Commercial Property Insurance Companies Insurance Policy 
Tosten Marketing
FEBRUARY 27, 2025
Water damage can wreak havoc on commercial properties, leading to costly repairs and business disruptions. At Tosten Marketing, we often hear from business owners wondering about their insurance coverage for such incidents. Commercial property insurance water damage coverage is a complex topic with many nuances.
Protect Commercial Insurance
OCTOBER 11, 2024
Introduction Climate change isn’t just an environmental buzzword; it’s rapidly becoming a pivotal factor in the world of insurance, especially for commercial properties. As we face more frequent and intense extreme weather events, insurers are re-evaluating their policies to better manage these growing risks.
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The Property Insurance Law Observer
AUGUST 1, 2024
In Zurich American Insurance Company v. Medical Properties Trust, Inc. Background The insurers issued commercial property policies that provided coverage for a hospital. As such, the Court stated that such ambiguity warranted resolution in favor of the insureds. 2024 WL 3504060 (Mass.
The Property Insurance Law Observer
AUGUST 22, 2024
Harleysville Insurance Company , 2024 WL 3792261 (D. 2024), the District Court of Massachusetts found that “collapse” provisions within a commercial property policy were ambiguous where a floor merely sagged without completely falling to the ground. In Life Skills, Inc.
Property Insurance Centre
JANUARY 4, 2024
. “Insureds need to be aware of the potential risks they face and work closely with their insurers to understand the coverage limitations and take proactive measures to protect their properties.” To offset these challenges, reinsurers are passing costs down to primary insurance companies.
Property Insurance Centre
SEPTEMBER 25, 2024
Accidental damage is not usually covered by a normal building insurance policy. These can be added to your policy for an additional premium. Exclusions Building insurance policies will have exclusions, which are specific events or circumstances that are not covered by your policy.
Cover4LetProperty
APRIL 16, 2024
They can range from individual property owners to those who own multiple rental properties as part of their investment portfolio. Corporate landlords: These are companies or organisations that own and manage rental properties on a larger scale. Read more: A landlord’s guide to HMOs.
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