TGS

FEBRUARY 28, 2025

This is where a loss history report comes inits like a propertys report card for past insurance claims. A loss history report provides a record of insurance claims filed on a property, typically over the past five to seven years. This report includes: Claim Details Dates of past claims, type of loss (e.g.,

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Home Insurance Claim Damage Insurance Agency 52

Distinguished

MARCH 10, 2025

The policy covers the following: Direct Physical Loss or Damage : This includes accidental damage, vandalism, fire, theft, natural disasters, and other unexpected incidents. Custom Deductibles : Property policies typically come with higher deductibles, which may leave museums financially vulnerable to smaller claims.

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Policy Deductible Damage Claim 52

Hunton Andrews Kurth

JANUARY 20, 2023

On January 3, 2023, an Illinois state court entered a preliminary approval order for a settlement of nearly $300,000 in a class action lawsuit against Whole Foods for claims that the company violated the Illinois Biometric Information Privacy Act (“BIPA”).

Theft 106

Theft Claim Policy Risk 106

Hunton Andrews Kurth

APRIL 27, 2021

The Second Circuit just affirmed the dismissal of a data breach class action predicated on an alleged increased risk of identity theft on Article III standing grounds. Notably, the plaintiffs did not claim they suffered fraud or identity theft because of the inadvertent disclosure. McMorris v. Carlos Lopez & Assocs. ,

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Distinguished

FEBRUARY 24, 2025

Slip-and-fall incidents: High foot traffic in dining areas and restrooms increases the risk of customer or employee injuries, which can lead to costly liability claims. Employee-related risks: Claims of wrongful termination, discrimination, or harassment can arise, particularly in high-turnover environments like restaurants.

Liability 52

Liability Liability Insurance Insurer Insurance 52

Paragon Independent Insurance Agencies

FEBRUARY 28, 2025

It helps cover accidents, repairs, and liability claims, ensuring your business isn’t financially burdened by unexpected incidents. Beyond vehicle coverage, you may also need general liability insurance, which protects against third-party claims for injuries or property damage during business operations.

Commercial Insurance 40

Commercial Insurance Commercial General Liability Insurance Agency 40

Distinguished

MARCH 20, 2025

And with rising property values, more frequent catastrophic weather events, and emerging risks like habitability claims, its never been more critical to help your clients navigate their insurance options. What Kinds of Claims Get Made in Apartment Buildings As a team, weve seen all kinds of claims related to apartment buildings.

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Building Protection Damage Liability 52

Freeway Insurance

OCTOBER 8, 2023

Understanding how much car insurance claims typically cost involves taking a look at the complicated world of car insurance, where many things can affect the numbers. The average cost of auto claims is important to both insurance companies and people who have insurance. What Is A Car Insurance Claim?

Auto Insurance 52

Auto Insurance Insurance Claim Claim Out-Of-Pocket 52

Mark Jackson Insurance Agency

MARCH 19, 2025

Key policies to review and update include: Commercial Property Insurance to protect your new location against physical damage from fire, vandalism, theft, or natural disasters. Commercial Liability Insurance to protect against claims related to third-party injuries or property damage.

Workers Compensation 52

Workers Compensation Liability Property Damage Inland Marine Insurance 52

The Property Insurance Law Observer

JULY 29, 2024

If we return stolen property we will pay for any damage resulting from the theft. The policyholder sued, alleging breach of contract and violation of Texas Insurance Code Chapter 542, Prompt Payment of Claims. We may, at our expense, return any stolen property to: 1. The address shown in this policy.

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Policyholder Damage Deductible Liability 130

ProWriters

FEBRUARY 23, 2025

China’s quest for “independence from the West” has led it to conduct state-sponsored campaigns of “cyber espionage and intellectual property theft,” Lior Div told cyber security firm ExtraHop. Security experts also believe China and Iran pose significant cyber risks.

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Cyber Insurer Insurance Insured 53

ProWriters

APRIL 2, 2025

Fake Banking Letters Letters falsely claiming to be from banks request personal information such as Social Security numbers. They could use this data themselves in further cyber attacks, including identity theft and phishing campaigns. Malicious USB Drives Some attackers send USB drives through the mail.

