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Landlord Insurance vs. Standard Home Insurance: Key Differences

Protect Commercial Insurance

Whether you’re a landlord with several rental properties or a homeowner looking to safeguard your family home, understanding your insurance needs is essential. In this blog, we’ll explore the key differences between landlord insurance and standard home insurance. Who Needs Standard Home Insurance?

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Buying Blocks of Flats Insurance in London: Key Risks and Costs

Property Insurance Centre

” Plus, of course, the issue of home insurance and block of flats insurance costs, which in the UK increased by 21% year-on-year between July and September 2024, according to a report from Compare the Market. Many insurers require more detailed valuations and risk assessments due to the higher sums insured.

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7 Best Manchester Block of Flats Insurance Tips

Property Insurance Centre

This diversity in building age and structure affects insuranceolder buildings may face higher premiums due to maintenance risks, while newer developments may require higher coverage for cutting-edge amenities. Insurers view these uses as higher risk, which can lead to increased premiums or the need for specialist insurance policies.

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Can I Insure a Partially Empty Block of Flats in the UK?

Property Insurance Centre

If you’re unsure, consult a broker or insurer experienced in property management to ensure you’re fully protected. We work closely with our Insurers to get the best rates and our experience and excellent relationships with them mean that we can provide cover for even the most difficult to place risks.

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How a Liability Claim Can Ruin Your Business – And How to Protect Yourself

Property Insurance Centre

Get a Quote Insurance under one roof We are specialists in many types of insurance GET YOUR QUOTE GET YOUR QUOTE 1. The Financial Toll of a Liability Claim A lawsuit can lead to crippling legal expenses, compensation payouts, and increased insurance premiums.

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What Perils Are Covered by Commercial Property Insurance?

Property Insurance Centre

We work closely with our Insurers to get the best rates and our experience and excellent relationships with them mean that we can provide cover for even the most difficult to place risks. Businesses can purchase sewer backup coverage as an add-on.

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Can I Insure My Block of Flats if I’m Not the Freeholder?

Property Insurance Centre

Shared Ownership Flats If youre in a shared ownership scheme, the housing association usually arranges insurance, but you should confirm this in your agreement. We find the right policy to suit your needs and understand the risks that a property owner can face in the course of ownership.