Protect Commercial Insurance

NOVEMBER 8, 2024

Allocate time annually or biannually to revisit your insurance policies and engage with your insurance adviser to explore cost-saving options during these reviews. Increase Your Deductibles If you’re looking to lower your insurance premiums, consider increasing the deductibles on your policies.

Commercial Insurance 52

Commercial Insurance Commercial Premium Deductible 52

Insurance Agency of Ohio

JANUARY 30, 2020

While insurance may offset some of the financial costs, many uninsured costs – deductibles, replacing depreciated items with new equipment, production delays, paperwork and time to report and replace stolen equipment – are paid by contractors. By Troy Dohmeyer Equipment and material theft is a major source of loss for contractors.

Theft 52

Theft Insurance Agency Workers Compensation Deductible 52

Triple-I: Homeowners Insurance

APRIL 5, 2024

With this forecast in mind, now is ideal time for homeowners and business owners to review their policies with an insurance professional to ensure they have the right amount and types of coverage. Flood policies are offered through FEMA’s National Flood Insurance Program (NFIP) and dozens of private insurers.

Damage 52

Damage Policy Auto Insurance Insurance Policy 52

Word & Brown

SEPTEMBER 13, 2024

In your role as a broker and consultant for your individual and business insurance clients, you want to be sure you’re able to provide the personal service they want, while also doing what’s necessary to nurture a long-term relationship.

Broker 52

Broker Out-Of-Pocket Broker-Agent Insurer 52

ProWriters

APRIL 3, 2024

Claims covered under EPLI policies can include: Sexual harassment Discrimination Wrongful termination Defamation Invasion of privacy Failure to promote Like E&O policies, EPLI policies are customizable to meet different businesses’ unique needs. An EPLI policy also offers guidance and resources to businesses.

Liability 52

Liability Cyber Claim Policy 52

Bankers Insurance

AUGUST 8, 2024

For example, if an insured’s property is valued at $1 million, but their coverage limit is $700,000 and their policy includes an 80% coinsurance clause, they would likely receive only $43,750 after incurring $50,000 in property damage from a covered event, depending on when their deductible is applied (700,000/800,000) x 50,000 = 43,750).

Commercial Property 59

Commercial Property Property Insurance Commercial Out-Of-Pocket 59

Bankers Insurance

JULY 8, 2024

In most cases, the deductible requires the insured to pay about 10 percent of any loss. A basic K&R policy includes such things as hostage negotiations, ransom payment, loss of income, interest on bank loans and medical/psychiatric care.

Insurer 52

Insurer Insurance Insured Workers Compensation 52

Triple-I: Workers Compensation

APRIL 20, 2021

The Small Business Tax Equity Act would provide an exception into the Internal Revenue Code to let cannabis operators – as long as they’re in compliance with state laws – make the same deductions as any other business. Easier to operate Passage of these laws would make it easier for cannabis-related businesses to operate.

Risk 40

Risk Workers Compensation Commercial General Liability Liability 40