The Property Insurance Law Observer

SEPTEMBER 16, 2024

Liberty Mutual Insurance Company , the U.S. Court of Appeals reviewed a summary judgment ruling in favor of co-defendant West American Insurance Company (“West American”), issued by the U.S. A lawsuit ensued, wherein the Insured alleged that West American breached the contract by failing to pay full value for the claim.

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Insurance Companies Damage Insurer Insured 130

Boyle Agency Insurance

MAY 3, 2024

This Bogle Agency Insurance blog post will guide you through the necessary steps to take after a disaster strikes and how to navigate the home insurance claims process smoothly. Home Insurance Claim Step I: Assess the Safety of Your Home After a disaster, the safety of you and your family should be the top priority.

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Home Insurance Insurance Claim Claim Damage 52

Shield Insurance Agency

AUGUST 20, 2024

Shield Insurance Blog | Small Insurance Claims | Contact Our Sales Team! Small Insurance Claims Can Raise Premiums Small insurance claims, such as those for minor property damage, may seem like a hassle to deal with. However, filing small insurance claims can have long-term financial consequences.

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Insurance Claim Claim Protection Out-Of-Pocket 52

Word & Brown

SEPTEMBER 25, 2024

According to reporting last year by KFF (the independent source for health policy research, polling, and journalism formerly known as the Kaiser Family Foundation) data from insurers for Affordable Care Act Marketplace plans show nearly 17% of in-network claims were denied in 2021.

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Claim Insurance Claim Insurer Insured 52

Freeway Insurance

OCTOBER 8, 2023

Understanding how much car insurance claims typically cost involves taking a look at the complicated world of car insurance, where many things can affect the numbers. Freeway Insurance is a company well known for making sure that drivers across the United States have good insurance coverage.

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Auto Insurance Insurance Claim Claim Out-Of-Pocket 52

Wren Insurance Agency

OCTOBER 17, 2024

At this time of year, typically due to Florida storms causing damage to our homes, there are a larger number of insurance claims than normal. Many adjusters investigate your claim by visiting your property; in person, viewing and documenting losses and damages personally. Read the full article at www.wreninsuranceagency.com

Damage 79

Damage License Insurer Insured 79

The Property Insurance Law Observer

MARCH 18, 2024

A federal court recently held that an insurer could not deny coverage under a homeowner’s policy based upon the failure of the named insured’s son, an “insured person,” to submit to an examination under oath (“EUO”). Allstate Vehicle and Property Insurance Company , Civil Action No. In Michelle Adeola v.

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Insurer Insured Insurance Property Insurance 130

InsuredMine

AUGUST 27, 2024

Send Documents Quickly to your Clients With e-signatures, insurers can send documents to clients right away. Now, as soon as an agent finalizes a policy or claim document, it can be instantly transmitted to the client’s email or smartphone. Easy Signing Process E-signature systems are designed with user-friendliness in mind.

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Insurer Insured Insurance Claim 97

TGS

NOVEMBER 1, 2024

Knowing exactly what to do after a car accident can make all the difference in ensuring a smooth claims process, protecting your rights, and, most importantly, keeping everyone safe. Plus, having a police report on file can help you later when dealing with insurance claims. Who should you call?

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Injury Home Insurance Damage Claim 52

American Agents Alliance

JANUARY 30, 2025

My goal is to help people maximize their insurance payouts to assist survivors in rebuilding and recovering quickly. If the debris removal program is genuinely available at no cost to all Los Angeles County residents, it should not affect their insurance claims, said Commissioner Lara.

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Protection Out-Of-Pocket Policyholder Deductible 52

Freeway Insurance

JANUARY 3, 2025

More vehicles on the road lead to a higher risk of accidents, which in turn raises the number of claims that insurance companies must cover. With more claims to pay out, insurers need to adjust their pricing models to account for the greater financial risk, which leads to higher premiums for drivers across the board.

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Auto Insurance Premium Liability Insurer 98

Redbird Agents

APRIL 15, 2024

Aside from being a requirement, you will receive the fundamental training essential for you to understand how health insurance plans work, including original Medicare, Part C, Medicare supplement plans (also called medigap plans), and part d plans. CMS regulates Medicare plans, the insurance companies, agents, and agencies who sell them.

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Insurance Agent Insurance Agents Agents License 130

Property Insurance Centre

SEPTEMBER 25, 2024

Define the maximum amount that you are willing to spend additional in the case of a claim. Key Takeaways Building insurance is essential to protect your property, but it can be complex. Many people make common mistakes when dealing with building insurance, which can result in inadequate coverage or denied claims.

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Building Insurer Insured Insurance 52

Mark Jackson Insurance Agency

APRIL 1, 2024

This detailed list of your possessions not only aids in the homeowner insurance claim process, but also helps in the recovery and replacement of lost items. This additional layer of documentation can help provide proof of ownership and value, which can be critical for high-value item claims.

