Protect Commercial Insurance

NOVEMBER 1, 2024

In this blog, we’ll explore the key differences between landlord insurance and standard home insurance. These insurance types serve different purposes and cover various aspects of property ownership. Who Needs Standard Home Insurance? Let’s dive in and find out what each offers!

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Property Insurance Centre

MARCH 19, 2024

Understanding Consumer Education and Property Insurance As an informed consumer, education on consumer rights and property insurance is crucial. It empowers individuals to make informed decisions about insurance coverage and understand their policy rights. Leads to confusion and potential gaps in coverage.

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Property Insurance Centre

JANUARY 30, 2025

Can I Insure a Partially Empty Block of Flats in the UK? If you own a block of flats with vacant units, you might be wondering whether standard property insurance will cover you. In the UK, insuring a partially empty block of flats is possible, but there are important factors to consider.

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Property Insurance Centre

MARCH 21, 2025

Affordable Premiums Compared to London, But Rising Generally, insurance premiums in Manchester are more affordable than in the capital due to lower rebuild costs and property values. However, with property prices on the rise and increasing claims related to climate events and fire risks, premiums are also going up.

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Property Insurance Centre

JULY 21, 2024

Our Claims Partner, Aspray, Wins Loss Assessor of the Year 2024 We are delighted but not surprised to announce that our claims partner, Aspray, has won the prestigious “Loss Assessor of the Year 2024” award at the British Claims Awards.

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Triple-I: Homeowners Insurance

OCTOBER 14, 2024

told the Sun Sentinel , “Florida insurers and the reinsurers that protect them use sophisticated tools to understand the probabilities of hurricane losses of different sizes.” The estimate accounted for up to $10 billion in litigated claims due to one-way attorney fees that were in effect at the time of the storm.

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Property Insurance Centre

JANUARY 27, 2025

Shared Ownership Flats If youre in a shared ownership scheme, the housing association usually arranges insurance, but you should confirm this in your agreement. Whether you have an adverse claims history, a high value property or a large portfolio of properties, we can source suitable cover for you.

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Prof. Allan Manning

FEBRUARY 24, 2024

L oss Management International (Post loss Claims Preparation and Loss Adjusting) , Risk Management International (Pre Loss policy program reviews and business interruption sum insured reviews), and Claims Management International (Post Loss Third Party Administration services) based in Melbourne, Australia.

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Distinguished

MARCH 6, 2025

They educate clients on the importance of addressing issues promptly, direct them to reliable resources like licensed contractors, and leverage their deep knowledge of local regulations and legal precedents to advise on how unresolved violations can affect liability and property insurance.

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Cover4LetProperty

APRIL 16, 2024

But before we actually look at some of the principal ways in which landlord insurance may continue to protect your property, let’s take a look at the different types of landlord there are in the UK. This insurance typically goes beyond standard home insurance to address the unique risks and liabilities associated with being a landlord.

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Property Insurance Centre

NOVEMBER 11, 2024

These are just some of the excuses we hear of from the question of, “ Why can’t I get insurance ?” ” or can’t get the insurance you deserve for that matter – insurance with reasonable premiums and without unnecessary restrictions. Getting an alarm will often be a deterrent in the first instance.

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Tosten Marketing

MARCH 3, 2025

Its diverse user base makes it ideal for connecting with potential clients, particularly for life and property insurance needs. Leverage Visual Content for Complex Topics Insurance can be a complex subject, but visuals make it more digestible. billion active users.

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Cover4LetProperty

AUGUST 15, 2022

Beware of the headline price One possible problem with products branded as low-priced or cheap landlords’ insurance, though, is that the attractive price tag may have been achieved at the cost of the levels of let property insurance cover provided. Does cheap landlords’ insurance really exist?

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Property Insurance Centre

AUGUST 12, 2024

We work closely with our Insurers to get the best rates and our experience and excellent relationships with them mean that we can provide cover for even the most difficult to place risks. Whether you have an adverse claims history, a high value property or a large portfolio of properties, we can source suitable cover for you.

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Property Insurance Centre

JANUARY 30, 2024

Freehold Block of Flats Insurance: Top Cover Tips If you own a freehold block of flats , it’s crucial to have the right insurance coverage to protect your investment. Standard home insurance policies may not provide adequate protection for the unique risks associated with a block of flats.

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Cover4LetProperty

JANUARY 21, 2023

So, why is specialist landlord insurance necessary? Why won’t standard home building and contents cover suffice, for example? What matters to insurers, of course, is the question of risk – what is the likelihood of the insured property suffering loss or damage and the insurer having to pay out on a claim as a result?

