Remove Commercial Insurance Remove Deductible Remove Insurance Agent
article thumbnail

Navigating Michigan Auto Insurance: Understanding Collision Coverage

Shield Insurance Agency

This coverage pays for damages to your vehicle regardless of fault, meaning that even if you are at fault for the accident, your insurance will cover the repair costs up to the actual cash value of your vehicle, minus your deductible. The deductible is the amount you must pay out-of-pocket before your insurance coverage kicks in.

article thumbnail

Follow these 6 steps for your next business insurance renewal.

Frankenmuth Insurance

Make notes of new locations, new products, team growth, and consolidations to share with your agent. This is also a good time to think through your current coverage limits, deductibles, and exclusions and how theyre working for you. Reach out to your agent one to three months before your policy expires.

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

What is the best type of insurance for a small business? Ask your agent these key questions.

Frankenmuth Insurance

What are the coverage limits and deductibles? What deductible do I have to meet before my coverage kicks in? Can I adjust my deductible down the road? The blog content is not intended to serve as professional or expert advice for your insurance needs. The post What is the best type of insurance for a small business?

Agents 57
article thumbnail

How to Reduce Your Commercial Property Insurance Costs: Tips and Strategies

Jackson & Jackson

This article outlines practical tips and strategies to help commercial property owners in California minimize their insurance expenses while maintaining adequate protection for their investments. Increase Your Deductible Increasing your deductible is one of the simplest ways to lower your insurance premiums.

article thumbnail

Save Money on Small Business Insurance in California

Jackson & Jackson

These regulations ensure that insurance companies operate fairly and transparently, providing consumers with adequate protection and recourse in case of disputes. Evaluating Your Business Insurance Needs Identifying Your Risks Every business faces different risks and potential liabilities.

article thumbnail

Top 5 Mistakes Property Investors Make with Insurance – And How to Avoid Them

Jackson & Jackson

Cheaper policies can come with higher deductibles, more exclusions, and lower coverage limits, which could cost more in the long run. Work with a reputable insurance broker who understands the unique needs of property investors. How to Avoid It: Shop around and compare policies based on price and coverage.

article thumbnail

Understanding Multi-Family Property Insurance in California.

Jackson & Jackson

“Choosing the Right Coverage” Investors should work closely with insurance agents or brokers to understand the available coverage options and customize policies to fit their specific needs. Insurers often provide discounts or more favorable terms to properties with proactive risk mitigation strategies in place.