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Cyber Financial Loss Broker Theft 52

Freeway Insurance

JANUARY 3, 2025

More vehicles on the road lead to a higher risk of accidents, which in turn raises the number of claims that insurance companies must cover. With more claims to pay out, insurers need to adjust their pricing models to account for the greater financial risk, which leads to higher premiums for drivers across the board.

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Auto Insurance Premium Liability Insurer 98

Property Insurance Centre

MARCH 11, 2025

Higher Crime Rates and Security Concerns London experiences more burglary, vandalism, and theft claims compared to rural or suburban areas. Whether you have an adverse claims history, a high value property or a large portfolio of properties, we can source suitable cover for you.

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Risk Insurer Insurance Insured 52

Paragon Independent Insurance Agencies

SEPTEMBER 16, 2024

Protection against damage and theft shields you from financial losses that could affect your business sales. Past Claims Examining past insurance claims can provide valuable insights. These strategies mitigate potential disruptions in your business operations. In essence, having comprehensive insurance coverage is indispensable.

Commercial Insurance 40

Commercial Insurance Commercial Protection Financial Loss 40

Wren Insurance Agency

AUGUST 28, 2024

Now, due to a claim (tied to a weather event, fire, theft, etc.), While there IS a cost difference when it comes to choosing RCV on your insurance policies, when you think about having to use this benefit should the need arise, the additional cost is definitely worthwhile. it would take $1,500 to purchase that same couch today.

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Home Insurance Insurer Insurance Insured 72

New Jersey Workers' Comp

MAY 28, 2024

Petitioner urged the Court to follow the line of cases in idiopathic claims that shift the burden of proof to respondent. The post Court Dismisses Claim of Petitioner Who Was Shot During Course of Employment appeared first on NJ Workers' Comp Blog.

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Claim Workers Compensation Compensation Injury 40

Property Insurance Centre

NOVEMBER 11, 2024

Let’s have a look at them… Don’t claim for everything – One thing insurers do not like, is a policyholder that claims over multiple times a year & for the smallest thing. For example, claiming for one single broken window, may be better served by self-insuring.

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Insurer Insurance Insured Premium 52

Mark Jackson Insurance Agency

NOVEMBER 22, 2024

While your business may only operate for part of the year, risks like property damage, liability claims, or equipment theft don’t follow a calendar. If you rely on expensive equipment, such as snowplows, food trucks, or heavy machinery, comprehensive coverage that protects against damage and theft is crucial year-round.

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Business Interruption Theft Liability Insurer 52

Scott Insurance

JULY 9, 2024

The average water damage claim costs approximately $12,500 to repair, but claims costing as much as $50,000 are common. In addition to the monetary expense, homeowners often spend months displaced from their homes while restoration is completed.

Damage 52

Damage Theft Property Damage Insurance Carrier 52

TGS

OCTOBER 3, 2024

These features reduce the risk of significant damage or theft, meaning less risk for the insurance company. Claims History Both your personal claims history and the history of claims in your area can impact your premium. This is because some dog breeds are statistically more likely to be involved in liability claims.

Premium 52

Premium Deductible Out-Of-Pocket Insurer 52

Jackson & Jackson

APRIL 10, 2024

It covers the physical structure of your building and its contents against fire, theft, and some natural disasters. It protects you from claims arising from accidents or injuries on your property. Understanding the Claims Process Before signing up for any insurance policy, understand the claims process.

Commercial Property 52

Commercial Property Commercial Business Interruption Out-Of-Pocket Expense 52

Boyle Agency Insurance

DECEMBER 3, 2024

Additionally, areas with a higher incidence of car theft may lead to increased insurance costs. A higher deductible generally leads to lower premiums, but it also means you will have to pay more in case of a claim so cheaper is not always better!

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Premium Auto Insurance Out-Of-Pocket Deductible 73

Distinguished

SEPTEMBER 25, 2024

Job sites that are under construction are prone to things like fire, theft, and vandalism. Theft : Covers the cost of replacing covered items that were stolen from the job site. Equipment : Covers damages to or theft of equipment used on the job site. They require insurance to protect against potential claims.

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Risk Broker-Agent Insurer Insurance 52

Protect Commercial Insurance

MAY 30, 2024

In this article, we will explore different types of insurance coverage that can help safeguard your business from property damage, liability claims, cyber threats, and more. Product liability insurance protects against claims arising from defective products your business manufactures or sells.