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Theft Insurance Policy Claim Policy 52

TGS

OCTOBER 25, 2024

Every year your home grows older, it becomes more prone to issues such as plumbing leaks, electrical faults, or roof damage—all of which can lead to costly insurance claims. Insurance companies take this aging process into account when assessing risk, and as your home’s structure and systems age, the likelihood of a claim increases.

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Home Insurance Premium Insurer Insured 52

TGS

NOVEMBER 12, 2024

Let’s take a closer look at why this works, what types of devices are most likely to give you a smart home insurance discount, and how you can maximize your savings. Insurance companies are in the business of managing risk, and smart home technology is like a safeguard for them. To insurance providers, that’s a win.

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Home Insurance Premium Insurer Insured 52

Boyle Agency Insurance

APRIL 27, 2024

Determinants Of Homeowners Insurance Premiums Certain factors have an effect on your homeowners insurance premium. These factors make filing a claim more likely, and they range from the condition of your home to your financial standing. To avoid costly claims in the future, damage should be repaired.

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Premium Deductible Insurer Insured 40

Shield Insurance Agency

APRIL 19, 2024

For example, if your car is damaged in an accident and the repair costs are $5,000, and you have a $500 deductible, you would pay the $500, and your insurance company would cover the remaining $4,500. Your insurance company would cover the repair costs up to the actual cash value of your vehicle, minus any applicable depreciation.

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Auto Insurance Deductible Out-Of-Pocket Insurer 52

Shield Insurance Agency

JULY 8, 2024

Getting Covered After Retirement While it may seem challenging to get life insurance coverage after retirement, it’s certainly not impossible. Many insurance companies offer specific policies tailored to the needs of retirees. Understanding the available insurance options is key to making informed decisions.

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Life Insurance Insurance Agency Insurer Insured 52

TGS

NOVEMBER 5, 2024

It might seem like a lot of fuss over your home’s specs, but here’s why it matters: these details help the insurer calculate risk. An older home, for instance, might have outdated wiring or plumbing that increases the likelihood of a claim down the line. Insurers want to know what measures you’ve taken to protect your home.

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Underwriter Underwriting Insurer Insured 52

Shield Insurance Agency

JUNE 28, 2024

The first and most crucial step to take after your property has been damaged by a storm is to contact your insurance company. Your insurance provider can guide you through the process and help you understand what your policy covers. Shield Insurance Agency represents over 40 insurance companies.

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Insurance Agency Damage License Insurance Companies 52

Shield Insurance Agency

JULY 2, 2024

At Shield Insurance Agency, we specialize in providing expert guidance and tailored solutions for estate planning, financial safeguarding, and wealth preservation. Insurance is a critical component of any comprehensive protection plan. Protect Your Finances: The Truth About Small Insurance Claims Shield Insurance Agency is Now Hiring!

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Insurance Agency Life Insurance Protection Risk 52

Property Insurance Centre

MARCH 19, 2024

It empowers individuals to make informed decisions about insurance coverage and understand their policy rights. Consumer education ensures that individuals are prepared and protected with the proper insurance coverage and are knowledgeable about the claims process. Leads to confusion and potential gaps in coverage.

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Property Insurance Policyholder Insurer Insured 52

Wren Insurance Agency

MAY 22, 2024

Another factor to consider is that certain insurance companies will only insure Townhomes as an HO3, even if the community insurance covers the entire building, such as the roof. If you're not exactly sure what you're looking for, just give us a call. We'll be happy to let you know what type of coverage you should have.

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Insurer Insured Insurance Policy 52

Property Insurance Centre

JANUARY 4, 2024

. “Insureds need to be aware of the potential risks they face and work closely with their insurers to understand the coverage limitations and take proactive measures to protect their properties.” Labour Costs and Insurance Premiums Labour costs are another significant factor affected by inflation.

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Property Insurance Commercial Property Liability Insurer 52

Top Insurance Blogs

FEBRUARY 20, 2024

This article will show you four (4) of the best cheap auto insurance for new drivers in Texas 2024. If you want to buy auto insurance for new drivers under $1,000, then you just found the right guide to show you where.

Auto Insurance 52

Auto Insurance Insurer Insured Insurance 52

Shield Insurance Agency

MAY 29, 2024

Whether you’re renting in Detroit, Grand Rapids, Lansing, or any other city in Michigan, having the right renter’s insurance plan is crucial for safeguarding your assets and protecting yourself from unexpected liabilities. Visit the Shield Insurance Blog!

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Liability Insurance Agency Insurer Insured 40

LexisNexis

NOVEMBER 7, 2024

claiming that $5,499.07 Credentials (1) Donald Hodge – Defense Expert Designated as a certified bill reviewer per Insurance Code § 11761, which mandates a minimum 40 hours of initial training and ongoing continuing education throughout the reviewer’s career. Earned the Self-insurance Claims Examiner Certificate.

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Workers Compensation Compensation Injury Claim 40

LexisNexis

NOVEMBER 8, 2024

COVID-19 In § 8, Hamilton examines the latest study from the Workers’ Compensation Research Institute (WCRI) on the impact of long COVID in workers’ compensation claims. The insurance company or self-insured entity must honor the request.

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Workers Compensation Compensation Injury Claim 40