Central Insurance

JANUARY 20, 2025

Discover how excavation contractor insurance protects your business from risks like property damage, liability, and equipment loss. The post Excavation Contractor Insurance: Five Policies You Need to Protect Your Business appeared first on Central Insurance Blog.

Protection 130

Protection Policy Property Damage Liability 130

Central Insurance

NOVEMBER 15, 2024

Learn about the essential types of insurance for retail stores and how to protect against risks like theft, liability, and property damage. The post 5 Types of Insurance for Retail Stores appeared first on Central Insurance Blog.

Property Damage 130

Property Damage Theft Liability Damage 130

McMahon Insurance Agency

SEPTEMBER 18, 2024

Water is a vital resource, but when it finds its way into areas where it doesn’t belong, it can cause […]

Damage 97

Damage Small Business Insurance Business Insurance Insured 97

Paragon Independent Insurance Agencies

NOVEMBER 15, 2024

Navigating the world of business insurance can be daunting, especially for new business owners. Here in Plano, TX, Paragon Independent Insurance Agency aims to simplify this process by breaking down essential terms you need to know to protect your business effectively.

Business Insurance 40

Business Insurance Business Interruption Professional Liability Insurance General Liability 40

Boyle Agency Insurance

FEBRUARY 20, 2025

Top Coverage, Top Service A Chubb Masterpiece Homeowners Insurance policy provides outstanding protection for your home as well as providing exceptional service. If you have a loss of any kind, Chubb will send an adjuster to assess damage right away. Processing of a claim is efficient and speedy.

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Insured Insurance Insurer Insurance Carrier 52

McMahon Insurance Agency

AUGUST 7, 2024

Storm surges pose a significant threat to coastal communities, often resulting in catastrophic flooding, extensive property damage, and loss of […]

Property Damage 97

Property Damage Risk Damage Insurance Companies 97

McMahon Insurance Agency

AUGUST 5, 2024

Salt water can wreak havoc on your car if not dealt with properly, Check out this article for top tips on limiting damages to your vehicle today.

Damage 97

Damage Auto Insurance Business Insurance Insured 97

Mark Jackson Insurance Agency

MAY 21, 2024

The Crucial Role of Liability Coverage One of the main concerns for any business, including those based at home, is liability. Commercial liability insurance protects against claims resulting from injuries or damages to people or property during business operations.

Liability 52

Liability Business Interruption Home Insurance Professional Liability Insurance 52

Triple-I: Business Insurance

APRIL 24, 2023

In a recent interview with Triple-I CEO Sean Kevelighan, Harger discussed the importance of preparing for and preventing damage from this risk, which is second only to flooding when it comes to costly weather events. People typically think about fire damage when they think about lightning.

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Risk Business Interruption Damage Protection 52

Insurance Agency of Ohio

JUNE 9, 2018

We recently had a claim for a drain line that was damaged by tree roots. The contractor informed us that 85% of all drain lines are clogged or damaged. Chances are, your insurance company doesn’t offer this coverage. Call us today for a free homeowners quote from Cincinnati Insurance that includes Service Line coverage.

Workers Compensation 52

Workers Compensation Insurance Agency Damage Premium 52

Mark Jackson Insurance Agency

NOVEMBER 22, 2024

To protect your livelihood and manage costs effectively, it’s essential to optimize your business insurance coverage. Balancing Coverage and Budget Constraints One significant challenge for seasonal businesses is balancing comprehensive coverage with budget constraints. Start by evaluating your specific risks.

Business Interruption 52

Business Interruption Theft Liability Insured 52

Triple-I: Homeowners Insurance

APRIL 5, 2024

The widespread damage incurred from Idalia last year highlighted the importance of being financially protected from catastrophic losses – and that includes having adequate levels of property insurance and flood coverage,” said Triple-I CEO Sean Kevelighan.

Damage 52

Damage Policy Insurance Policy Auto Insurance 52

Boyle Agency Insurance

DECEMBER 31, 2024

Top Coverage, Top Service A Chubb Masterpiece Homeowners Insurance policy provides outstanding protection for your home as well as providing exceptional service. If you have a loss of any kind, Chubb will send an adjuster to assess damage right away. Processing of a claim is efficient and speedy.

