Property Insurance Centre

MARCH 21, 2025

This diversity in building age and structure affects insuranceolder buildings may face higher premiums due to maintenance risks, while newer developments may require higher coverage for cutting-edge amenities. Insurers view these uses as higher risk, which can lead to increased premiums or the need for specialist insurance policies.

Premium 52

Premium Insurance Insurer Insured 52

Distinguished

MARCH 20, 2025

Apartment buildings present unique insurance challenges because of their dense living arrangements, high occupancy turnover, and shared spaces. With our city homes insurance , your client will get coverages like: Property : For damages to the apartment building itself or property in the common areas that fall under policy coverages.

Building 52

Building Protection Damage Liability 52

Property Insurance Centre

JANUARY 30, 2025

If you’re unsure, consult a broker or insurer experienced in property management to ensure you’re fully protected. We work closely with our Insurers to get the best rates and our experience and excellent relationships with them mean that we can provide cover for even the most difficult to place risks.

Property Insurance 52

Property Insurance Insurance Insurer Insured 52

Friendly Agent

SEPTEMBER 21, 2020

You may find various types of personal insurance and commercial insurance policies. There are Property and Casualty, Life/health insurance, and more. The commissions come from a percentage coming from the amount of the yearly premium, as well as the policy it is being offered for.

Insurance Agents 130

Insurance Agents Insurance Agent Agents Broker-Agent 130

Property Insurance Centre

MARCH 11, 2025

Higher Property Values and Rebuild Costs London property prices are significantly higher than the national average, which means higher rebuild costs and, consequently, higher insurance premiums. Many insurers require more detailed valuations and risk assessments due to the higher sums insured.

Risk 52

Risk Insurance Insurer Insured 52

Property Insurance Centre

FEBRUARY 10, 2025

We work closely with our Insurers to get the best rates and our experience and excellent relationships with them mean that we can provide cover for even the most difficult to place risks. Businesses can purchase sewer backup coverage as an add-on.

Commercial Property 52

Commercial Property Property Insurance Commercial Boiler and Machinery 52

Property Insurance Centre

JANUARY 27, 2025

Shared Ownership Flats If youre in a shared ownership scheme, the housing association usually arranges insurance, but you should confirm this in your agreement. We find the right policy to suit your needs and understand the risks that a property owner can face in the course of ownership.

Building 52

Building Broker-Agent Insurance Insurer 52

Protect Commercial Insurance

JULY 26, 2024

Welcome to our blog post on how to maximise your business growth by securing the right commercial tailors insurance. As a tailor, it is crucial to protect your business from potential risks and liabilities. Property insurance can protect these assets from damage or loss due to fire, theft, or other covered perils.

Commercial 52

Commercial Insurance Broker General Liability Business Interruption 52

Property Insurance Centre

JANUARY 4, 2024

Get a Quote Insurance under one roof We are specialists in many types of insurance GET YOUR QUOTE GET YOUR QUOTE Key Takeaways Consistent rate increases have been experienced in the property insurance market since 2017. Inflation drives up property valuations , construction costs , and insurance premiums.

Property Insurance 52

Property Insurance Commercial Property Liability Insurance 52

Protect Commercial Insurance

NOVEMBER 1, 2024

Key Coverage Areas Landlord insurance is comprehensive, typically including several crucial coverage areas: – Property Damage : This covers repair costs due to unexpected events like fire, storms, or vandalism. – Landlord Insurance : This type of policy extends beyond the basics.

Home Insurance 52

Home Insurance Out-Of-Pocket Insurance Insurer 52

Jackson & Jackson

APRIL 29, 2024

Increase Your Deductible Increasing your deductible is one of the simplest ways to lower your insurance premiums. This means you will pay more out of pocket in case of a claim, but your monthly or annual insurance costs will be lower. However, taking specific protective measures against these risks can help reduce premiums.

Commercial Property 52

Commercial Property Property Insurance Commercial Deductible 52

Jackson & Jackson

MAY 23, 2024

Understanding Small Business Insurance in California The Basics of Business Insurance Before diving into the world of insurance savings, it’s crucial to understand the basics of business insurance. Small business insurance covers property damage, liability claims, and employee-related risks.

Small Business Insurance 52

Small Business Insurance Business Insurance Insurance Insurer 52

Property Insurance Centre

AUGUST 8, 2024

However, if it goes more long term the insurers can at worst pull cover entirely leaving you to search the market for an alternative, or perhaps apply more stringent conditions and charge a rather large additional premium – usually refundable on a pro-rata basis, assuming you are able to let the property out again!

Insurance 52

Insurance Insurer Insured Premium 52

Property Insurance Centre

OCTOBER 18, 2024

The insurance industry has had to adjust premiums to reflect this growing risk. By mid-2024, the average cost of home insurance had risen by 19% compared to 2023, with flood-prone areas facing even steeper increases​ CityAM.

Property Insurance 52

Property Insurance Premium Insurance Insurer 52

Protect Commercial Insurance

OCTOBER 25, 2024

– Is there a high level of professional liability in your operations? By recognising these risks, you root your insurance decisions in the real needs of your business. Reflect on: – How much you can comfortably allocate from your business budget for insurance premiums.

