Rough Notes

NOVEMBER 1, 2024

A look at your crucial role in helping organizations identify and manage risks I realized that no amount of insurance could heal a serious injury or loss of life, and there were several risks where insurance wasn’t even a solution. By Randy Boss, CRM, MWCA, SHRM-SCP Starting as a business insurance agent in 1977, I […]

Injury 45

Injury Insurance Agents Insurance Agent Risk 45

Mark Jackson Insurance Agency

MAY 21, 2024

The Crucial Role of Liability Coverage One of the main concerns for any business, including those based at home, is liability. Commercial liability insurance protects against claims resulting from injuries or damages to people or property during business operations.

Liability 52

Liability Business Interruption Home Insurance Professional Liability Insurance 52

Mark Jackson Insurance Agency

APRIL 15, 2024

It can also cover injuries from repetitive use that develop over time rather than an acute injury that happens suddenly. “Workers’ comp” is short for “workers’ compensation” and can help pay for medical care and other expenses if one of your employees becomes sick or is hurt on the job from hazards like exposure to chemicals or a fall.

Workers Comp 52

Workers Comp Protection Workers Compensation Commercial Umbrella 52

Insurance Agency of Ohio

JULY 2, 2015

However, they account for 30% ($19 billion) of the total costs of motor vehicle injuries among males and 28% ($7 billion) of the total costs of motor vehicle injuries among females. The agency has been protecting their central Ohio clients with comprehensive insurance programs for over 50 years. population.

License 52

License Workers Compensation Insurance Agency Injury 52

Mark Jackson Insurance Agency

NOVEMBER 22, 2024

Whether you run a landscaping service in the summer, a ski rental shop in the winter, or a holiday-themed retail store, your business has unique insurance needs that differ from typical year-round operations. To protect your livelihood and manage costs effectively, it’s essential to optimize your business insurance coverage.

Business Interruption 52

Business Interruption Theft Liability Insurer 52

Paragon Independent Insurance Agencies

MAY 27, 2024

Commercial Insurance Information Commercial insurance consists of policies to safeguard businesses when financial losses are inevitable. These events may include property damage, liability claims from work-related injuries, break-ins, or business interruption.

Commercial Insurance 40

Commercial Insurance Commercial Protection Business Interruption 40

Triple-I: Business Insurance

APRIL 24, 2023

“Businesses already install fire alarms and sprinkler systems to mitigate greater risks of fires,” Harger said. So the investment in a lightning protection system prevents personal injury and the costly impact of even one strike.” Several insurers offer premium discounts for policyholders who invest in lightning protection systems.

Risk 52

Risk Business Interruption Damage Protection 52

Triple-I: Workers Compensation

JUNE 10, 2024

From 2015 to 2022, workers comp claims frequency benefited from workplace safety improvements and technology advances, which helped the decline in all cause of injury categories, including the two largest shares of strain and slip/falls. They may even be a gamechanger for evaluating and improving workplaces and reducing injuries.”

Workers Comp 40

Workers Comp Workers Compensation Compensation Claim 40

Bankers Insurance

JULY 8, 2024

Basic coverage usually includes reimbursement for trip cancellation, interruption and delay because of illness, bad weather, baggage loss or delay, medical insurance and medical evacuation (in case of illness or injury during travel) and a 24-hour assistance telephone line.

Insurer 52

Insurer Insurance Insured Workers Compensation 52

ProWriters

APRIL 3, 2024

E&O typically covers claims related to professional services resulting in financial harm to a client, while Professional Liability covers a wider range of claims, such as bodily injury or property damage. An EPLI policy also offers guidance and resources to businesses. What does EPLI not cover?

Liability 52

Liability Cyber Claim Policy 52

Distinguished

SEPTEMBER 25, 2024

What Risks Does Distinguished’s Builder’s Risk Insurance Protect Against? When a project is under construction or renovation, your clients are likely not covered by their homeowner’s insurance or business insurance. Different Builder’s Risk insurance policies vary from one insurance carrier to another. 

Risk 52

Risk Broker-Agent Insurer Insurance 52

Shield Insurance Agency

JUNE 11, 2024

When a High Wind, Severe Thunderstorm, or Tornado Watch, is issued, immediately secure these items to avoid damage or injury once the wind starts picking up. Secure objects that would be unsafe to bring inside, such as gas grills and propane tanks. Trim or remove trees close enough to fall on your home.

Home Insurance 52

Home Insurance Insurance Agency Building Auto Insurance 52

Jackson & Jackson

NOVEMBER 16, 2024

Commercial Auto Insurance If your IT business uses vehicles for transporting equipment, visiting clients, or enabling employees to reach job sites, Commercial Auto Insurance is essential. This policy covers damages or injuries caused by your company vehicles, as well as protection against theft, vandalism, and accidents.

Insurance Policy 52

Insurance Policy Policy General Liability Workers Compensation Insurance 52

Protect Commercial Insurance

NOVEMBER 8, 2024

Understanding Commercial Insurance Commercial insurance is an essential part of safeguarding your business against unforeseen events that could lead to financial loss. It provides protection against a plethora of risks, including property damage, liability claims, theft, and even employee injuries.

Commercial Insurance 52

Commercial Insurance Commercial Premium Deductible 52

Protect Commercial Insurance

NOVEMBER 22, 2024

Myth 6: “Public Liability Insurance is Sufficient” The Scope of Public Liability Insurance Public liability insurance is undoubtedly important; it protects your business from claims made by members of the public for incidents that occur in connection with your business activities.

Commercial Insurance 52

Commercial Insurance Commercial Cyber Insurer 52

Bankers Insurance

MAY 8, 2024

Wear protective clothing and be cautious when cleaning up to avoid injury. Avoid drinking or preparing food with tap water until you are sure it’s not contaminated. Check refrigerated food for spoilage. If in doubt, throw it out. Use the telephone only for emergency calls.

Damage 52

Damage Building Insurance Agents Insurance Agent 52

Triple-I: Workers Compensation

APRIL 20, 2021

Easier to operate Passage of these laws would make it easier for cannabis-related businesses to operate. The CLAIM Act would let these businesses obtain insurance to cover the same risks of theft, damage, injury, loss, and liability as all other businesses.

Risk 40

Risk Workers Compensation Commercial General Liability Liability 40