Paragon Independent Insurance Agencies

FEBRUARY 28, 2025

It helps cover accidents, repairs, and liability claims, ensuring your business isn’t financially burdened by unexpected incidents. Beyond vehicle coverage, you may also need general liability insurance, which protects against third-party claims for injuries or property damage during business operations.

Commercial Insurance 40

Commercial Insurance Commercial Insurance Agency General Liability 40

LexisNexis

APRIL 1, 2025

Read now » Related Content Builders Risk Insurance and Its Use in Construction Projects Discover the unusual characteristics of builders risk insurance and how features of the coverage differentiate it from other commercial policies that can afford some, but not identical, protection to the policyholder.

Commercial General Liability 40

Commercial General Liability General Liability Commercial Liability 40

Distinguished

OCTOBER 15, 2024

One common question is whether the contractor and the property owner can be named insureds on the same Builder’s Risk policy. The answer lies in both parties’ financial interest in the property and how that impacts the insurance policy’s structure. Property owners may also choose to add Premises Liability coverage to the policy.

Policy 52

Policy Risk Broker-Agent Liability 52

Scott Insurance

JANUARY 28, 2022

While insurance coverage is typically relied upon for many property-related losses, there remains a disconnect about how mold claims are often handled by the insurance industry. Generally, the only exception to this exclusion is if the mold results from another cause of loss (i.e.,

General Liability 52

General Liability Deductible Liability Property Damage 52

LexisNexis

FEBRUARY 4, 2025

Learn about issues that can arise for insureds and insurers when insurance policies of various durations are called upon to answer for claims and when multiple insurance policies may also apply. In turn, that status, in part. dictates the obligations of the respective insurers to the insured and one another.

Policy 40

Policy Commercial General Liability Injury Damage 40

Protect Commercial Insurance

MAY 30, 2024

In this article, we will explore different types of insurance coverage that can help safeguard your business from property damage, liability claims, cyber threats, and more. There are various types of liability insurance, including general liability, product liability, and professional liability.

Cyber 52

Cyber Business Insurance Business Interruption Professional Liability Insurance 52

Protect Commercial Insurance

JULY 26, 2024

In this article, we will provide you with four essential tips to help you understand your coverage needs, find the best rates, review and update your policy regularly, and work with an experienced insurance broker. General Liability Insurance General liability insurance is essential for any business, including tailors.

Commercial 52

Commercial Insurance Broker General Liability Business Interruption 52

LexisNexis

JANUARY 28, 2025

Read now » Related Content Design and Construction Defect Claims: Overview and Defense Strategies Discover the basics of a defect claim against a designer or contractor. Learn about discovery and coverage issues and cases involving damages to construction projects and the ways to prove who was at fault.

Commercial General Liability 40

Commercial General Liability General Liability Property Damage Injury 40

LexisNexis

JANUARY 28, 2025

Read now » Related Content Design and Construction Defect Claims: Overview and Defense Strategies Discover the basics of a defect claim against a designer or contractor. Learn about discovery and coverage issues and cases involving damages to construction projects and the ways to prove who was at fault.

Commercial General Liability 40

Commercial General Liability General Liability Property Damage Injury 40

Mark Jackson Insurance Agency

SEPTEMBER 25, 2024

Business meeting at a conference table by Fauxels In the complex world of business operations, unforeseen events can lead to liabilities that exceed the limits of your existing insurance policies. Commercial umbrella insurance kicks in when those limits are reached, providing the extra coverage needed to handle high-cost liabilities.

Commercial Umbrella 52

Commercial Umbrella Commercial Liability Liability Insurance 52

Friendly Agent

SEPTEMBER 21, 2020

You may find various types of personal insurance and commercial insurance policies. Agents who sell insurance policies of the commercial type provide coverage to business owners with their property insurance, general liability insurance, and other kinds of coverage. How to get a job in insurance with no experience?

Insurance Agents 130

Insurance Agents Insurance Agent Agents Broker-Agent 130

Jackson & Jackson

JANUARY 10, 2024

In California’s vibrant technology sector, understanding the scope of your Cyber Liability Insurance and Data Breach Coverage is as crucial as having the coverage itself. While these policies are essential in today’s digital landscape, knowing what they do not cover is vital for complete protection.

Liability Insurance 52

Liability Insurance Cyber Liability Property Damage 52

Protect Commercial Insurance

OCTOBER 25, 2024

Introduction When it comes to safeguarding your business, selecting the right insurance policy is crucial. It can be quite a daunting task with so many options out there, and understanding each policy’s intricacies is essential for your peace of mind and financial wellbeing. Every industry comes with its own set of risks.

