Distinguished

FEBRUARY 24, 2025

Theft or vandalism: Restaurants can be common sites of burglary or vandalism, which can not only turn off customers but also lead to pricey repair bills. Key coverages we offer include: Property insurance: Protection for buildings, equipment, and inventory against fire, theft, and natural disasters.

Liability 52

Liability Liability Insurance Insurer Insured 52

Zywave

NOVEMBER 13, 2024

Let’s talk about how. Distribution & Quoting You can’t build your cyber business if you don’t get your coverage in front of the right brokers and their clients. According to a report by the Identify Theft Resource Center , in 2023 there were over 3,000 publicly reported data compromises, impacting over 350 million people.

Cyber 97

Cyber Policyholder Insurer Insured 97

Property Insurance Centre

MAY 20, 2024

Importance of Accurate Declared Value It is vital that the block management company ensures the flats are insured for the correct rebuilding cost , as this value can increase each year depending on rising costs of materials and labour, as well as new building regulations.

Building 52

Building Insurer Insured Insurance 52

Jackson & Jackson

APRIL 26, 2024

Understanding Commercial Property Insurance Commercial property insurance is designed to cover properties such as office buildings, shopping centers, industrial buildings, and apartments. Equipment Breakdown : Covers loss due to the breakdown of machinery like elevators or HVAC systems, which are critical for commercial buildings.

Commercial Property 52

Commercial Property Property Insurance Commercial Business Interruption 52

Jackson & Jackson

APRIL 30, 2024

To mitigate these risks, consider investing in enhancements like seismic retrofits or fire-resistant building materials. Crime Rates Areas with higher crime rates often have higher property insurance rates due to the elevated risk of theft, vandalism, and other crime-related damages. Ask your Broker; they can map it beforehand.

Commercial Property 52

Commercial Property Property Insurance Commercial Crime 52

Distinguished

OCTOBER 30, 2024

While Builder’s Risk policies for both types of projects offer similar coverage, such as insuring for damage to the structure from fire, theft, and other covered perils, there are important distinctions between residential and commercial coverage. Limits of up $20 million are available, depending on the construction type and state.

Commercial 52

Commercial Risk Broker-Agent Inland Marine 52

Distinguished

SEPTEMBER 25, 2024

Job sites that are under construction are prone to things like fire, theft, and vandalism. Whether it’s a construction project for a single-family home , a mixed-use building , or a commercial property, Distinguished’s Builder’s Risk Program has got it covered. Equipment : Covers damages to or theft of equipment used on the job site.

Risk 52

Risk Broker-Agent Insurer Insured 52

Distinguished

AUGUST 26, 2024

Under-construction buildings can be prone to fire, vandalism, and theft, which can end up costing their backers and owners millions. Distinguished’s Builder’s Risk Program covers all kinds of buildings in Michigan, including single-family homes , mixed-use buildings , and commercial properties.

Risk 52

Risk Broker-Agent Insurer Insured 52

Property Insurance Centre

NOVEMBER 11, 2024

Think about security – The safer a property is from theft and the better the deterrent, often will lead to lower premiums, reasonable excesses and generally better terms. For example, many commercial buildings and retail business will often have large theft excesses applied, as a result of theft & malicious damage claims.

Insurer 52

Insurer Insured Insurance Premium 52

Distinguished

SEPTEMBER 17, 2024

So, for example, on a new build if they’re 30 to 60 days in, we can consider that risk. For example, on a remodeler’s project, the second floor has collapsed, or the overall integrity of the building looks compromised. We can consider a prior start if it’s in the early stages of the project. Loss experience.

Risk 52

Risk Broker-Agent Deductible Insurer 52

Distinguished

OCTOBER 15, 2024

Builder’s Risk Insurance covers property during the course of construction, whether it’s a new build or renovation. Distinguished’s Builder’s Risk Policy Our Builder’s Risk policy covers building costs, foundations, onsite materials, off-site materials in transit, fixtures, equipment, and temporary structures like scaffolding.

Policy 52

Policy Risk Broker-Agent Liability 52

Property Insurance Centre

DECEMBER 23, 2024

Having a Fully maintained Theft Alarm Having a Fire Alarm Having Grilles & Shutters on ground floor accessible windows CCTV both internally and externally Anti ram raid road bollards These may be some of the more common protections that most of us will have heard of. So it is essential you check urgently if you have not done so already.

