The Property Insurance Law Observer

SEPTEMBER 16, 2024

(“Insured”), failed to disclose or produce any expert evidence to rebut the conclusions of the West American’s three experts, who determined the roof’s damage was merely cosmetic. Background In November 2019, West American [1] issued an insurance policy providing coverage for the Insured’s commercial shop buildings.

Insurance Companies 130

Insurance Companies Damage Insurance Insurer 130

Protect Commercial Insurance

MAY 13, 2021

The following 5 Permissions are necessary if you’re advising or transacting on Commercial Insurance 1. This includes recommending a specific insurance policy to a customer. For example, notifying the insurer of an insurance claim and negotiating settlement on the customer’s behalf.

Commercial Insurance 52

Commercial Insurance Commercial Broker-Agent Insurance 52

Bankers Insurance

AUGUST 8, 2024

THE IMPORTANCE OF ACCURATE VALUATION IN COMMERCIAL PROPERTY INSURANCE When purchasing or renewing commercial property insurance , it’s important for businesses to ensure their coverage includes correct property valuations. inflation). Regardless, such inaccuracies are all too common. 80%) of the property’s value.

Commercial Property 59

Commercial Property Property Insurance Commercial Out-Of-Pocket 59

Paragon Independent Insurance Agencies

SEPTEMBER 16, 2024

Make it a point to review your insurance documents and physically inventory items within your business premises. Document any identified gaps in your insurance policy and make necessary modifications to ensure ample business protection. Past Claims Examining past insurance claims can provide valuable insights.

Commercial Insurance 40

Commercial Insurance Commercial Protection Financial Loss 40

Property Insurance Coverage Law

NOVEMBER 24, 2024

A recent federal court decision in Louisiana 1 highlights the complexities in determining whether a policy provides blanket or scheduled coverage – a distinction that can significantly impact claim payments. A Recent Court Decision Shows It’s Not Always Clear Cut appeared first on Property Insurance Coverage Law Blog.

Policy 100

Policy Policyholder Property Insurance Damage 100

Frankenmuth Insurance

DECEMBER 11, 2024

How to file a claim. In the event of a loss or damage, filing an insurance claim quickly and correctly can make a big difference. Familiarize yourself with the claims process by reviewing your insurance providers policies, forms, and requirements.

Agents 75

Agents Claim Damage Protection 75

Insurance Journal

NOVEMBER 21, 2024

PETERSBURG, Fla. (AP) AP) — A combination of severe hurricane damage to Tropicana Field and political delays on financing means it is highly unlikely the Tampa Bay Rays’ planned new stadium will be ready for the 2028 season, if at …

Damage 243

Damage Commercial Property Insurance Claim Property Insurance 243

InsuredMine

AUGUST 27, 2024

Send Documents Quickly to your Clients With e-signatures, insurers can send documents to clients right away. Now, as soon as an agent finalizes a policy or claim document, it can be instantly transmitted to the client’s email or smartphone. Easy Signing Process E-signature systems are designed with user-friendliness in mind.

Insurance 96

Insurance Insurer Insured Claim 96

Zywave

SEPTEMBER 25, 2024

And while many states have fee schedules in place that help control medical cost categories, shifts in the type and volume of medical services provided, combined with increased injury and illness severity have impacted overall medical claim costs. This article is based on a series of pieces originally published in Zywave’s Content Cloud.

Workers Compensation 52

Workers Compensation General Liability Commercial Commercial Property 52

Property Insurance Centre

JANUARY 4, 2024

This ensures that insured properties are adequately valued and properly insured, reducing the risk of financial loss in the event of a claim. Labour Costs and Insurance Premiums Labour costs are another significant factor affected by inflation.

Property Insurance 52

Property Insurance Commercial Property Liability Premium 52

Property Insurance Centre

SEPTEMBER 25, 2024

Define the maximum amount that you are willing to spend additional in the case of a claim. Key Takeaways Building insurance is essential to protect your property, but it can be complex. Many people make common mistakes when dealing with building insurance, which can result in inadequate coverage or denied claims.

Building 52

Building Insurance Insurer Insured 52

Risk Management Monitor

DECEMBER 8, 2022

New York’s newly-enacted Comprehensive Insurance Disclosure Requirements legislation opens the door for defendants to request that organizations disclose the details of their commercial insurance programs that may apply to a judgment in the case. This could lead to the disclosure of incorrect insurance information.

Claim 49

Claim Risk Insurance Insurer 49

Shield Insurance Agency

AUGUST 1, 2024

As a Customer Service Representative/Account Manager at Shield Insurance Agency, your primary responsibilities will be answering phones and emails from existing customers to assist them with making changes to their current insurance policies, quoting new business and re-quoting, processing billing payments, and filing and tracking claims.

Insurance Agency 52

Insurance Agency Insurance Insurer Insured 52

Risk Management Monitor

NOVEMBER 8, 2021

One of the first steps in obtaining commercial property insurance is to determine the value of the property being insured. For typical commercial properties, conducting a comprehensive valuation every five to eight years can help recalibrate value estimates. The accuracy of this approach will diminish over time.

Commercial Property 75

Commercial Property Insurance Insurer Insured 75

Shield Insurance Agency

JULY 2, 2024

Let us help you master the art of shielding your wealth with expert techniques and sound insurance advice. Protect Your Finances: The Truth About Small Insurance Claims Shield Insurance Agency is Now Hiring!

