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How To Save Money On Your Commercial Insurance

Protect Commercial Insurance

Understanding Commercial Insurance Commercial insurance is an essential part of safeguarding your business against unforeseen events that could lead to financial loss. It provides protection against a plethora of risks, including property damage, liability claims, theft, and even employee injuries.

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How to Read Homeowners Insurance Quotes

TGS

Deductibles 8. Policy Number If you ever need to file a claim, this policy number is what you will use. If you suffer from losses or damages beyond those limits, you will be responsible for paying the rest out of pocket. >> TGSI TIP: If you can afford to raise your deductible, doing so will lower your premium!

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Builder’s Risk Insurance Declinations: An Interview With Susan DeCarlo

Distinguished

We can consider weather related claims, but claims of theft, vandalism, and fire, for example, would be an automatic decline. What are some of the key factors you consider when determining appropriate coverage limits and deductibles? Properties in a high wind hail area may be subject to an increased wind deductible.

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E&O vs. EPLI: What Coverage Do Your Clients Need?

ProWriters

Understanding E&O Insurance Errors and Omissions (E&O) Insurance is liability coverage protecting professionals against claims for negligence, errors, or mistakes made in the course of their work. Coverage of claims made by third parties who suffer financial losses due to the insured’s actions.

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Understanding the CrowdStrike Attack and Cyber Insurance

ProWriters

The CrowdStrike outage highlights the potential for significant financial losses due to downtime. Knowing policy limits, deductibles, and exclusions is critical. Doing so will help them better grasp their policies’ nuances, discuss risk management strategies, and prepare for potential claims.

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Does Homeowners Insurance Cover Collectibles? 

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In the case of a catastrophic loss, art pieces worth thousands of dollars would only be covered up to that low per-item limit, leaving the collector with significant financial losses. Other considerations include the insurance company’s ratings and loss experience. 

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Essential Business Insurance Guide: Safeguarding Your Property From Cyber Threats

Protect Commercial Insurance

As a business owner, it is crucial to protect your empire from various risks and threats that can potentially disrupt your operations and financial stability. In this article, we will explore different types of insurance coverage that can help safeguard your business from property damage, liability claims, cyber threats, and more.

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