Commercial Property Crime Insurance Policy 
Property Insurance Centre
MARCH 21, 2025
Insurers view these uses as higher risk, which can lead to increased premiums or the need for specialist insurance policies. Crime Risk in Certain Urban Areas While overall crime in Manchester is lower than in London, some districts still report higher rates of burglary and vandalism, which can affect insurance costs.
Property Insurance Centre
MARCH 11, 2025
Some insurers might impose higher excesses or refuse coverage in high-risk flood zones. Higher Crime Rates and Security Concerns London experiences more burglary, vandalism, and theft claims compared to rural or suburban areas. Insurers often require extra security measures like CCTV, secure entry systems, and alarm monitoring.
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Property Insurance Centre
MAY 20, 2024
Consequences of Underinsurance In the event of a claim on the block insurance policy , the insurer or its appointed loss adjuster may check to see that the Declared Value is adequate. If it is not, they may rely upon a clause within the insurance policy called Average, Average Condition, or Underinsurance.
Property Insurance Centre
JULY 30, 2024
3 The FTC says it’s fair to refuse a rental applicant based on low income, credit scores, eviction or crime history. Whether you have an adverse claims history, a high value property or a large portfolio of properties, we can source suitable cover for you. This letter should explain how they can challenge the report.
Prof. Allan Manning
JANUARY 29, 2025
Last week I posted an article in regard to terrorism coverage under commercial property, and/or business interruption policies. I also touched on commercial liability coverage. In a day or two I will address Strata and after than residential landlord policies, and finally private motor. .
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