Insurance Agency 52

Insurance Agency Life Insurance Protection Risk 52

Triple-I: Business Insurance

AUGUST 11, 2022

The property & casualty insurance industry’s combined ratio – an indicator of underwriting profitability – is forecast at 100.7 Combined ratio represents the difference between claims and expenses paid and premiums collected by insurers. for 2022, up 1.2

Underwriter 40

Underwriter Underwriting Workers Compensation Premium 40

Property Insurance Centre

MARCH 19, 2024

It empowers individuals to make informed decisions about insurance coverage and understand their policy rights. Consumer education ensures that individuals are prepared and protected with the proper insurance coverage and are knowledgeable about the claims process. Leads to confusion and potential gaps in coverage.

Property Insurance 52

Property Insurance Policyholder Insurance Insurer 52

Property Insurance Centre

JANUARY 30, 2024

When selecting an insurance policy, factors such as the type of tenants, unoccupied flats, and the risk of water leaks and subsidence should be taken into account. It’s essential to accurately determine the rebuild cost of the property and disclose any claims history. What is Block of Flats Insurance?

Insurance 52

Insurance Insurer Insured Liability 52

Bankers Insurance

SEPTEMBER 12, 2023

By: Dwight West | Commercial Insurance Advisor dwest@bankersinsurance.net | (757) 591-3166 WHAT IS SUBROGATION? In this scenario, you file a claim using your collision coverage and receive a check from your insurer to cover the repair costs, minus your deductible. WHAT IS A WAIVER OF SUBROGATION?

Insurance Carrier 52

Insurance Carrier Compensation Deductible Claim 52

Shield Insurance Agency

JULY 8, 2024

Contact Shield Insurance Agency today to explore your life insurance options and secure your financial future. Check Out More Blogs by Shield Insurance Agency Protect Your Finances: The Truth About Small Insurance Claims Shield Insurance Agency is Now Hiring!

Life Insurance 52

Life Insurance Insurance Agency Insurance Insurer 52

Shield Insurance Agency

JUNE 11, 2024

Click here to Download the Thunderstorm Safety Checklist and read the full article from the Red Cross More Blogs by Shield Insurance Agency Protect Your Finances: The Truth About Small Insurance Claims Shield Insurance Agency is Now Hiring! first appeared on Blog | Shield Insurance Agency.

Insurance Agency 52

Insurance Agency Home Insurance Auto Insurance Building 52

Property Insurance Coverage Law

NOVEMBER 2, 2024

As the traditional insurance market continues to harden, policyholders are increasingly exploring parametric hurricane insurance as a complement and sometimes a substitute to their existing property insurance coverage.

Policyholder 130

Policyholder Property Insurance Insurance Insurer 130

Shield Insurance Agency

APRIL 19, 2024

Be sure to review your insurance policy and speak with your insurance agent to ensure you have the coverage that best suits your needs. More Blogs about insurance and more… Protect Your Finances: The Truth About Small Insurance Claims Shield Insurance Agency is Now Hiring!

Auto Insurance 52

Auto Insurance Deductible Out-Of-Pocket Insurance Agency 52

Shield Insurance Agency

JUNE 28, 2024

Contact Shield Insurance Agency at (616) 896-4600 for a free quote today or start the quoting process by visiting this LINK and an agent will be in touch soon. Visit more blogs by Shield Insurance Agency Protect Your Finances: The Truth About Small Insurance Claims Shield Insurance Agency is Now Hiring!

Insurance Agency 52

Insurance Agency Damage License Insurance Companies 52

Maritime Insurance International

JUNE 5, 2020

Bundle discounts may be available when purchasing multiple lines of insurance through the same provider. Zero Claims. Some providers offer discounts for individuals who have not previously filed a boat insurance claim. Driving Record. Some providers may even provide a discount for a good driving record.

Insurance Policy 40

Insurance Policy Liability Insurance Insurer 40

Shield Insurance Agency

MAY 29, 2024

By understanding the value, coverage, and benefits that come with a renters insurance plan, you can make an informed decision to secure your rental home and enjoy greater peace of mind. Visit the Shield Insurance Blog!

Liability 40

Liability Insurance Agency Insurance Insurer 40

Bankers Insurance

NOVEMBER 15, 2023

Roof: In some commercial and industrial buildings, roof-mounted sprinkler systems are installed for fire protection. Without proper insulation or protection, these pipelines can freeze in cold weather. Positioned on the roof, these systems can be exposed to freezing temperatures due to cold winds and precipitation.

Protection 52

Protection Damage Property Damage Building 52

Risk Management Monitor

AUGUST 9, 2022

As companies assess their natural disaster preparedness, there are some proactive measures that should be taken specifically for hail to leave organizations best positioned for any resulting insurance claims. Let’s say you operate a business in Plano, Texas, and have a commercial property policy with a renewal date of January 1, 2022.

Damage 78

Damage Claim Commercial Property Deductible 78

Hunton Andrews Kurth

JULY 16, 2021

However, contamination events and ensuing recalls can lead to a variety of other claims that implicate a number of other coverages, including liability coverage for claims against officers and directors addressing the company’s internal contamination risk and safety policies and procedures.

General Liability 52

General Liability Commercial General Liability Liability Injury 52