Insured 52

Insured Insurance Insurer Insurance Carrier 52

Paragon Independent Insurance Agencies

MAY 27, 2024

These events may include property damage, liability claims from work-related injuries, break-ins, or business interruption. Protection of Business Property Commercial insurance protects all business property, including buildings on the land, equipment in the yard, inventory, and other assets owned by the company.

Commercial Insurance 40

Commercial Insurance Commercial Protection Business Interruption 40

Boyle Agency Insurance

JULY 29, 2024

Outstanding Coverage Along With Top Service Chubb Masterpiece Homeowners Insurance provides homeowners with top insurance protection and great service. If you should suffer a loss Chubb is quick to send an adjuster to your home to assess the damage and start processing your claim swiftly. We can be reached at (201) 939-1076.

Insured 52

Insured Insurance Insurer Insurance Carrier 52

Shield Insurance Agency

AUGUST 20, 2024

Small Insurance Claims Can Raise Premiums Small insurance claims, such as those for minor property damage, may seem like a hassle to deal with. Many policyholders may be tempted to file a claim for every little incident in the belief that their insurance policy will cover all damages.

Insurance Claim 52

Insurance Claim Claim Protection Out-Of-Pocket 52

Bankers Insurance

MAY 8, 2024

Hurricanes are capable of producing winds in excess of 155 mph and causing catastrophic damage to coastlines and several hundred miles inland. Additionally, hurricanes can also lead to storm surges along the coast and cause extensive damage from heavy rainfall. This will reduce roof damage. Inspect your home for damage.

Damage 52

Damage Building Insurance Agents Insurance Agent 52

Shield Insurance Agency

APRIL 19, 2024

This coverage pays for damages to your vehicle regardless of fault, meaning that even if you are at fault for the accident, your insurance will cover the repair costs up to the actual cash value of your vehicle, minus your deductible. The deductible is the amount you must pay out-of-pocket before your insurance coverage kicks in.

Auto Insurance 52

Auto Insurance Deductible Out-Of-Pocket Insured 52

Bankers Insurance

NOVEMBER 15, 2023

How to Protect your Business Against Frozen Pipes and Sprinkler Systems In the winter season, businesses encounter unique property challenges, notably the potential for frozen pipes and sprinkler systems. These issues can lead to expensive damage, operational disruptions, and potential safety hazards.

Protection 52

Protection Damage Building Property Damage 52

InsuredMine

DECEMBER 26, 2024

Climate change poses an extraordinary challenge for businesses, insurers, and governments alike, making the task of adapting and building resilience feel almost overwhelming. Of this, flooding accounted for approximately $82 billion in damages, yet only $13 billion was covered by insurance, as reported by insurance firm Aon.

Risk 105

Risk Claim Building Financial Loss 105

Shield Insurance Agency

JUNE 11, 2024

Thunderstorms often bring powerful winds that can knock down trees, power lines, and mobile homes, intense rainfall that causes flash floods, tornadoes, lightning strikes that can spark fires, as well as damaging hail. Review your home insurance policy. Check to see if you are covered for flood damage.

Insurance Agency 52

Insurance Agency Home Insurance Building Damage 52

Distinguished

SEPTEMBER 25, 2024

When a project is under construction or renovation, your clients are likely not covered by their homeowner’s insurance or business insurance. Different Builder’s Risk insurance policies vary from one insurance carrier to another.  Property damage : Damages to the building that is being constructed or renovated.

Risk 52

Risk Broker-Agent Insured Insurance 52

Mark Jackson Insurance Agency

OCTOBER 28, 2024

Automated response systems can react to cyber threats in real-time, reducing the window for damage. AI-driven threat detection systems can analyze vast amounts of data to detect unusual behavior, often identifying threats that would go unnoticed by traditional methods.

Protection 52

Protection Cyber Liability Insurance Risk 52

Jackson & Jackson

NOVEMBER 16, 2024

General Liability Insurance Even in a digital world, physical risks exist. If a client trips over cables during a meeting at your office or your equipment damages their property, General Liability Insurance provides coverage.

Insurance Policy 52

Insurance Policy Policy General Liability Workers Compensation Insurance 52

Protect Commercial Insurance

NOVEMBER 22, 2024

Long-term Financial Benefits While the upfront cost of commercial insurance might seem high, consider the long-term savings and financial security it provides. Without insurance, your business could face catastrophic financial loss from property damage, theft, or a lawsuit.

