Zywave

NOVEMBER 13, 2024

We’re prepared to help you grow your distribution network, power your decision making with industry-leading data and insights and empower your teams and policyholders with industry knowledge and expertise. Policyholders are going to experience losses. Cyber attacks are going to happen. Regulations are going to continually change.

Cyber 97

Cyber Policyholder Insurance Insurer 97

Distinguished

MARCH 17, 2025

If a buildings indoor temperature falls below the legal minimum, it not only causes discomfort but also attracts fines. Then we have mold and water damage , often stemming from persistent leaks and damp conditions in older buildings. First, there are heating and hot water issues. Another common violation is pest infestations.

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Broker Insurance Broker Building Underwriter 52

Bankers Insurance

MAY 16, 2024

The homeowners insurance market is complicated and dynamic, and many policyholders have experienced increased rates in recent years despite no changes to their coverage or claims filed. Even among typical homeowners policies, premiums likely increased year over year. Reduce liability risks. Explore discounts. 3 or 5 years).

Home Insurance 52

Home Insurance Policyholder Insurance Insurer 52

Redbird Agents

JUNE 14, 2024

You are looking to build a long-term sustainable business relationship with someone you can trust and feel comfortable asking questions. FIA Accumulation Highlights : Review premium requirements, fixed rates, withdrawals and more! The common denominator between the two is working with those of you who strongly value RELATIONSHIPS.

License 130

License Life Insurance Agents Premium 130

Scott Insurance

JANUARY 31, 2024

has seen an increase in their homeowners insurance premium. According to Money.com , an independent publisher, recent year-over-year premium increases have averaged 20%, and policyholders should expect to see at least a 10-15% increase in 2024. What can you do to impact your homeowners premium?

Premium 52

Premium Deductible Insurance Insurer 52

Property Insurance Centre

JANUARY 4, 2024

Inflation drives up property valuations , construction costs , and insurance premiums. This has resulted in higher premiums and limited coverage in catastrophe-exposed areas. The rising costs of building or repairing properties have a direct effect on insurance premiums.

Property Insurance 52

Property Insurance Commercial Property Liability Insurance 52

Bankers Insurance

AUGUST 8, 2024

Businesses may end up with inaccurate ITV calculations for a wide range of reasons — whether it stems from ineffective property valuation methods, intentionally underestimating costs to secure reduced premiums or being impacted by factors outside their control (e.g., inflation). Regardless, such inaccuracies are all too common.

Commercial Property 59

Commercial Property Property Insurance Commercial Out-Of-Pocket 59

Property Insurance Centre

MARCH 19, 2024

By understanding key terms, policy details, and the rights and responsibilities of policyholders, consumers can engage with insurers more effectively, ensuring better communication and ultimately achieving their desired outcomes. By exploring these guides, individuals can gain a comprehensive understanding of why insurance is essential.

Property Insurance 52

Property Insurance Policyholder Insurance Insurer 52

Property Insurance Centre

JULY 21, 2024

Their comprehensive approach, combining expert knowledge, personalised service, and a keen attention to detail, has earned them a stellar reputation among policyholders and insurers alike. We look forward to continuing our mission of helping policyholders navigate the complexities of property damage claims with confidence and ease.”

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Claim Property Damage Property Insurance Building 52

Protect Commercial Insurance

OCTOBER 4, 2024

How Interest Rates Influence Insurance Costs Insurance premiums are sometimes indirectly influenced by interest rates. Here’s how: insurers rely on investment income to keep premiums competitive. When interest rates rise, the returns on these investments can increase, potentially affecting premium rates.

Property Insurance 52

Property Insurance Out-Of-Pocket Premium Insurance 52

American Agents Alliance

DECEMBER 8, 2024

Driven by rapid advancements in technology, shifting risks, and increasing policyholder expectations, the industry will likely have different products and services by the time 2025 draws to a close. UBI policies use telematics and data to analyze driving behavior to dynamically determine premiums.

Broker-Agent 40

Broker-Agent Agents Broker Risk 40

Property Insurance Centre

NOVEMBER 11, 2024

” or can’t get the insurance you deserve for that matter – insurance with reasonable premiums and without unnecessary restrictions. Let’s have a look at them… Don’t claim for everything – One thing insurers do not like, is a policyholder that claims over multiple times a year & for the smallest thing.

