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Your expansion may also introduce new operational risks, requiring specialized coverage, including: Commercial Auto Insurance to cover business-owned vehicles, or specialized coverage for employees using personal vehicles for work-related tasks. InlandMarineInsurance to cover heavy equipment or machinery.
Personal lines coverage : For owner-occupied properties with up to four units (where the owner lives in one of the units), we provide commercialinsurance for the building along with optional personal coverages. This allows the owner-occupant to insure both the building and their personal unit under the same policy.
For example, technology companies may need cyber liability insurance, while a restaurant might look into food contamination insurance. Assess whether there’s a need for: – Cyber Insurance for data breaches and cyber threats. – InlandMarineInsurance for transporting equipment and goods.
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