Distinguished

OCTOBER 15, 2024

Builder’s Risk Insurance covers property during the course of construction, whether it’s a new build or renovation. One common question is whether the contractor and the property owner can be named insureds on the same Builder’s Risk policy. Our Builder’s Risk program can also be designed to cover soft costs in the event of a loss.

Policy 52

Policy Risk Broker-Agent Liability 52

Boyle Agency Insurance

DECEMBER 16, 2024

It is basically designed to protect you and your family from financial loss if you should suffer a catastrophic event and your other insurance policies don’t provide enough protection. you may be at a higher risk of being sued for a lot of money. If you have a large home, multiple automobiles, investment properties, etc.,

Financial Loss 52

Financial Loss Insurance Insurer Insured 52

Property Insurance Centre

OCTOBER 18, 2024

Recent data from 2023 and 2024 highlights the financial strain on insurers and property owners alike, driven by more severe storms, heavy rainfall, and unpredictable weather patterns. Rising Claims Due to Extreme Weather In 2023, UK insurers faced record-breaking claims from weather-related damage.

Property Insurance 52

Property Insurance Premium Insurance Insurer 52

Mark Jackson Insurance Agency

FEBRUARY 18, 2025

From streamlining claims processing to introducing new risks that companies must address, AI-driven technologies are reshaping the way businesses approach coverage and risk management. However, while these technologies create new opportunities, they also introduce new and unique risks to consider.

Business Insurance 52

Business Insurance Liability General Liability Cyber 52

Distinguished

JANUARY 28, 2025

In this brokers guide, we’ll explore what management liability insurance covers, why clients need it, the exposures that go into evaluating a risk, and the benefits of partnering with Distinguished. This can include claims related to alleged mismanagement, negligence, or improper disclosure.

Liability Insurance 52

Liability Insurance Liability Broker-Agent Insurance 52

Distinguished

JANUARY 28, 2025

In this brokers guide, we’ll explore what management liability insurance covers, why clients need it, the exposures that go into evaluating a risk, and the benefits of partnering with Distinguished. This can include claims related to alleged mismanagement, negligence, or improper disclosure.

Liability Insurance 52

Liability Insurance Liability Broker-Agent Insurance 52

Jackson & Jackson

NOVEMBER 16, 2024

Running an IT business in California comes with unique risks and challenges. Professional Liability Insurance protects your business against claims of negligence, errors, or omissions that result in financial losses for your clients. General Liability Insurance Even in a digital world, physical risks exist.

Insurance Policy 52

Insurance Policy Policy General Liability Workers Compensation Insurance 52

ProWriters

APRIL 3, 2024

Today’s dynamic business environment and litigious society pose several risks to businesses. Understanding E&O Insurance Errors and Omissions (E&O) Insurance is liability coverage protecting professionals against claims for negligence, errors, or mistakes made in the course of their work.

Liability 52

Liability Cyber Claim Policy 52

Paragon Independent Insurance Agencies

MAY 27, 2024

Commercial insurance is vital for protecting business property, assets, and operations from various risks and liabilities around Plano, TX. Commercial Insurance Information Commercial insurance consists of policies to safeguard businesses when financial losses are inevitable.

Commercial Insurance 40

Commercial Insurance Commercial Protection Business Interruption 40

Protect Commercial Insurance

SEPTEMBER 6, 2024

Companies of all sizes are increasingly targeted by cybercriminals, and the consequences can be devastating—from financial losses to reputational damage. Businesses should also look out for more robust risk assessment tools provided by insurers, helping them identify vulnerabilities and strengthen their cyber defences.

Commercial Insurance 52

Commercial Insurance Commercial Cyber Insurance 52

Protect Commercial Insurance

NOVEMBER 8, 2024

Understanding Commercial Insurance Commercial insurance is an essential part of safeguarding your business against unforeseen events that could lead to financial loss. It provides protection against a plethora of risks, including property damage, liability claims, theft, and even employee injuries.

Commercial Insurance 52

Commercial Insurance Commercial Premium Deductible 52

Protect Commercial Insurance

MAY 24, 2024

As a business owner, it’s crucial to protect your business from potential risks and liabilities. General Liability Insurance General liability insurance is a fundamental policy that covers your business against claims of bodily injury, property damage, and personal injury.

