Protect Commercial Insurance

MAY 24, 2024

While you may have the basic insurance policies in place, such as property and general liability insurance, there are several other essential insurance policies that you might be overlooking. In this article, we will explore five often overlooked insurance policies that can provide valuable coverage for your business.

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Insurance Policy Protection Policy Business Interruption 52

LexisNexis

APRIL 1, 2025

Indemnity and Other Risk Allocation Mechanisms in Commercial Leases Examine common considerations concerning the use of indemnity provisions in a lease as a method to allocate among the parties the risk of claims for injury or damage to third parties related to the leased premises and adjacent areas.

Commercial General Liability 40

Commercial General Liability General Liability Commercial Liability 40

Freeway Insurance

JANUARY 3, 2025

One of the primary reasons for the 2025 California car insurance increase is legislative. On January 1, 2025, California raised its minimum liability insurance requirements, nearly doubling the mandatory coverage for bodily injury and property damage. 1, 2025 is here.

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Auto Insurance Premium Liability Insurance 98

Mark Jackson Insurance Agency

MAY 21, 2024

The Crucial Role of Liability Coverage One of the main concerns for any business, including those based at home, is liability. Commercial liability insurance protects against claims resulting from injuries or damages to people or property during business operations.

Liability 52

Liability Business Interruption Home Insurance Professional Liability Insurance 52

Paragon Independent Insurance Agencies

NOVEMBER 15, 2024

Here in Plano, TX, Paragon Independent Insurance Agency aims to simplify this process by breaking down essential terms you need to know to protect your business effectively. Understanding General Liability Insurance General liability insurance is a must-have for any business.

Business Insurance 40

Business Insurance Business Interruption Professional Liability Insurance General Liability 40

Protect Commercial Insurance

OCTOBER 25, 2024

Reflect on: – How much you can comfortably allocate from your business budget for insurance premiums. – Potential deductibles and what’s financially viable if you need to make a claim. It’s like finding a sweet spot—insurance that doesn’t overspend your resources but still offers peace of mind.

Business Insurance 52

Business Insurance Liability Insurance Liability Policy 52

Jackson & Jackson

NOVEMBER 16, 2024

Here are the top 6 insurance policies every IT business in California should have to safeguard their operations. Professional Liability Insurance (Errors & Omissions Insurance) For IT consultants, developers, or tech startups, mistakes can happen. One oversight could lead to costly lawsuits.

Insurance Policy 52

Insurance Policy Policy General Liability Workers Compensation Insurance 52

Protect Commercial Insurance

NOVEMBER 15, 2024

– Liability Insurance : Protects businesses against claims of negligence or harm caused by their products or services. – Business Interruption Insurance : Essential for covering loss of income if business operations are disrupted. This is where business interruption insurance plays a pivotal role.

Commercial Insurance 52

Commercial Insurance Commercial Protection Business Interruption 52

Jackson & Jackson

APRIL 10, 2024

Liability Insurance Liability insurance is essential for any commercial property owner. It protects you from claims arising from accidents or injuries on your property. Understanding the Claims Process Before signing up for any insurance policy, understand the claims process.

Commercial Property 52

Commercial Property Commercial Business Interruption Out-Of-Pocket Expense 52

Paragon Independent Insurance Agencies

MAY 27, 2024

Commercial Insurance Information Commercial insurance consists of policies to safeguard businesses when financial losses are inevitable. These events may include property damage, liability claims from work-related injuries, break-ins, or business interruption.

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Commercial Insurance Commercial Protection Business Interruption 40

ProWriters

APRIL 3, 2024

Understanding E&O Insurance Errors and Omissions (E&O) Insurance is liability coverage protecting professionals against claims for negligence, errors, or mistakes made in the course of their work. It’s especially important for businesses and individuals in the legal, accounting, real estate, and insurance sectors.

Liability 52

Liability Cyber Claim Policy 52

Protect Commercial Insurance

JULY 26, 2024

Property insurance can protect these assets from damage or loss due to fire, theft, or other covered perils. General Liability Insurance General liability insurance is essential for any business, including tailors. Product Liability Insurance As a tailor, you create and sell products to your customers.