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Cover4LetProperty

OCTOBER 1, 2024

Landlord’s insurance (also known as buy to let insurance or let property insurance ) is something a landlord should consider when purchasing a property with the intention to let it. Here we discuss what landlord insurance covers, why it is so important, plus other considerations.

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Property Insurance Centre

JANUARY 16, 2025

From the catastrophic floods in Carlisle in 2005 to the more recent deluge in London in 2021, businesses in flood-prone areas have faced disruption, financial losses, and complex insurance claims. This article explores the intricacies of commercial flood insurance in the UK, highlighting regional variations, challenges, and solutions.

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Property Insurance Centre

AUGUST 8, 2024

It is important to remember, insurers will be continuing to rate the risk element attached to your property, and if you manage to get the office occupied again then, statistically at least, there will be less likely to be any property owners claims for either material damage or liability.

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Property Insurance Centre

DECEMBER 23, 2024

If you have any difficulty in gaining quality cover, despite having the correct BS3621 in place, then get in touch with Property Insurance Centre. We have access to a large panel of insurers where we can find cover that is not overpriced and tailored to your requirements. appeared first on Property Insurance Centre.

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Property Insurance Centre

AUGUST 28, 2024

For avoidance of any doubt, we would ask that you contact us first , should you be considering making such a change to the signalling – we will contact the insurer on your behalf & obtain confirmation that your coverage will not be affected. It is important that you do contact us first as every insurer differs.

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Property Insurance Centre

SEPTEMBER 25, 2024

Define the maximum amount that you are willing to spend additional in the case of a claim. Key Takeaways Building insurance is essential to protect your property, but it can be complex. Many people make common mistakes when dealing with building insurance, which can result in inadequate coverage or denied claims.

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Property Insurance Centre

SEPTEMBER 11, 2024

Such cover may include the following: Removing Debris Dismantling or Demolishing Shoring up or Propping of equipment Please contact us if you would like to discuss your options or if you would like to add a Lift Insurance Policy to your Purpose Built Block of Flats Insurance Policy. appeared first on Property Insurance Centre.

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Cover4LetProperty

JANUARY 2, 2024

To understand how you might get the most appropriate cover for your let property, it might be helpful to recap the difference between buy to let insurance and standard home insurance. Quite simply, properties that have been bought to let are quite different to those occupied by their owner.

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Cover4LetProperty

AUGUST 23, 2022

Buy to let property insurance (also known as landlord insurance) is cover specifically designed to protect the principal assets of a buy to let business. How is let property insurance different from home insurance? Insurance is all about the management of risk.

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Cover4LetProperty

NOVEMBER 3, 2024

The use to which the dwelling is put, determines the type of insurance required The distinction is very important to any property owner looking to safeguard his or her investment by arranging insurance cover. Can I use home insurance for my buy to let property?

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Cover4LetProperty

OCTOBER 10, 2022

Note that the cover required by your lender is sufficient only to safeguard the outstanding mortgage balance on the property and may not cover the full cost of rebuilding in the event of a major disaster and its total loss. Why do I need specialist let property insurance, rather than any other type of property insurance?

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Distinguished

MARCH 6, 2025

They educate clients on the importance of addressing issues promptly, direct them to reliable resources like licensed contractors, and leverage their deep knowledge of local regulations and legal precedents to advise on how unresolved violations can affect liability and property insurance.

Building 52

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Property Insurance Centre

JULY 30, 2024

It helps keep your rent competitive, understand your property’s performance, and decide on the best steps for your investment, like selling or buying more. Whether you have an adverse claims history, a high value property or a large portfolio of properties, we can source suitable cover for you.

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Building Property Insurance Policy Commercial 52

Property Insurance Centre

NOVEMBER 26, 2024

We work closely with our Insurers to get the best rates and our experience and excellent relationships with them mean that we can provide cover for even the most difficult to place risks. Whether you have an adverse claims history, a high value property or a large portfolio of properties, we can source suitable cover for you.

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Cover4LetProperty

JANUARY 4, 2023

You don’t even need to let us know that you have a tenant or tenants in receipt of housing benefits or any other benefits when you get your landlord’s home insurance quote. With our easy-to-use quote and buy online system, we will compare the market landlords’ insurance to see which solution most suits your own unique requirements.

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Prof. Allan Manning

JANUARY 29, 2025

This timeline may be disrupted as I am scheduled to go to Vanuatu to assist with earthquake claims next week. In a day or two I will address Strata and after than residential landlord policies, and finally private motor. Strata in particular can be complicated where there is a mixture of residential and commercial unit holders.

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