Insurance Policy 52

Insurance Policy Protection Policy Business Interruption 52

Jackson & Jackson

MAY 22, 2024

However, with great opportunities come great risks. “Understanding Multi-Family Property Insurance” Commercial property insurance is a vital safeguard for property owners, protecting their assets against various risks. . It covers property damage, loss of income, liability claims, etc.

Property Insurance 52

Property Insurance Commercial Property Commercial Insurance 52

Jackson & Jackson

APRIL 10, 2024

It protects you from claims arising from accidents or injuries on your property. Business Interruption Insurance Unexpected events can disrupt your operations, leading to significant financial loss. Understanding the Claims Process Before signing up for any insurance policy, understand the claims process.

Commercial Property 52

Commercial Property Commercial Business Interruption Out-Of-Pocket Expense 52

Property Insurance Centre

JANUARY 4, 2024

. “The increasing frequency and severity of weather events have made it imperative for insurers to reassess their risk models and coverage options,” says weather expert Dr. Emma Thompson. This table clearly demonstrates the significant financial impact of weather events on property insurance companies and the insureds they serve.

Property Insurance 52

Property Insurance Commercial Property Liability Insurance 52

Property Insurance Centre

JANUARY 30, 2024

Standard home insurance policies may not provide adequate protection for the unique risks associated with a block of flats. When selecting an insurance policy, factors such as the type of tenants, unoccupied flats, and the risk of water leaks and subsidence should be taken into account. What is Block of Flats Insurance?

Building 52

Building Insurance Insurer Insured 52

Protect Commercial Insurance

SEPTEMBER 20, 2024

It covers you against claims of property damage, personal injury, or negligence. Without this insurance, not only do you face the risk of hefty compensation claims, but you could also incur significant fines from regulatory bodies. Legal fees and compensation claims can sometimes run into thousands or even millions of pounds.

Liability Insurance 52

Liability Insurance Liability Insurance Insurer 52

Protect Commercial Insurance

NOVEMBER 22, 2024

The cost of commercial insurance is generally based on several factors, such as the type and size of your business, its location, and the specific risks involved. Long-term Financial Benefits While the upfront cost of commercial insurance might seem high, consider the long-term savings and financial security it provides.

Commercial Insurance 52

Commercial Insurance Commercial Cyber Liability 52

Property Insurance Centre

JANUARY 16, 2025

Understanding Commercial Flood Insurance in the United Kingdom Flooding has become an increasingly significant risk for businesses across the United Kingdom as climate change intensifies weather extremes. million properties at risk, according to the Environment Agency.

Commercial 52

Commercial Commercial Property Insurance Insurer 52

Protect Commercial Insurance

DECEMBER 6, 2024

The notion of business coverage can be traced back to medieval times, when the shipping industry first implemented rudimentary forms of risk management. With rapid advancements in machinery and transportation, businesses faced new categories of risk. By the 20th century, the insurance industry began to reflect broader societal shifts.

Commercial Insurance 52

Commercial Insurance Commercial Insurance Insurer 52

Protect Commercial Insurance

OCTOBER 11, 2024

As we face more frequent and intense extreme weather events, insurers are re-evaluating their policies to better manage these growing risks. Let’s explore the evolving landscape and how environmental risks are influencing the insurance sector. Consequently, insurers have adapted by revising their coverage for flood-prone regions.

Commercial Property 52

Commercial Property Commercial Insurance Policy Policy 52

Cover4LetProperty

OCTOBER 1, 2024

If you fail to purchase landlord’s insurance, you are putting yourself at unnecessary financial risk, which could result in disastrous repercussions. Buy to let insurance is a specialised type of insurance that covers the unique risks faced by landlords. It typically protects against risks such as fire and floods.

Insurance 60

Insurance Insurer Insured Injury 60

Distinguished

JULY 22, 2024

However, the very qualities that make collectibles so precious also expose them to unique risks. Unfortunately, these unique risks are rarely appropriately covered by standard homeowner insurance policies. Theft, damage during transport, or accidental breakage can devastate a collection that has taken years to assemble.

Insurance 52

Insurance Insurer Insured Policy 52

Property Insurance Centre

MARCH 19, 2024

Consumer education ensures that individuals are prepared and protected with the proper insurance coverage and are knowledgeable about the claims process. It empowers individuals to navigate the claims process effectively and avoid insurance scams. May experience difficulties and delays when making claims due to lack of understanding.