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Commercial Insurance Broker General Liability Business Interruption 52

Protect Commercial Insurance

NOVEMBER 22, 2024

Myth 5: “Claims Process is Always Lengthy and Complex” Technological Advancements in Claims Gone are the days when filing an insurance claim was akin to navigating a labyrinth. Thanks to technological advancements, the claims process has become much more streamlined and user-friendly.

Commercial Insurance 52

Commercial Insurance Commercial Cyber Insurance 52

Property Insurance Centre

JANUARY 30, 2024

When selecting an insurance policy, factors such as the type of tenants, unoccupied flats, and the risk of water leaks and subsidence should be taken into account. It’s essential to accurately determine the rebuild cost of the property and disclose any claims history. What is Block of Flats Insurance?

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Protect Commercial Insurance

NOVEMBER 8, 2024

Understanding Commercial Insurance Commercial insurance is an essential part of safeguarding your business against unforeseen events that could lead to financial loss. It provides protection against a plethora of risks, including property damage, liability claims, theft, and even employee injuries.

Commercial Insurance 52

Commercial Insurance Commercial Premium Deductible 52

Mark Jackson Insurance Agency

NOVEMBER 22, 2024

While your business may only operate for part of the year, risks like property damage, liability claims, or equipment theft don’t follow a calendar. Having the right insurance policies in place ensures your business is protected even during the offseason. Start by evaluating your specific risks.

Business Interruption 52

Business Interruption Theft Liability Insurance 52

Cover4LetProperty

OCTOBER 1, 2024

Even if let property insurance is not mandatory, it’s highly recommended for any landlord. Renting out a property comes with many potential risks—damage caused by tenants, legal liability for injuries that happen on the property, or loss of rental income due to unexpected events like a fire or flood.

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Insurance Insurer Insured Injury 60

Property Insurance Centre

MAY 20, 2024

Consequences of Underinsurance In the event of a claim on the block insurance policy , the insurer or its appointed loss adjuster may check to see that the Declared Value is adequate. If it is not, they may rely upon a clause within the insurance policy called Average, Average Condition, or Underinsurance.

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Building Liability Insurance Insurer 52

Property Insurance Centre

JANUARY 4, 2024

This ensures that insured properties are adequately valued and properly insured, reducing the risk of financial loss in the event of a claim. Labour Costs and Insurance Premiums Labour costs are another significant factor affected by inflation.

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Property Insurance Commercial Property Liability Insurance 52

Cover4LetProperty

DECEMBER 1, 2023

The main difference between home insurance and landlord insurance lies in the intended purpose and cover.

Home Insurance 52

Home Insurance Insurance Insurer Insured 52

Distinguished

SEPTEMBER 25, 2024

Soft costs : Additional expenses caused by a covered claim that are not related to building materials, equipment, or other hard costs; these soft costs could include additional reinspection fees, increased tax burdens, and insurance premiums. Errors or omissions in their work could cause costly mistakes, injuries, or property damage.

Risk 52

Risk Broker-Agent Insurance Insurer 52

Cover4LetProperty

JANUARY 21, 2023

What matters to insurers, of course, is the question of risk – what is the likelihood of the insured property suffering loss or damage and the insurer having to pay out on a claim as a result? Who is a landlord?

Insurance 52

Insurance Insurer Insured Damage 52

Hunton Andrews Kurth

FEBRUARY 15, 2024

Companies face significant exposure from privacy related claims. An increasing number of these claims result from efforts at the state level to regulate use of personal data. Visual Pak tendered the claim to its insurers.

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General Liability Claim Policy Insurance Policy 52

Protect Commercial Insurance

NOVEMBER 1, 2024

Key Coverage Areas Landlord insurance is comprehensive, typically including several crucial coverage areas: – Property Damage : This covers repair costs due to unexpected events like fire, storms, or vandalism. – Landlord’s Liability : Landlord insurance includes specialised protection for rental-related liability claims.

