Court Differentiates Vandalism from Theft in First Party Insurance Policy
The Property Insurance Law Observer
MARCH 12, 2024
The loss was reported to Allstate on November 24, 2021, and the Plaintiffs filed a claim seeking coverage for the damage to their dwelling and structures in the amount of $200,000. After investigating, Allstate denied coverage, invoking the policy’s vandalism exclusion and increased risk provision. Citing to Allemand v.
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