Distinguished

APRIL 9, 2025

A Managing General Agent (MGA) is a specialized type of insurance intermediary that has underwriting authority granted by an insurer. Unlike agents or brokers, MGAs can bind coverage, price policies, and handle claims they essentially act as an extension of an insurer. How do MGAs Differ From Insurance Brokers?

Agents 52

Agents Broker-Agent Broker Underwriter 52

Risk Management Monitor

JANUARY 27, 2022

As ransomware continues to spread and payment costs increase, cyber insurance rates have gone up exponentially. As a result, it is more important than ever for companies to understand their cyber vulnerabilities and exposures so they can ensure they are properly covered. One way to do this is through analytics.

Cyber 66

Cyber Underwriter Underwriting Risk 66

Prof. Allan Manning

FEBRUARY 24, 2023

During that time we have assisted thousands of claimants with their claims, and introduced world leading online services that take the lessons learned from claims, and use them to assist brokers and underwriters be better at their job, and to move the emphasis from price to protection.

Insurance Industry 130

Insurance Industry Business Interruption Claim Insurance 130

Distinguished

FEBRUARY 24, 2025

Cyber attacks: Digital systems like payment terminals and booking systems are convenient, but they also open restaurants up to the possibility of expensive data breaches. Slip-and-fall incidents: High foot traffic in dining areas and restrooms increases the risk of customer or employee injuries, which can lead to costly liability claims.

Liability 52

Liability Liability Insurance Insurance Insured 52

ProWriters

NOVEMBER 18, 2024

The D&O Insurance market experienced a favorable underwriting performance in 2023, with the sector seeing its best loss ratio since 2014. Rising D&O claims from these sectors are further pushing premiums upward. 2023: A Year of Stability and Success—But Is It Sustainable?

Premium 101

Premium Cyber Insurance Insured 101

Zywave

DECEMBER 18, 2024

In 2024, Zywave hosted more than 1,700 attendees and over 150 speakers across four in-person events covering a range of topics in the casualty and cyber insurance spaces. Cyber Risk Insights Conference London April 2, 2025 This acclaimed conference is back for the 12 th year with a single-day, multi-track event in London.

Insurance Industry 52

Insurance Industry Cyber Broker-Agent Insurance 52

Majesco

FEBRUARY 13, 2025

Today’s insurance customer is under pressure and assault from every angle: Cyber criminals are using data breaches to access bank accounts and credit. Unfortunately, little progress has been made to risk-resilient business models due to the operational challenges of cat events and increasing claims.

Risk 52

Risk Insurance Insured Insurer 52

Cowbell

JUNE 28, 2024

The Independent Insurance Agents of Texas (IIAT) had their annual conference last week, bringing together agents, underwriters, thought leaders, and service providers to network and learn about the most pressing trends in the industry. There’s no longer an understanding gap as to why a business might need cyber coverage.

Broker-Agent 40

Broker-Agent Cyber Agents Broker 40

ProWriters

JANUARY 3, 2024

The trajectory of average D&O Insurance premiums has been a critical barometer for Cyber Insurance brokers keen on gauging the market’s pulse. This rise in D&O claims is expected to push premiums upward as insurers recalibrate risk assessments.

Premium 52

Premium Insurance Insured Insurer 52

Protect Commercial Insurance

DECEMBER 6, 2024

Cybersecurity Threats In our increasingly digital world, businesses face a barrage of cyber threats. With data breaches, ransomware, and cyber espionage on the rise, cybersecurity has become a critical focus for companies worldwide. This predictive approach helps in preventing losses and minimising claims.

Commercial Insurance 52

Commercial Insurance Commercial Insurance Insured 52

InsuredMine

OCTOBER 25, 2024

Climate change, cyber threats, and shifting demographics are introducing new challenges that demand innovative solutions. The appeal lies in their transparency and rapid claims settlement, eliminating the need for lengthy claims assessment processes. Insurtech innovations present a promising pathway to the future of insurance.

Risk 59

Risk Insurance Industry Business Interruption Claim 59

Jackson & Jackson

MAY 22, 2024

It covers property damage, loss of income, liability claims, etc. Additionally, it can provide coverage for business interruption, tenant improvements, and liability claims arising from third-party injuries or property damage on the premises.

Property Insurance 52

Property Insurance Commercial Property Commercial Insurance 52

Accenture: Cyber Insurance

NOVEMBER 30, 2021

As we wrap up 2021, it seems appropriate to revisit predictions we made for the insurance industry this year. I put forward my hypotheses last December in my post, 5 predictions for the insurance industry in 2021. Let’s see how those predictions held up. 1.

Insurance Industry 52

Insurance Industry Insurance Insured Insurer 52

Majesco

JANUARY 9, 2025

And while the industry’s core business model of premiums, claims, reserves, and capital is not changing, how we think about the operating model and technology foundation must change. Past Trends A Precursor to the Future Throughout history, people have tried to forecast the future to gain strategic advantages.

Insurance 45

Insurance Insured Insurer Risk 45

Cowbell

APRIL 3, 2025

The frequency and sophistication of cyber attacks keep increasing, thus companies of all sizes are striving to strengthen their cybersecurity posture and optimize their insurance coverage. Here at Cowbell, we remain committed to helping policyholders, agents, and brokers gain a comprehensive view of riskinside and out.

Cyber 52

Cyber Policyholder Broker-Agent Risk 52