and trust-building conversation. Smith, securing this policy today means your family will be protected from the financial strain of final expenses.

Premium 130

Premium Protection Policy Insurance Agent 130

Final Expense Brokerage

NOVEMBER 30, 2024

Navigating these questions with empathy and understanding is crucial, as it helps build trust and reassures clients during an emotionally charged process. Explain how the policy is designed to protect their family from substantial funeral expenses. How to Respond: Build transparency. Break down the benefits.

Agents 130

Agents Life Insurance Policy Insurer 130

Freeway Insurance

DECEMBER 24, 2024

Once you purchase your first house and set up a homeowners insurance policy , you may think that your insurance needs will be taken care of for as long as you own the house. However, reviewing your home insurance policy on a regular basis is essential if you want to fully protect your property.

Home Insurance 52

Home Insurance Insurance Policy Policy Insurer 52

Redbird Agents

SEPTEMBER 10, 2024

A well-crafted fact finder is one of the most powerful tools an insurance agent can use to build relationships, close sales, and set the stage for future sales opportunities. This is not just administrative data; it provides a strong foundation for building a relationship.

Insurance Agent 130

Insurance Agent Insurance Agents Agents Life Insurance 130

Final Expense Brokerage

AUGUST 16, 2024

You’re not simply selling a policy—you’re offering comfort, reassurance, and the security that comes with knowing one’s final wishes will be honored without burdening loved ones. Building Trust Through Genuine Connection In the realm of final expense insurance, trust is paramount.

Agents 130

Agents Policy Building Insurance Agent 130

Final Expense Brokerage

MARCH 29, 2024

Clients who place trust in their insurance agents are more likely to renew their policies, acquire coverage, and recommend the agent's services to friends and family. Clearly explain policy details, coverage choices, and pricing while addressing any inquiries or concerns honestly.

Insurance Agent 130

Insurance Agent Insurance Agents Agents Insurer 130

Distinguished

OCTOBER 15, 2024

Builder’s Risk Insurance covers property during the course of construction, whether it’s a new build or renovation. One common question is whether the contractor and the property owner can be named insureds on the same Builder’s Risk policy. Property owners may also choose to add Premises Liability coverage to the policy.

Policy 52

Policy Risk Broker-Agent Liability 52

Protect Commercial Insurance

OCTOBER 11, 2024

As we face more frequent and intense extreme weather events, insurers are re-evaluating their policies to better manage these growing risks. As our climate continues to evolve, we’re seeing significant impacts on buildings and the businesses that inhabit them.

Commercial Property 52

Commercial Property Commercial Insurance Policy Policy 52