Commercial Property 52

Commercial Property Insurer Insured Insurance 52

TGS

OCTOBER 3, 2024

Similarly, if the cost of building materials rises—something we’ve seen in recent years—insurance costs could also increase. These features reduce the risk of significant damage or theft, meaning less risk for the insurance company. Opting for a higher deductible can lower your monthly premium.

Premium 52

Premium Deductible Out-Of-Pocket Insurer 52

Mark Jackson Insurance Agency

MAY 21, 2024

This means that the equipment, inventory, and tools crucial to your business operations might not be covered under a standard policy in the event of damage or theft. Comprehensiveness of Policy for Business Operations Homeowners' policies are designed for residential, not commercial, use.

Liability 52

Liability Business Interruption Professional Liability Insurance Home Insurance 52

Cover4LetProperty

JANUARY 29, 2024

At its simplest, therefore, a home is a home, whilst let property is a business asset.

Home Insurance 52

Home Insurance Insurer Insured Insurance 52

Paragon Independent Insurance Agencies

NOVEMBER 15, 2024

The Importance of Property Insurance Property insurance covers your business’s physical assets, such as buildings, equipment, and inventory. Whether you face risks like fire, theft, or weather damage, having property insurance ensures you can recover quickly and continue your operations with minimal disruption.

Business Insurance 40

Business Insurance Business Interruption Professional Liability Insurance General Liability 40

Paragon Independent Insurance Agencies

MAY 27, 2024

Protection of Business Property Commercial insurance protects all business property, including buildings on the land, equipment in the yard, inventory, and other assets owned by the company. Property insurance policies cover damage or loss caused by perils such as fire, vandalism, theft, or natural disasters.

Commercial Insurance 40

Commercial Insurance Commercial Protection Business Interruption 40

Jackson & Jackson

APRIL 10, 2024

It covers the physical structure of your building and its contents against fire, theft, and some natural disasters. Understanding the Types of Coverage Available Property Insurance This is the most basic form of insurance you’ll need. Liability Insurance Liability insurance is essential for any commercial property owner.

Commercial Property 52

Commercial Property Commercial Business Interruption Out-Of-Pocket Expense 52

Property Insurance Centre

JANUARY 30, 2024

Block of flats insurance typically focuses on buildings insurance , which covers the physical structure of the property. In addition to buildings insurance , it is also important to consider additional covers such as public liability, landlord home emergency , and legal cover. What is Block of Flats Insurance?

Insurer 52

Insurer Insured Insurance Building 52

Distinguished

SEPTEMBER 10, 2024

This includes projects that involve: Betterments Renovations New Construction We also insure a variety of building types, including single-family homes , mixed-use buildings , and commercial properties. Distinguished’s Builder’s Risk program insures a variety of the most common construction projects. Register with us.

Risk 52

Risk General Liability Broker-Agent Insurer 52

Property Insurance Centre

AUGUST 8, 2024

Even with a building becoming an unoccupied office , there will be some important conditions that one must comply with, to ensure you remain on the right side of the insurance company. Essentially, the cover you lost will re re-applied to your office buildings policy – such as theft or malicious damage for example will no longer be excluded.

Insurer 52

Insurer Insured Insurance Premium 52

Cover4LetProperty

NOVEMBER 3, 2024

At first glance, there might seem little difference between a dwelling in which the owner occupier lives and one that is let to a tenant – despite the difference in tenure, both are homes, with a building and its contents broadly vulnerable to similar risks and perils.

Insurer 40

Insurer Insured Insurance Home Insurance 40

Protect Commercial Insurance

MAY 24, 2024

This policy provides coverage for your business’s physical assets, including buildings, equipment, inventory, and furniture, against risks such as fire, theft, vandalism, and natural disasters.

Insurance Policy 52

Insurance Policy Protection Policy Business Interruption 52

Property Insurance Centre

AUGUST 28, 2024

Some insurers may give cover to the likes of a Convenience Store for example, but will remove theft cover or malicious damage cover, without an adequate alarm system in place.

Insurer 52

Insurer Insured Insurance Property Insurance 52

Protect Commercial Insurance

MAY 30, 2024

Property Insurance Property insurance is a fundamental coverage that protects your business’s physical assets, including buildings, equipment, inventory, and furniture, from perils such as fire, theft, vandalism, and natural disasters.

