Jackson & Jackson

APRIL 29, 2024

This article outlines practical tips and strategies to help commercial property owners in California minimize their insurance expenses while maintaining adequate protection for their investments. Increase Your Deductible Increasing your deductible is one of the simplest ways to lower your insurance premiums.

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Frankenmuth Insurance

JANUARY 16, 2025

This is also a good time to think through your current coverage limits, deductibles, and exclusions and how theyre working for you. Make notes of new locations, new products, team growth, and consolidations to share with your agent. Step 3: Start a conversation early. The earlier you start planning, the better.

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Bankers Insurance

SEPTEMBER 12, 2023

By: Dwight West | Commercial Insurance Advisor dwest@bankersinsurance.net | (757) 591-3166 WHAT IS SUBROGATION? In this scenario, you file a claim using your collision coverage and receive a check from your insurer to cover the repair costs, minus your deductible. HOW LONG DOES SUBROGATION TAKE?

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Protect Commercial Insurance

OCTOBER 4, 2024

Furthermore, if loan costs increase sharply, this might discourage property buying, thereby reducing the number of new insurance policies. Existing owners might also opt for cost-saving measures, such as increasing deductibles or tweaking coverage levels, in response to fluctuating interest rates-linked costs.

Property Insurance 52

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Jackson & Jackson

MAY 23, 2024

Tips to Reduce Your Business Insurance Costs Shopping Around for the Best Rates One of the most effective ways to save money on small business insurance in California is by shopping around. Obtain quotes from multiple insurers, comparing their coverage options, limits, and deductibles.

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Jackson & Jackson

APRIL 28, 2024

Cheaper policies can come with higher deductibles, more exclusions, and lower coverage limits, which could cost more in the long run. Work with a reputable insurance broker who understands the unique needs of property investors. How to Avoid It: Shop around and compare policies based on price and coverage.

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Protect Commercial Insurance

OCTOBER 25, 2024

Reflect on: – How much you can comfortably allocate from your business budget for insurance premiums. – Potential deductibles and what’s financially viable if you need to make a claim. It’s like finding a sweet spot—insurance that doesn’t overspend your resources but still offers peace of mind.

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Jackson & Jackson

MAY 22, 2024

Insurers often provide discounts or more favorable terms to properties with proactive risk mitigation strategies in place. Additionally, investors can explore the option of higher deductibles to reduce premiums. By assuming a higher portion of the risk, investors may be able to negotiate lower insurance costs.

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Smart Insurance Agents

AUGUST 19, 2024

There might also be deductibles to pay before the coverage starts. Also, your current stage in the Part D coverage phases—like deductible, initial coverage, coverage gap (or “ donut hole “), and catastrophic coverage—affects your out-of-pocket costs for the drug. Part D plans usually have copayments or coinsurance.

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Property Insurance Centre

SEPTEMBER 25, 2024

If you have a low credit score, you may be considered a higher risk and could face higher insurance premiums as a result. By understanding these factors, you can take steps to reduce your insurance costs, such as choosing a higher deductible or improving the condition of your property.

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Protect Commercial Insurance

MAY 30, 2024

When selecting commercial car insurance, consider the types of vehicles your business owns, the number of drivers, and the nature of your business’s operations. It is essential to accurately assess the coverage limits and deductibles to ensure that your business is adequately protected in the event of an accident.

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