Business Insurance 52

Business Insurance Liability Insurance Liability Policy 52

Mark Jackson Insurance Agency

FEBRUARY 18, 2025

From streamlining claims processing to introducing new risks that companies must address, AI-driven technologies are reshaping the way businesses approach coverage and risk management. As these advancements become more prevalent, companies should understand how they affect insurance and liability concerns.

Business Insurance 52

Business Insurance Liability Cyber General Liability 52

Distinguished

SEPTEMBER 10, 2024

Who Needs to be Insured by a Builder’s Risk Policy in Alabama? For a Builder’s Risk policy anywhere in the United States, it’s important everyone with a financial stake in the project be named in the policy. You can learn more about this topic in our guide to who pays for Builder’s Risk.

Risk 52

Risk General Liability Broker-Agent Insured 52

Hunton Andrews Kurth

FEBRUARY 15, 2024

Companies face significant exposure from privacy related claims. An increasing number of these claims result from efforts at the state level to regulate use of personal data. Visual Pak tendered the claim to its insurers.

General Liability 52

General Liability Claim Policy Insurance Policy 52

ProWriters

APRIL 3, 2024

As they seek to secure the insurance they need to protect themselves, some companies’ decision-makers may get confused about E&O vs. EPLI policies. Both types of policies involve legal liabilities and are important. Coverage of claims made by third parties who suffer financial losses due to the insured’s actions.

Liability 52

Liability Cyber Claim Policy 52

Paragon Independent Insurance Agencies

NOVEMBER 15, 2024

Understanding General Liability Insurance General liability insurance is a must-have for any business. It covers legal expenses and damages related to accidents, injuries, or negligence claims on your business premises. This protection is crucial in safeguarding your company from unexpected legal battles.

Business Insurance 40

Business Insurance Business Interruption Professional Liability Insurance General Liability 40

Bankers Insurance

SEPTEMBER 12, 2023

Subrogation is more than just a fancy insurance term – it’s a right held by your insurance carrier under your policy that allows them to seek reimbursement from the party found responsible for the accident after they’ve paid a claim for a covered cause of loss. WHAT IS A WAIVER OF SUBROGATION?

Insurance Carrier 52

Insurance Carrier Compensation Deductible Claim 52

LexisNexis

FEBRUARY 18, 2025

Read now » Related Content Parametric Insurance: Addressing the Gaps in Traditional Coverage Learn about the origins of parametric insurance, the operation of claims payment and trigger events, details about the coverage both in the United States and around the world, and the benefits and challenges of parametric insurance.

Commercial General Liability 40

Commercial General Liability Liability General Liability Claim 40

Hunton Andrews Kurth

JULY 20, 2023

As reported on Hunton’s Insurance Recovery Blog , the Fifth Circuit recently held that Blue Bell Creameries’ commercial general liability (CGL) insurers do not have a duty to defend the ice cream company in a shareholder lawsuit, which arose from a Listeria outbreak. In any event, the ruling is a mixed bag for policyholders.

Commercial General Liability 40

Commercial General Liability General Liability Injury Property Damage 40

Protect Commercial Insurance

NOVEMBER 8, 2024

By understanding your policy needs, shopping around, and exploring available discounts, you can effectively manage insurance premiums and keep your business financially secure. It provides protection against a plethora of risks, including property damage, liability claims, theft, and even employee injuries. The good news?

Commercial Insurance 52

Commercial Insurance Commercial Premium Deductible 52

LexisNexis

AUGUST 6, 2024

Insurance Coverage for PFAS Liability Address potential insurance coverage for tort and environmental liability arising from PFAS compounds.

Commercial General Liability 40

Commercial General Liability Liability General Liability Policy 40

Property Insurance Centre

JANUARY 4, 2024

This ensures that insured properties are adequately valued and properly insured, reducing the risk of financial loss in the event of a claim. Increased claims, larger losses, decreased profitability, and reduced capital have prompted reinsurers to implement measures to mitigate risks and protect their bottom line.

Property Insurance 52

Property Insurance Commercial Property Liability Insured 52

Distinguished

SEPTEMBER 25, 2024

Different Builder’s Risk insurance policies vary from one insurance carrier to another.  Soft costs : Additional expenses caused by a covered claim that are not related to building materials, equipment, or other hard costs; these soft costs could include additional reinspection fees, increased tax burdens, and insurance premiums.