Cyber 52

Cyber Business Insurance Business Interruption Professional Liability Insurance 52

Cover4LetProperty

DECEMBER 1, 2023

Landlord insurance: Includes coverage for the structure of the building, landlord’s fixtures and fittings, contents (if the property is rented furnished), liability protection, and may also cover loss of rental income.

Home Insurance 52

Home Insurance Insurer Insured Insurance 52

Zywave

DECEMBER 10, 2024

According to the Identify Theft Resource Center , thats an almost 75% increase over the year before. If your producers are currently the ones building the content that you need to educate your clients on major cyber topics, consider that a thing of the past. And cyber-attacks arent just increasing in frequency.

Cyber 52

Cyber Risk Commercial Broker 52

Jackson & Jackson

MAY 22, 2024

With the right insurance coverage, investors can mitigate financial losses resulting from unforeseen events such as fires, storms, theft, or vandalism. This can help investors attract quality tenants and build trust in the property’s management, which can contribute to the property’s long-term success.

Property Insurance 52

Property Insurance Commercial Property Commercial Insurer 52

Cover4LetProperty

JANUARY 21, 2023

Why won’t standard home building and contents cover suffice, for example? Before considering just what landlords’ insurance covers, it may be helpful to understand why this specialist insurance product is needed in the first place. And that also means taking a look at the role of the landlord with a buy to let business.

Insurer 52

Insurer Insured Insurance Damage 52

Protect Commercial Insurance

NOVEMBER 22, 2024

Without insurance, your business could face catastrophic financial loss from property damage, theft, or a lawsuit. For instance, standard commercial insurance might cover damages from a fire, but do you have coverage for theft or cyber-attacks? Investing in the right policy can save you a lot of money in the long run.

Commercial Insurance 52

Commercial Insurance Commercial Cyber Insurer 52

Protect Commercial Insurance

OCTOBER 25, 2024

Think about the everyday operations of your business: – Are there physical locations that require protection from natural disasters or theft? – Property Insurance : Protects physical assets from perils like fire, theft, and vandalism. – Do you handle sensitive customer data?

Business Insurance 52

Business Insurance Liability Insurance Liability Insurer 52

ProWriters

JULY 25, 2024

AT&T Telecommunications company AT&T suffered a massive breach that exposed almost all of its 109 million customers to an increased risk of identity theft. Transparency builds trust and mitigates long-term reputational damage. A $700 million settlement , with $100 million going to civil penalties.

Protection 53

Protection Cyber Damage Broker 53

Cover4LetProperty

AUGUST 23, 2022

It is no longer possible to rely on the owner-occupier home buildings and contents policy that previously offered you protection – you will need to get a fresh quote for specially formulated insurance for landlords. How is let property insurance different from home insurance?

Insurer 40

Insurer Insured Insurance Property Insurance 40

Protect Commercial Insurance

NOVEMBER 15, 2024

There are several types that cater to different aspects of a business: – Property Insurance : This covers physical assets like buildings, equipment, and inventory against damages. This type of insurance covers damage to your property caused by incidents such as fires, theft, vandalism, and certain natural disasters.

Commercial Insurance 52

Commercial Insurance Commercial Protection Business Interruption 52

TGS

OCTOBER 25, 2024

This is directly linked to inflation, which affects everything from the price of building materials to labor. Additionally, claims related to weather damage, theft, or accidents can all contribute to an increased risk profile. When the cost of replacing or repairing homes rises, so does the amount insurers have to pay out in claims.

Home Insurance 52

Home Insurance Premium Insurer Insured 52

Protect Commercial Insurance

JUNE 27, 2024

For example, a small retail shop could face severe repercussions from events such as fire, theft, or customer injuries on premises. Debunking the Myths Myth 1: Importance of Commercial Insurance for Small Businesses Despite their scale, small businesses often operate at higher risks of personal and financial losses.

Commercial Insurance 52

Commercial Insurance Commercial Cyber Business Interruption 52

Risk Management Monitor

OCTOBER 25, 2022

In other lines of business, as inflation continues to rise and products become harder to get, we can expect to see increased crime activity, with higher value attributed to stolen goods due to shortages and inflation encouraging more employee theft. This is the time to leverage that trust.

Risk 40

Risk Insurer Insured Insurance 40