Property Insurance 52

Property Insurance Policyholder Insurance Insurer 52

Protect Commercial Insurance

NOVEMBER 1, 2024

Unlike standard home insurance, which is tailored for owner-occupied homes, landlord insurance is crafted to address risks associated with renting out your property. Its primary purpose is to protect landlords from financial loss stemming from tenant-related incidents, property damage, and other rental-specific risks.

Home Insurance 52

Home Insurance Out-Of-Pocket Insurance Insurer 52

TGS

OCTOBER 17, 2023

Discuss Your Policy Without Hurting Your Insurance Score Did you know that it counts against your insurance score to report a financial loss, even if you decide not to file an insurance claim? If you call a captive agent to ask about whether or not a recent loss would be covered under your policy, that counts as a reported loss!

Insurance Agent 52

Insurance Agent Insurance Agents Agents Insurance 52

Cover4LetProperty

APRIL 16, 2024

This insurance typically goes beyond standard home insurance to address the unique risks and liabilities associated with being a landlord. Overall, UK landlord insurance is tailored to meet the specific needs and risks faced by property owners who rent out their properties to tenants.

Insurance 52

Insurance Insurer Insured Property Insurance 52

Jackson & Jackson

MARCH 18, 2024

The risks surrounding your precious bags are real, from theft to damage due to natural disasters. An insurance policy covering your luxury handbags ensures you are protected from financial loss in unforeseen circumstances. Consider the customer service they provide and their claims process.

Insurance 52

Insurance Insurer Insured Insurance Policy 52

ProWriters

NOVEMBER 13, 2024

Had this outage been an actual “CrowdStrike attack”—in other words, the result of a deliberate malicious action by threat actors— losses might have been even larger. Even so, the CrowdStrike incident carries important lessons for businesses about Cyber Insurance coverage in risk management.

Cyber 98

Cyber Insurance Insurer Insured 98

Protect Commercial Insurance

MAY 30, 2024

As a business owner, it is crucial to protect your empire from various risks and threats that can potentially disrupt your operations and financial stability. In this article, we will explore different types of insurance coverage that can help safeguard your business from property damage, liability claims, cyber threats, and more.

Cyber 52

Cyber Business Insurance Business Interruption Professional Liability Insurance 52

ProWriters

JANUARY 9, 2024

“Substantial Risk of Future Injury Qualifies for Standing” In the past, many data breach lawsuits were dismissed due to the plaintiffs’ lack of standing. More recently, courts have agreed the risk of future harm, such as identity theft or potential financial loss, constitutes standing to bring a lawsuit for a data breach.

Cyber 52

Cyber Injury Theft Damage 52

Hunton Andrews Kurth

FEBRUARY 7, 2022

Highlights include the first-ever criminal action against a corporation (as opposed to an individual), two cases in which the target defendants claim that the CPSC is overstepping its regulatory authority, and two cases illustrating the critical role of product instructions or warnings in the CPSC’s assessment of an alleged product hazard.

Injury 52

Injury Protection Financial Loss Risk 52

Distinguished

JANUARY 28, 2025

In this brokers guide, we’ll explore what management liability insurance covers, why clients need it, the exposures that go into evaluating a risk, and the benefits of partnering with Distinguished. This can include claims related to alleged mismanagement, negligence, or improper disclosure.

Liability Insurance 52

Liability Insurance Liability Broker-Agent Insurance 52

Protect Commercial Insurance

MARCH 14, 2025

Understanding Commercial Property Insurance Commercial property insurance is a crucial facet of any business’s risk management strategy. Definition and Purpose Commercial property insurance, at its core, is a type of insurance policy designed to protect business properties from various risks. Heres how to go about it.

Commercial Property 52

Commercial Property Property Insurance Commercial Business Interruption 52

Distinguished

MARCH 25, 2025

This kind of coverage ensures each piece is protected at its full appraised value and accounts for risks unique to collectible decoys, such as accidental damage, theft, and environmental factors like humidity and warping. A standard homeowner’s or renter’s policy isnt enough.

Deductible 52

Deductible Theft Insurance Insurer 52