Insurance 52

Insurance Insurer Insured Premium 52

Property Insurance Centre

JANUARY 30, 2024

Block of flats insurance typically focuses on buildings insurance , which covers the physical structure of the property. In addition to buildings insurance , it is also important to consider additional covers such as public liability, landlord home emergency , and legal cover. What is Block of Flats Insurance?

Insurance 52

Insurance Insurer Insured Building 52

American Agents Alliance

OCTOBER 14, 2024

Some digital solutions that may appeal to millennials include usage-based insurance , which allows the policyholder more control over their premium based on driving habits measured through telematics. They can explain how premiums are determined, how policyholders can mitigate their risk, and why certain coverages are important.

Agents 40

Agents Broker-Agent Policyholder Insurance 40

Triple-I: Homeowners Insurance

DECEMBER 3, 2024

Opaque, ill-defined language empowers predatory “ billboard attorneys ” to define these terms themselves, contributing to pervasive policyholder distrust, said Jeff Sauls, Farmers Insurance head of legislative affairs. Clear communication is key, the participants agreed.

Out-Of-Pocket 65

Out-Of-Pocket Broker-Agent Premium Claim 65

PSM Brokerage

DECEMBER 5, 2024

With decades of experience providing peace of mind to millions of policyholders, Allstate has created Medigap plans that offer comprehensive coverage, flexibility, and affordability. Competitive Rates : Budget-friendly premiums make these plans accessible for individuals seeking financial predictability in their healthcare expenses.

Out-Of-Pocket 52

Out-Of-Pocket Agents Policyholder Protection 52

Distinguished

MARCH 6, 2025

Other notable issues include illegal conversions where garages, basements, or other spaces are converted into living areas without proper permitswhich are particularly common in older buildings. After a report is filed, an inspector from the Los Angeles Housing Department or Building and Safety is dispatched to evaluate the situation.

Building 52

Building Damage Insurance Broker Underwriter 52

American Agents Alliance

AUGUST 4, 2024

Try these strategies to build effective sales techniques at your agency. Both of these roles work directly with policyholders during stressful times. And for agents, they are helping insureds make challenging decisions that affect their financial future — and often helping them decide how to spend premium dollars.

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Insurance Agents Insurance Agent Agents Insurance 40

Leadsurance

SEPTEMBER 26, 2023

With its ability to directly reach current clients, potential leads, and past policyholders, email marketing provides a platform for personalized, timely, and relevant content delivery. By leveraging these modern tools, and tailoring messages for each segment, you not only ensure content relevancy but also capture attention, building trust.

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Insurance Agents Insurance Agent Agents Insurance 52

Protect Commercial Insurance

DECEMBER 6, 2024

Additionally, expect insurers to reward companies that demonstrate environmental stewardship through lower premiums or specialised incentives. By analysing previous claim histories and patterns, AI helps reduce false claims, ultimately reducing premiums for honest businesses.

Commercial Insurance 52

Commercial Insurance Commercial Insurance Insurer 52

Constant Contact

JANUARY 28, 2021

For example, a blog feature on life insurance may begin by differentiating term and whole life insurance before delving into specifics such as guaranteed whole life or indeterminate premium whole life. This client spotlight builds trust among readers by highlighting influential clients. Check out Constant Contact’s The Download.

Insurance 52

Insurance Insurer Insured Life Insurance 52

Cover4LetProperty

OCTOBER 10, 2022

So, the biggest nightmare is losing it all from incidents such as fire, flooding, or subsidence, for example, as well as other risks to the building and its contents. The broker’s job is to bring that – and other elements like it – to the attention of a potential policyholder to provide them with informed choices.

Insurance 52

Insurance Insurer Insured Property Insurance 52

InsuredMine

FEBRUARY 21, 2025

A long-time policyholder reaches out to check on a claim. Imagine a system that recognizes when a policyholder is likely to churn and automatically alerts your team for proactive outreach. This level of attentiveness builds trust and loyalty, turning policyholders into long-term clients. It starts with a simple call.

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Policyholder Claim Policy Building 52