Property Insurance Centre

JANUARY 30, 2025

We find the right policy to suit your needs and understand the risks that a property owner can face in the course of ownership. We work closely with our Insurers to get the best rates and our experience and excellent relationships with them mean that we can provide cover for even the most difficult to place risks.

Property Insurance 52

Property Insurance Insurer Insurance Insured 52

Property Insurance Centre

MARCH 21, 2025

Affordable Premiums Compared to London, But Rising Generally, insurance premiums in Manchester are more affordable than in the capital due to lower rebuild costs and property values. However, with property prices on the rise and increasing claims related to climate events and fire risks, premiums are also going up.

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Premium Insurer Insurance Insured 52

Property Insurance Centre

MARCH 11, 2025

Some insurers might impose higher excesses or refuse coverage in high-risk flood zones. Higher Crime Rates and Security Concerns London experiences more burglary, vandalism, and theft claims compared to rural or suburban areas. Insurers often require extra security measures like CCTV, secure entry systems, and alarm monitoring.

Risk 52

Risk Insurer Insurance Insured 52

Property Insurance Centre

JANUARY 27, 2025

We find the right policy to suit your needs and understand the risks that a property owner can face in the course of ownership. We work closely with our Insurers to get the best rates and our experience and excellent relationships with them mean that we can provide cover for even the most difficult to place risks.

Building 52

Building Broker-Agent Insurer Insurance 52

Property Insurance Centre

JANUARY 4, 2024

This ensures that insured properties are adequately valued and properly insured, reducing the risk of financial loss in the event of a claim. Labour Costs and Insurance Premiums Labour costs are another significant factor affected by inflation.

Property Insurance 52

Property Insurance Commercial Property Liability Insurer 52

Property Insurance Centre

JANUARY 16, 2025

From the catastrophic floods in Carlisle in 2005 to the more recent deluge in London in 2021, businesses in flood-prone areas have faced disruption, financial losses, and complex insurance claims. This article explores the intricacies of commercial flood insurance in the UK, highlighting regional variations, challenges, and solutions.

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Commercial Commercial Property Insurer Insurance 52

Property Insurance Centre

NOVEMBER 11, 2024

These are just some of the excuses we hear of from the question of, “ Why can’t I get insurance ?” ” or can’t get the insurance you deserve for that matter – insurance with reasonable premiums and without unnecessary restrictions. Getting an alarm will often be a deterrent in the first instance.

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Insurer Insurance Insured Premium 52

Property Insurance Centre

OCTOBER 18, 2024

Recent data from 2023 and 2024 highlights the financial strain on insurers and property owners alike, driven by more severe storms, heavy rainfall, and unpredictable weather patterns. Rising Claims Due to Extreme Weather In 2023, UK insurers faced record-breaking claims from weather-related damage.

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Property Insurance Premium Insurer Insurance 52

Property Insurance Centre

DECEMBER 23, 2024

Do I have the right lock for my insurance ? Being a Commercial Property Owner or Business Owner you will be aware there will be certain conditions within your insurance policy with regard to the Security at the premises. What this lock simply does, is improve the physical security of your property straight away.

Commercial Property 52

Commercial Property Insurer Insurance Insured 52

Property Insurance Centre

MAY 20, 2024

Consequences of Underinsurance In the event of a claim on the block insurance policy , the insurer or its appointed loss adjuster may check to see that the Declared Value is adequate. If it is not, they may rely upon a clause within the insurance policy called Average, Average Condition, or Underinsurance.

Building 52

Building Insurer Insurance Insured 52

Jackson & Jackson

APRIL 28, 2024

Mistake 1: Underinsuring Their Properties One of the most common mistakes investors make is underinsuring their properties. However, in the event of a claim, this can lead to substantial out-of-pocket expenses due to insufficient coverage limits. This often happens when trying to save on premiums.

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Business Interruption Out-Of-Pocket Expense Out-Of-Pocket Broker-Agent 52

Property Insurance Centre

MARCH 19, 2024

It empowers individuals to make informed decisions about insurance coverage and understand their policy rights. Consumer education ensures that individuals are prepared and protected with the proper insurance coverage and are knowledgeable about the claims process. Leads to confusion and potential gaps in coverage.

Property Insurance 52

Property Insurance Policyholder Insurer Insurance 52

Property Insurance Centre

AUGUST 8, 2024

It is important to remember, insurers will be continuing to rate the risk element attached to your property, and if you manage to get the office occupied again then, statistically at least, there will be less likely to be any property owners claims for either material damage or liability. Looking for a quote now?

Insurer 52

Insurer Insurance Insured Premium 52

Property Insurance Centre

SEPTEMBER 25, 2024

Define the maximum amount that you are willing to spend additional in the case of a claim. It is important not to rely only on the words that a broker tells you, try to read all the details. Key Takeaways Building insurance is essential to protect your property, but it can be complex. – Declaring inaccurately.

Building 52

Building Insurer Insurance Insured 52

Property Insurance Centre

SEPTEMBER 11, 2024

We find the right policy to suit your needs and understand the risks that a property owner can face in the course of ownership. We work closely with our Insurers to get the best rates and our experience and excellent relationships with them mean that we can provide cover for even the most difficult to place risks.

Insurance Policy 52

Insurance Policy Policy Boiler and Machinery Insurer 52

Property Insurance Centre

AUGUST 28, 2024

We find the right policy to suit your needs and understand the risks that a property owner can face in the course of ownership. We work closely with our Insurers to get the best rates and our experience and excellent relationships with them mean that we can provide cover for even the most difficult to place risks.

Insurer 52

Insurer Insurance Insured Property Insurance 52

Distinguished

SEPTEMBER 10, 2024

This includes projects that involve: Betterments Renovations New Construction We also insure a variety of building types, including single-family homes , mixed-use buildings , and commercial properties. Should a manual review need to be done for a niche case, then turnaround times are roughly 48 hours.

Risk 52

Risk General Liability Broker-Agent Insurer 52

Property Insurance Centre

JANUARY 30, 2024

When selecting an insurance policy, factors such as the type of tenants, unoccupied flats, and the risk of water leaks and subsidence should be taken into account. It’s essential to accurately determine the rebuild cost of the property and disclose any claims history. What is Block of Flats Insurance?

Insurer 52

Insurer Insurance Insured Building 52

Property Insurance Centre

JULY 30, 2024

We find the right policy to suit your needs and understand the risks that a property owner can face in the course of ownership. We work closely with our Insurers to get the best rates and our experience and excellent relationships with them mean that we can provide cover for even the most difficult to place risks.

Building 52

Building Property Insurance Policy Commercial 52

Property Insurance Centre

NOVEMBER 26, 2024

We find the right policy to suit your needs and understand the risks that a property owner can face in the course of ownership. We work closely with our Insurers to get the best rates and our experience and excellent relationships with them mean that we can provide cover for even the most difficult to place risks.

Injury 52

Injury Protection Risk Damage 52

Protect Commercial Insurance

MARCH 14, 2025

Commercial property insurance is a key component in this protection, offering a safety net against unexpected disasters. Whether you own a quaint little shop or a sprawling office complex, securing proper insurance means youre prepared for the unexpected.

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