Commercial Insurance 52

Commercial Insurance Commercial Cyber Insured 52

ProWriters

APRIL 3, 2024

E&O typically covers claims related to professional services resulting in financial harm to a client, while Professional Liability covers a wider range of claims, such as bodily injury or property damage. An EPLI policy also offers guidance and resources to businesses.

Liability 52

Liability Cyber Claim Policy 52

Protect Commercial Insurance

DECEMBER 6, 2024

Introduction The world of commercial insurance is constantly evolving, adapting to meet the changing needs of businesses. As we inch closer to 2025, several trends are emerging that promise to reshape the landscape of business insurance. This predictive approach helps in preventing losses and minimising claims.

Commercial Insurance 52

Commercial Insurance Commercial Insured Insurance 52

Mark Jackson Insurance Agency

SEPTEMBER 25, 2024

Business meeting at a conference table by Fauxels In the complex world of business operations, unforeseen events can lead to liabilities that exceed the limits of your existing insurance policies.

Commercial Umbrella 52

Commercial Umbrella Commercial Liability Liability Insurance 52

Protect Commercial Insurance

NOVEMBER 8, 2024

Understanding Commercial Insurance Commercial insurance is an essential part of safeguarding your business against unforeseen events that could lead to financial loss. It provides protection against a plethora of risks, including property damage, liability claims, theft, and even employee injuries.

Commercial Insurance 52

Commercial Insurance Commercial Premium Deductible 52

Triple-I: Business Insurance

AUGUST 11, 2022

Dale Porfilio , Triple-I’s chief insurance officer, said the 2022 net combined ratio for personal auto is forecast to be 105.2 – 3.8 points higher than 2021, driven primarily by significant deterioration in auto physical damage coverages. We forecast 2022 P&C premium growth of 8.5 percent,” Porfilio said.

Underwriting 40

Underwriting Underwriter Workers Compensation Premium 40

Triple-I: Business Insurance

AUGUST 16, 2022

Global insurer Zurich estimates the annual cost of piracy to the global economy at $12 billion a year.

Cyber 40

Cyber Damage Insurance Industry Risk 40

ProWriters

FEBRUARY 19, 2024

These incidents underscore the financial and reputational damage cyber attacks can inflict on retailers. Cyber Insurance for retail merchants offers a critical safety net, providing financial protection and support in the wake of cyber incidents.

Cyber 52

Cyber Insured Insurance Insurer 52

Bankers Insurance

AUGUST 8, 2024

For example, if an insured’s property is valued at $1 million, but their coverage limit is $700,000 and their policy includes an 80% coinsurance clause, they would likely receive only $43,750 after incurring $50,000 in property damage from a covered event, depending on when their deductible is applied (700,000/800,000) x 50,000 = 43,750).

Commercial Property 59

Commercial Property Property Insurance Commercial Out-Of-Pocket 59

Triple-I: Workers Compensation

MARCH 21, 2023

The lines of coverage written typically are those with more predictable losses, such as workers compensation, general liability, and automobile liability and physical damage.” “Each owner makes a modest initial capital contribution,” states the paper, Group Captives: An Opportunity to Lower Cost of Risk.

Workers Compensation 40

Workers Compensation Premium Liability General Liability 40

Constant Contact

OCTOBER 27, 2021

BiBERK offers business insurance to small companies. If you’re running a Facebook campaign targeting young men for car insurance, use a dramatic photo of a beautiful car that was just in an accident. Make sure it’s not too graphic, just that it shows what kind of damage an accident can do to your favorite car.

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Insurance Agents Insurance Agent Agents Insured 52

Triple-I: Business Insurance

SEPTEMBER 15, 2022

These qualities are also potentially damaging because they often stay in the human body, never entirely breaking down. They are used in everything from Teflon coatings to food packaging to firefighting foam, due to their capacity to resist oil and moisture.

Liability 40

Liability Insured Insurance Insurer 40

Triple-I: Workers Compensation

APRIL 20, 2021

Easier to operate Passage of these laws would make it easier for cannabis-related businesses to operate. The CLAIM Act would let these businesses obtain insurance to cover the same risks of theft, damage, injury, loss, and liability as all other businesses.

Risk 40

Risk Workers Compensation Commercial General Liability Liability 40