Risk 52

Risk Broker-Agent Insured Insurance 52

Distinguished

JULY 8, 2024

Hear from industry experts as they discuss critical differences in Hotel Primary policies and key risks to consider. Dedicated claims team experienced in hospitality-related losses. The primary general liability (GL) coverage has a specific geographic restriction: it is not available for hotels located adjacent to the beach in Hawaii.

Insurance Broker 52

Insurance Broker Broker Broker-Agent Insured 52

Distinguished

AUGUST 26, 2024

This means complete property protection in the event of damages from: Extreme weather events Vandalism Theft Fire Beyond property damage, Distinguished also offers coverages for: General liability Soft costs Mold and fungus Off-site materials in transit How Much Does Builder’s Risk Cost in Michigan?

Risk 52

Risk Broker-Agent Insured Insurance 52

Bankers Insurance

JULY 8, 2024

Companies with employees who travel for business may want to consider supplemental coverage from a travel insurance policy. Purchasing an international travel insurance policy may be the only way you can cover all your bases. Travel insurance is designed for problems that arise suddenly during a trip.

Insured 52

Insured Insurance Insurer Workers Compensation 52

Triple-I: Workers Compensation

MARCH 21, 2023

Additionally, the increased focus on pre-loss risk management and post-loss claims management can drive members’ premiums down even further by the second and third year of membership. Each owner makes a modest initial capital contribution,” states the paper, Group Captives: An Opportunity to Lower Cost of Risk. “The million to almost $22.3

Workers Compensation 40

Workers Compensation Premium Liability General Liability 40

Distinguished

SEPTEMBER 17, 2024

We can consider weather related claims, but claims of theft, vandalism, and fire, for example, would be an automatic decline. And regarding coverage, if the named insured is the builder, or there is a relationship between the named insured and the builder, in that capacity we would exclude general liability coverage.

Risk 52

Risk Broker-Agent Deductible Insured 52

Distinguished

AUGUST 12, 2024

Our Builder’s Risk policies come standard with all of the most important coverages your clients will need to protect their under-construction properties.  This includes coverage for: General liability : Covers legal costs and damages that arise from lawsuits related to this construction, renovation, or betterment project.

Risk 52

Risk Broker-Agent Insured Insurance 52

Triple-I: Workers Compensation

APRIL 20, 2021

Similar federal “safe harbor” legislation for the insurance industry – the Clarifying Law Around Insurance of Marijuana Act (CLAIM Act) – was introduced last month. The CLAIM Act would let these businesses obtain insurance to cover the same risks of theft, damage, injury, loss, and liability as all other businesses.

Risk 40

Risk Workers Compensation Commercial General Liability Liability 40

LexisNexis

DECEMBER 10, 2024

This survey covers state law on the issue of faulty workmanship as an occurrence for purposes of coverage determination under a commercial general liability (CGL) policy. Generally, an insured's work product is not covered, but defective workmanship that causes property damage is covered.

General Liability 40

General Liability Liability Commercial General Liability Liability Insurance 40

LexisNexis

NOVEMBER 19, 2024

On July 1, the Florida Legislature reduced the time to bring a claim for construction defects from 10 years to seven years. Because of the reduction in time, many condominiums and townhome communities may not discover construction defects until after claims are barred.

Claim 40

Claim Property Damage Injury General Liability 40

Hunton Andrews Kurth

SEPTEMBER 9, 2021

The insurers recently asked the court to toss Landec’s California federal court action on forum non conveniens grounds, claiming that the policy’s forum selection clause requires the suit be venued in New York. Blue Bell recently filed its answer to the insurers’ complaint and counter claimed for breach of contract.

Commercial General Liability 52

Commercial General Liability Injury Claim General Liability 52

Hunton Andrews Kurth

JULY 16, 2021

However, contamination events and ensuing recalls can lead to a variety of other claims that implicate a number of other coverages, including liability coverage for claims against officers and directors addressing the company’s internal contamination risk and safety policies and procedures. Blue Bell Creameries USA, Inc.

General Liability 52

General Liability Commercial General Liability Liability Injury 52

Distinguished

OCTOBER 24, 2024

The lawsuit claims that Marriott was first made aware of the infringement in 2020 and received numerous notices, including earlier this year in March. Works include artists like Beyonce, Harry Styles, Britney Spears, Miley Cyrus, and others.

License 52

License Broker-Agent General Liability Commercial General Liability 52