Cyber 52

Cyber Business Insurance Business Interruption Professional Liability Insurance 52

Property Insurance Centre

FEBRUARY 10, 2025

Theft and Vandalism Burglary, robbery, and vandalism are significant threats, especially for retail businesses and warehouses storing valuable goods. Whether you have an adverse claims history, a high value property or a large portfolio of properties, we can source suitable cover for you.

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Commercial Property Property Insurance Commercial Boiler and Machinery 52

Protect Commercial Insurance

NOVEMBER 8, 2024

It provides protection against a plethora of risks, including property damage, liability claims, theft, and even employee injuries. – Professional Liability Insurance: Also known as Errors and Omissions Insurance, this covers businesses against claims of negligence or harm resulting from professional services.

Commercial Insurance 52

Commercial Insurance Commercial Premium Deductible 52

Mark Jackson Insurance Agency

APRIL 1, 2024

Living Room by Home Decor Interiors In the aftermath of an unexpected event, such as a fire, theft, or natural disaster, having a comprehensive home inventory can be a lifeline. This detailed list of your possessions not only aids in the homeowner insurance claim process, but also helps in the recovery and replacement of lost items.

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Theft Insurance Policy Claim Policy 52

Protect Commercial Insurance

OCTOBER 25, 2024

Think about the everyday operations of your business: – Are there physical locations that require protection from natural disasters or theft? – Potential deductibles and what’s financially viable if you need to make a claim. – Property Insurance : Protects physical assets from perils like fire, theft, and vandalism.

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Business Insurance Liability Insurance Liability Policy 52

Protect Commercial Insurance

NOVEMBER 22, 2024

Without insurance, your business could face catastrophic financial loss from property damage, theft, or a lawsuit. For instance, standard commercial insurance might cover damages from a fire, but do you have coverage for theft or cyber-attacks? Investing in the right policy can save you a lot of money in the long run.

Commercial Insurance 52

Commercial Insurance Commercial Cyber Insurer 52

Mark Jackson Insurance Agency

MAY 21, 2024

Commercial liability insurance protects against claims resulting from injuries or damages to people or property during business operations. This means that the equipment, inventory, and tools crucial to your business operations might not be covered under a standard policy in the event of damage or theft.

Liability 52

Liability Business Interruption Home Insurance Professional Liability Insurance 52

Paragon Independent Insurance Agencies

MAY 27, 2024

These events may include property damage, liability claims from work-related injuries, break-ins, or business interruption. Property insurance policies cover damage or loss caused by perils such as fire, vandalism, theft, or natural disasters. This coverage ensures that businesses can recover and continue operations.

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Commercial Insurance Commercial Protection Business Interruption 40

Jackson & Jackson

NOVEMBER 16, 2024

Professional Liability Insurance protects your business against claims of negligence, errors, or omissions that result in financial losses for your clients. Business property insurance protects your physical assets against risks like fire, theft, or natural disasters.

Insurance Policy 52

Insurance Policy Policy General Liability Workers Compensation Insurance 52

Property Insurance Centre

SEPTEMBER 25, 2024

Define the maximum amount that you are willing to spend additional in the case of a claim. Many people make common mistakes when dealing with building insurance, which can result in inadequate coverage or denied claims. Providing an inaccurate estimate may result in inadequate coverage in the event of a claim.

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Building Insurer Insurance Insured 52

TGS

OCTOBER 25, 2024

Every year your home grows older, it becomes more prone to issues such as plumbing leaks, electrical faults, or roof damage—all of which can lead to costly insurance claims. Insurance companies take this aging process into account when assessing risk, and as your home’s structure and systems age, the likelihood of a claim increases.

Home Insurance 52

Home Insurance Premium Insurer Insurance 52

Protect Commercial Insurance

MAY 24, 2024

General Liability Insurance General liability insurance is a fundamental policy that covers your business against claims of bodily injury, property damage, and personal injury. Additionally, general liability insurance typically does not cover claims related to professional services or cyber incidents.

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Insurance Policy Protection Policy Business Interruption 52

Jackson & Jackson

MARCH 18, 2024

The risks surrounding your precious bags are real, from theft to damage due to natural disasters. ” A comprehensive luxury handbag insurance policy typically covers a range of perils, including theft, accidental damage, loss, and even damage caused by natural disasters. . “Why Insure Your Luxury Handbags?”

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