Business Insurance 52

Business Insurance Liability Insurance Liability Policy 52

Property Insurance Centre

JANUARY 30, 2024

In addition to buildings insurance , it is also important to consider additional covers such as public liability, landlord home emergency , and legal cover. When selecting an insurance policy, factors such as the type of tenants, unoccupied flats, and the risk of water leaks and subsidence should be taken into account.

Insurance 52

Insurance Insurer Insured Building 52

Jackson & Jackson

APRIL 10, 2024

Liability Insurance Liability insurance is essential for any commercial property owner. Assessing the Value of Your Property Accurately The value of your property directly affects your insurance premiums and the amount you’ll be compensated in case of a claim.

Commercial Property 52

Commercial Property Commercial Business Interruption Out-Of-Pocket Expense 52

Jackson & Jackson

APRIL 26, 2024

Liability Protection : Protects against claims of property damage or personal injury caused by you or your operations. Additional Coverages : Ordinance or Law Insurance : This covers the cost of rebuilding to current building codes, which may have changed since your property was originally built.

Commercial Property 52

Commercial Property Property Insurance Commercial Business Interruption 52

Property Insurance Centre

NOVEMBER 11, 2024

These are just some of the excuses we hear of from the question of, “ Why can’t I get insurance ?” ” or can’t get the insurance you deserve for that matter – insurance with reasonable premiums and without unnecessary restrictions.

Insurance 52

Insurance Insurer Insured Premium 52

Property Insurance Centre

AUGUST 28, 2024

Corner Shop Insurance and BT Redcare Alarm changes Business Owners who have corner shop insurance are all to aware of the benefits an appropriate intruder alarm system will have, both in relation to their insurance premiums (or in being given an insurance policy at all in some cases) and to the physical security of their goods.

Insurance 52

Insurance Insurer Insured Property Insurance 52

Jackson & Jackson

MAY 22, 2024

. “Understanding Multi-Family Property Insurance” Commercial property insurance is a vital safeguard for property owners, protecting their assets against various risks. It covers property damage, loss of income, liability claims, etc. Every property is unique, with different risks and potential exposures.

Property Insurance 52

Property Insurance Commercial Property Commercial Insurance 52

Property Insurance Centre

DECEMBER 23, 2024

Insurers will not always insist on having all of these protections, however, it may reduce their risk and in turn reduce your premium. We have access to a large panel of insurers where we can find cover that is not overpriced and tailored to your requirements.

Commercial Property 52

Commercial Property Insurance Insurer Insured 52

Property Insurance Centre

AUGUST 12, 2024

We work closely with our Insurers to get the best rates and our experience and excellent relationships with them mean that we can provide cover for even the most difficult to place risks. Buildings of substantial public significance identified as exempt by LFB.

Commercial Property 52

Commercial Property Commercial Property Insurance Building 52

Property Insurance Centre

JULY 21, 2024

We work closely with our Insurers to get the best rates and our experience and excellent relationships with them mean that we can provide cover for even the most difficult to place risks. We find the right policy to suit your needs and understand the risks that a property owner can face in the course of ownership.

Claim 52

Claim Property Damage Property Insurance Building 52

Property Insurance Centre

JANUARY 16, 2025

Regional Variations and Challenges The availability and cost of flood insurance often depend on geographical risk factors. Areas with a history of flooding typically face higher premiums or reduced access to coverage. These tools consider: Flood Zones: Proximity to rivers, coasts, or floodplains.

Commercial 52

Commercial Commercial Property Insurance Insurer 52

Property Insurance Centre

SEPTEMBER 11, 2024

Such cover may include the following: Removing Debris Dismantling or Demolishing Shoring up or Propping of equipment Please contact us if you would like to discuss your options or if you would like to add a Lift Insurance Policy to your Purpose Built Block of Flats Insurance Policy.

Insurance Policy 52

Insurance Policy Policy Boiler and Machinery Insurance 52

Property Insurance Centre

SEPTEMBER 25, 2024

This might seem like an advantage since this saves cost initially, though it might lead to high premium costs later on. For example, you may be able to purchase legal expenses cover or rent guarantee insurance to protect your rental income. These can be added to your policy for an additional premium.

Building 52

Building Insurance Insurer Insured 52

Property Insurance Centre

JULY 30, 2024

Arrange Landlord Insurance Coverage Landlords need to get the right kind of insurance for their rental properties. This includes insurance for the building itself, liability risks, and coverage for lost rental income. An 80% Loan-to-Value ratio is standard for these loans.

Building 52

Building Property Insurance Policy Commercial 52

Property Insurance Centre

MARCH 19, 2024

We work closely with our Insurers to get the best rates and our experience and excellent relationships with them mean that we can provide cover for even the most difficult to place risks. We find the right policy to suit your needs and understand the risks that a property owner can face in the course of ownership.

Property Insurance 52

Property Insurance Policyholder Insurance Insurer 52

Property Insurance Centre

NOVEMBER 26, 2024

We work closely with our Insurers to get the best rates and our experience and excellent relationships with them mean that we can provide cover for even the most difficult to place risks. We find the right policy to suit your needs and understand the risks that a property owner can face in the course of ownership.

Injury 52

Injury Protection Risk Damage 52