Jackson & Jackson

MAY 23, 2024

Discover practical strategies and money-saving tips for small business insurance in California. How to Save Money on Small Business Insurance in California Running a small business in California can be both exciting and challenging. Start by conducting a detailed review of your business operations.

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Small Business Insurance Business Insurance Insurer Insurance 52

Protect Commercial Insurance

OCTOBER 25, 2024

Let’s explore the pivotal questions to ask when choosing your business insurance coverage. Understanding your business needs Image courtesy: Unsplash Before diving into the vast world of business insurance, it’s essential to pause and assess your company’s unique needs.

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Business Insurance Liability Insurance Liability Policy 52

Neilson Marketing Services

JANUARY 30, 2025

Examples of Personalization in Insurance Websites Segmented landing pages: Dedicated pages for auto, homeowners, and business insurance ensure clients find what they need quickly. They can include buttons to book a call, forms to request more information, and interactive tools like premium calculators to encourage engagement.

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Insurance Agency Insurer Insurance Insured 93

Triple-I: Business Insurance

OCTOBER 25, 2024

The commercial auto insurance line has struggled to achieve underwriting profitability for years, even before the inflationary conditions that have been affecting property/casualty lines more recently. This trend has been accompanied by steady growth in net written premiums (NWP).

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Underwriter Underwriting Commercial Auto Insurance 52

Triple-I: Homeowners Insurance

OCTOBER 10, 2024

Much of the overall underwriting gain was due to growth in personal lines net premiums written. The ongoing performance gap between personal and commercial lines remains, but that gap is closing,” said Triple-I Chief Insurance Officer Dale Porfilio. The line’s 2024 net written premium growth rate of 14.5 points better than 2023.

Commercial 68

Commercial Underwriter Underwriting General Liability 68

Simply Insurance

SEPTEMBER 16, 2024

Discover the factors that influence the cost of commerce insurance and learn how to find the best coverage for your business needs. Get insights on average premiums, coverage options, and tips for saving on your policy.

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Premium Insurer Insurance Insured 59

Simply Insurance

SEPTEMBER 16, 2024

Discover the factors that influence the cost of workers' compensation insurance, including industry type, employee roles, and state regulations. Learn how to estimate your premiums and find ways to save on coverage while ensuring your business is protected.

Workers Compensation Insurance 59

Workers Compensation Insurance Workers Compensation Compensation Premium 59

Insurance Agency of Ohio

DECEMBER 22, 2020

These allow you to convert to permanent insurance without a medical examination in exchange for higher premiums. Keep in mind that premiums are lowest when you are young and increase upon renewal as you age. Some term insurance policies can be renewed when the policy ends, but the premium will generally increase.

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Life Insurance Premium Insurance Agency Insurer 52

Shield Insurance Agency

AUGUST 20, 2024

Shield Insurance Blog | Small Insurance Claims | Contact Our Sales Team! Small Insurance Claims Can Raise Premiums Small insurance claims, such as those for minor property damage, may seem like a hassle to deal with. As a result, the insurance company may raise your premiums to offset the potential risk.

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Protect Commercial Insurance

NOVEMBER 8, 2024

This guide will teach you practical ways to save money on your commercial insurance. By understanding your policy needs, shopping around, and exploring available discounts, you can effectively manage insurance premiums and keep your business financially secure.

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Commercial Insurance Commercial Premium Deductible 52

Insurance Agency of Ohio

DECEMBER 22, 2020

If you need the insurance for only a specific period of time, or are on a limited budget, a term policy, which has lower premiums, may be a good fit. If, however, you need the insurance for as long as you live and want to accumulate savings, a whole or universal policy may be a better choice.

Life Insurance 52

Life Insurance Premium Insurer Insurance 52

Insurance Agency of Ohio

JUNE 9, 2018

The premium for $10,000 coverage is $25 per year. The agency has been protecting their central Ohio clients with comprehensive insurance programs for over 50 years. The post Coverage for Service Lines appeared first on Insurance Agency of Ohio. Considering the coverage you are getting, that is a very good rate.

Workers Compensation 52

Workers Compensation Insurance Agency Damage Premium 52

Protect Commercial Insurance

FEBRUARY 10, 2022

Key changes The new rules have brought some key changes to the way General Insurance works: Equivalent policy premiums should not be higher for existing customers than for new customers. Premium reductions? It is possible that renewal premiums will drop. Premium increases?

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Premium Broker Commercial Insurance Commercial 52

Triple-I: Business Insurance

AUGUST 11, 2022

The property & casualty insurance industry’s combined ratio – an indicator of underwriting profitability – is forecast at 100.7 Combined ratio represents the difference between claims and expenses paid and premiums collected by insurers. We forecast 2022 P&C premium growth of 8.5 for 2022, up 1.2

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Underwriter Underwriting Workers Compensation Premium 40

Tosten Marketing

MARCH 6, 2025

For insurance agencies, this means creating informative, actionable content that addresses your clients’ pain points and questions. Instead of a generic post about auto insurance, write a detailed guide on “How to Lower Your Auto Insurance Premiums in [Your State].”

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Insurance Agency Auto Insurance Insurer Insurance 52

Triple-I: Business Insurance

APRIL 24, 2023

Several insurers offer premium discounts for policyholders who invest in lightning protection systems. LPI invites insurance providers who are interested in sharing their customer incentives to contact them at lpi@lightning.org. “Lightning protection systems prevent a lightning strike from causing any damage.