Home Insurance 52

Home Insurance Out-Of-Pocket Insurance Insurer 52

Jackson & Jackson

MAY 23, 2024

Understanding Small Business Insurance in California The Basics of Business Insurance Before diving into the world of insurance savings, it’s crucial to understand the basics of business insurance. Small business insurance covers property damage, liability claims, and employee-related risks.

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Distinguished

SEPTEMBER 10, 2024

Our program also offers your clients general liability insurance, which can help cover legal costs that can occur on work sites.  Industry Leaders : As a top Builder’s Risk insurer nationwide, we offer your clients enduring stability and premium coverage options.

Risk 52

Risk General Liability Broker-Agent Insurance 52

New Jersey Workers' Comp

JANUARY 13, 2025

An employee cannot bring a civil suit against an employer or a co-employee alleging bodily injury. A very recent Supreme Court decision squarely addressed the question whether an insurer is required to defend an employer against intentional harm claims. However, an exception arises in cases of intentional harm. In Laidlow v.

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Workers Compensation Claim Injury Compensation 52

Protect Commercial Insurance

MAY 30, 2024

In this article, we will explore different types of insurance coverage that can help safeguard your business from property damage, liability claims, cyber threats, and more. Let’s dive in and discover the insurance options that are essential for your business’s protection.

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Cyber Business Insurance Business Interruption Professional Liability Insurance 52

LexisNexis

DECEMBER 10, 2024

Practical Guidance Updates Featuring the latest updates from your Practical Guidance account. For Practical Guidance content on important recent trends, review easy-to-use Resource Kits on these emerging topics: Document alerts allow you to stay current on legal developments that affect your practice.

General Liability 40

General Liability Liability Commercial General Liability Liability Insurance 40

LexisNexis

OCTOBER 10, 2024

If the PEO’s insurance company is paying benefits, there is no need to join the servicing agent or special employer. If a PEO or employee leasing company claims to be self-insured, investigate that claim. effective 1-1-2013, prohibits PEOs and employee leasing companies from self-insurance. Labor Code section 3701.9,

Workers Compensation 75

Workers Compensation Compensation Workers Compensation Insurance Injury 75

ProWriters

JANUARY 9, 2024

Substantial Risk of Future Injury Qualifies for Standing” In the past, many data breach lawsuits were dismissed due to the plaintiffs’ lack of standing. Plaintiffs had to demonstrate they suffered actual injury as a result of the breach. Alleged Injuries Arising from the Risk of Future Harm Are Concrete” In August 2023, the 2nd U.S.

Cyber 52

Cyber Injury Theft Damage 52

American Agents Alliance

AUGUST 22, 2024

The legislation, effective January 1, 2025, will increase the current minimum of $15,000 per claimant and $30,000 per occurrence for bodily injury, and $5,000 for property damage (15/30/5), to $30,000 per claimant, $60,000 per occurrence for bodily injury, and $15,000 for property damage (30/60/15).

Auto Insurance 40

Auto Insurance Agents Broker-Agent Property Damage 40

Cover4LetProperty

AUGUST 23, 2022

What doesn’t buy-to-let insurance cover? Most landlord insurance policies are unlikely to include the employers’ liability insurance cover you are legally obliged to arrange if you employ anyone (but for a few rare exceptions) to help run your buy to let business.

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Insurance Insurer Insured Property Insurance 40

Word & Brown

OCTOBER 20, 2024

If you’ll be selling health insurance, you’ll need an Accident and Health Agent (A&H) license or a Full Life Agent license (which includes Life, Accident, and Health). The licensee may also transact 24-hour care coverage and Long Term Care insurance.

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License Insurance Insurer Insured 59

TGS

JANUARY 28, 2025

Water damage is one of the most common home insurance claims, so taking preventive steps here is key. Trip hazards or misplaced nails can lead to injuries, which may not always be covered by your insurance if negligence is involved. Hiring licensed plumbers can save you from future headaches.

Home Insurance 52

Home Insurance Protection Insurance Insurer 52