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Does a sagging floor constitute a “collapse”? Court finds ambiguity in “collapse.”

The Property Insurance Law Observer

The insurer argued that the damage to the floor did not meet the policy’s definition of “abrupt collapse” because it did not completely fall to the ground. Even though the floor had partially detached from the property’s exterior wall, it remained standing. Hartford Casualty Insurance Co. , Jemiola Living Trust v.

Building 130