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Risk Business Interruption Damage Protection 52

Triple-I: Workers Compensation

MARCH 21, 2023

Group captives recruit safety-conscious companies with better-than-average loss experience, with each member’s premium based on its own most recent five-year loss history. Group captives can provide a viable way to protect companies across several lines of casualty insurance.

Workers Compensation 40

Workers Compensation Premium Liability General Liability 40

Triple-I: Homeowners Insurance

APRIL 5, 2024

With this forecast in mind, now is ideal time for homeowners and business owners to review their policies with an insurance professional to ensure they have the right amount and types of coverage. Flood policies are offered through FEMA’s National Flood Insurance Program (NFIP) and dozens of private insurers.

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Damage Policy Auto Insurance Insurance Policy 52

Triple-I: Business Insurance

APRIL 4, 2024

The increased risk and rising financial losses from cyber risk likely drive growth for the cyber insurance market, which tripled in volume in the last five years. Gross direct written premiums climbed to USD 13 billion in 2022.

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Financial Loss Cyber Crime Risk 52

Protect Commercial Insurance

DECEMBER 6, 2024

Introduction The world of commercial insurance is constantly evolving, adapting to meet the changing needs of businesses. As we inch closer to 2025, several trends are emerging that promise to reshape the landscape of business insurance.

Commercial Insurance 52

Commercial Insurance Commercial Insurer Insurance 52

Majesco

MAY 23, 2024

Insurance company profit margin results right now are like trying to keep water in a leaking bucket. Can insurers fill the bucket with the right premiums as fast as claims pour out potential profits? i] Affordability is currently a major pressure point for insurance. This is a reaction, not a long-term solution.

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Risk Underwriter Underwriting Insurer 40

Mark Jackson Insurance Agency

JULY 23, 2024

Consequently, a decrease in accidents not only enhances safety, but can also lead to lower commercial auto insurance premiums, benefiting your bottom line. Incentivizing Safe Driving Telematics offers an excellent opportunity to incentivize safe driving among commercial drivers.

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Commercial Auto Insurance Insurance Claim Claim 52

Protect Commercial Insurance

NOVEMBER 22, 2024

The cost of commercial insurance is generally based on several factors, such as the type and size of your business, its location, and the specific risks involved. While it might sound complicated, this actually means your premium is tailored to fit your needs, ensuring you don’t overpay for unnecessary coverage.

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Commercial Insurance Commercial Cyber Insurer 52

Shield Insurance Agency

APRIL 19, 2024

Broad form collision coverage may be a better option for those who want more comprehensive protection and are willing to pay a higher premium for it. Choosing between standard collision, broad form collision, and limited coverage ultimately depends on your personal preferences and financial situation.

Auto Insurance 52

Auto Insurance Deductible Out-Of-Pocket Insurer 52

Triple-I: Workers Compensation

APRIL 4, 2022

The global insurance broker and risk advisor’s survey of more than 1,300 captives also shows that gross written premiums in this area grew from $54 billion in 2019 to nearly $61 billion in 2020. For many organizations, captive insurance provides a viable alternative for these risks.

Workers Compensation 40

Workers Compensation Insurer Insurance Insured 40

Triple-I: Workers Compensation

JUNE 10, 2024

Payroll increases The line’s 2023 direct written premium (DWP) increased 2.6 Payroll growth was partially offset by state-approved premium rate decreases. The overall numbers for workers compensation show a financially healthy system,” said Donna Glenn, NCCI’s chief actuary. Improved job creation contributed 2.3 percent in 2022.

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Workers Comp Workers Compensation Compensation Claim 40

Bankers Insurance

AUGUST 8, 2024

Businesses may end up with inaccurate ITV calculations for a wide range of reasons — whether it stems from ineffective property valuation methods, intentionally underestimating costs to secure reduced premiums or being impacted by factors outside their control (e.g., inflation). Regardless, such inaccuracies are all too common.

Commercial Property 59

Commercial Property Property Insurance Commercial Out-Of-Pocket 59

Majesco

JULY 11, 2024

Insurance Shopping Study, SM highlights that a notable increase in premiums combined with lackluster customer satisfaction scores is incentivizing insurance customers to go to market for a new policy more than ever before, with nearly half (49%) of U.S. auto insurance customers actively shopping. As an example, the J.D.

Insurer 40

Insurer Insurance Insured Auto Insurance 40

Distinguished

SEPTEMBER 25, 2024

What Risks Does Distinguished’s Builder’s Risk Insurance Protect Against? When a project is under construction or renovation, your clients are likely not covered by their homeowner’s insurance or business insurance. Different Builder’s Risk insurance policies vary from one insurance carrier to another. 

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Risk Broker-Agent Insurer Insurance 52

Leadsurance

JANUARY 26, 2024

They can be embedded on insurance product pages, helping clients estimate costs directly. These tools can break down complex insurance premium calculations into understandable figures for clients. This transparency helps demystify insurance costs, making it easier for clients to make informed decisions. . #4

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Insurance Agents Insurance Agent Agents Life Insurance 52

Bankers Insurance

NOVEMBER 15, 2023

Increased insurance costs: Businesses affected by frozen pipes or sprinkler system issues may need to file insurance claims for repair and restoration expenses, potentially resulting in elevated insurance premiums in the future.

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