Jackson & Jackson

APRIL 30, 2024

This article explores how various location-based factors affect commercial property insurance rates in California and offers insights for managing these costs effectively. Understanding Location-Based Risk Factors Location plays a pivotal role in determining insurance premiums for commercial properties.

Commercial Property 52

Commercial Property Property Insurance Commercial Crime 52

Property Insurance Centre

MARCH 11, 2025

Some insurers might impose higher excesses or refuse coverage in high-risk flood zones. Higher Crime Rates and Security Concerns London experiences more burglary, vandalism, and theft claims compared to rural or suburban areas. Insurers often require extra security measures like CCTV, secure entry systems, and alarm monitoring.

Risk 52

Risk Insurer Insurance Insured 52

Property Insurance Centre

MARCH 21, 2025

Insurers view these uses as higher risk, which can lead to increased premiums or the need for specialist insurance policies. Crime Risk in Certain Urban Areas While overall crime in Manchester is lower than in London, some districts still report higher rates of burglary and vandalism, which can affect insurance costs.

Premium 52

Premium Insurer Insurance Insured 52

Property Insurance Centre

JULY 30, 2024

3 The FTC says it’s fair to refuse a rental applicant based on low income, credit scores, eviction or crime history. Whether you have an adverse claims history, a high value property or a large portfolio of properties, we can source suitable cover for you. This letter should explain how they can challenge the report.

Building 52

Building Property Insurance Policy Commercial 52

Property Insurance Centre

MAY 20, 2024

Terrorism Cover for Block of Flats Insurance policies for individual houses typically include cover for damage or loss caused by an Act of Terrorism. However, block of flats insurance is classed as commercial property , and Terrorism cover is often excluded.

Building 52

Building Liability Insurer Insurance 52

Prof. Allan Manning

JANUARY 29, 2025

Last week I posted an article in regard to terrorism coverage under commercial property, and/or business interruption policies. I also touched on commercial liability coverage. At the request of quite a few readers, I now turn my attention to home and contents. ” [ emphasis mine] 1.

Policy 208

Policy Business Interruption Risk Commercial 208