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Insurance Considerations When Expanding Your Business to a New Location

Mark Jackson Insurance Agency

Commercial Liability Insurance to protect against claims related to third-party injuries or property damage. Workers Compensation Insurance to cover employee injuries on the job. If youre hiring new employees at your new location, ensure compliance with local workers comp laws.

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Top 6 Insurance Policies Every IT Business in California Should Have

Jackson & Jackson

Here are the top 6 insurance policies every IT business in California should have to safeguard their operations. Professional Liability Insurance (Errors & Omissions Insurance) For IT consultants, developers, or tech startups, mistakes can happen. One oversight could lead to costly lawsuits.

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NJ Supreme Court Holds Insurer Has No Duty to Defend Against Intentional Harm Claims

New Jersey Workers' Comp

A very recent Supreme Court decision squarely addressed the question whether an insurer is required to defend an employer against intentional harm claims. 34:15-8, and (2) the insurer had no duty to defend against Laidlow claims under the Employers’ Liability portion of the workers compensation policy.

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Blog Post: Frequently Asked Questions on Complex Employment Issues for California Workers’ Compensation

LexisNexis

If the PEO’s insurance company is paying benefits, there is no need to join the servicing agent or special employer. If a PEO or employee leasing company claims to be self-insured, investigate that claim. effective 1-1-2013, prohibits PEOs and employee leasing companies from self-insurance. Labor Code section 3701.9,

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What are the most important questions to ask when choosing business insurance?

Protect Commercial Insurance

Reflect on: – How much you can comfortably allocate from your business budget for insurance premiums. – Potential deductibles and what’s financially viable if you need to make a claim. It’s like finding a sweet spot—insurance that doesn’t overspend your resources but still offers peace of mind.