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Reflecting on the first 25 Years of LMI Group

Prof. Allan Manning

L oss Management International (Post loss Claims Preparation and Loss Adjusting) , Risk Management International (Pre Loss policy program reviews and business interruption sum insured reviews), and Claims Management International (Post Loss Third Party Administration services) based in Melbourne, Australia.

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Does my Landlords Insurance Policy cover terrorism

Prof. Allan Manning

This is the fourth post in a series that looks at the coverage afforded by various types of insurance products. The series was prompted by a large number of requests for clarification following the senseless attacks that are going on predominately in Melbourne and Sydney.

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What Perils Are Covered by Commercial Property Insurance?

Property Insurance Centre

Earthquake Insurance Similarly, damage caused by earthquakes, landslides, or soil shifting is not included in standard policies. Businesses in seismically active areas (such as California) must purchase earthquake insurance separately. This is particularly useful for retail businesses, restaurants, and manufacturing companies.

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Insurance Considerations for Home-Based Businesses

Mark Jackson Insurance Agency

Home Office Desk by Ken Tomita The rise of home-based businesses has been one of the most significant shifts in the modern work landscape. While operating a business from home offers convenience and flexibility, it also necessitates careful consideration of insurance needs.

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Understanding Commercial Flood Insurance in the United Kingdom

Property Insurance Centre

Wales: Coastal communities, including those in the Vale of Glamorgan, have experienced storm surges that inundated local businesses. Flood damage can include physical destruction of property, inventory loss, and business interruption costs, making insurance a vital component of risk management.

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Is terrorism covered under an Australian home and contents policy?

Prof. Allan Manning

Last week I posted an article in regard to terrorism coverage under commercial property, and/or business interruption policies. At the request of quite a few readers, I now turn my attention to home and contents. I also touched on commercial liability coverage. ” [ emphasis mine] 1.

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