Commercial Property Policyholder Underwriting 
American Agents Alliance
APRIL 3, 2025
While the relationship between tariffs and insurance costs can seem unrelated, tariffs can increase costs for insurers and policyholders. Read more to understand this relationship and how agents can help policyholders manage this uncertainty. This could cause higher rates in commercial property and homeowners lines.
Property Insurance Centre
JANUARY 4, 2024
. “Insureds need to be aware of the potential risks they face and work closely with their insurers to understand the coverage limitations and take proactive measures to protect their properties.” Insurers are investing in advanced technology and data analytics to improve risk assessment and underwriting processes.
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Property Insurance Centre
NOVEMBER 11, 2024
In other cases, it will be due to underwriting appetite of insurers and their ever changing attitudes to risk. Let’s have a look at them… Don’t claim for everything – One thing insurers do not like, is a policyholder that claims over multiple times a year & for the smallest thing.
Protect Commercial Insurance
DECEMBER 6, 2024
– Risk Assessment and Underwriting : AI algorithms can sift through mountains of data faster than any human analyst, identifying patterns and predicting potential risks with astonishing accuracy. This transparency builds trust between insurers and policyholders, as all parties have access to the same information.
Majesco
APRIL 11, 2024
If we don’t get down to addressing the loss ratio — underwriting, pricing, risk selection, and claims management — for many carriers, even if they cut costs by 100%, they’re still not going to be profitable. Insurers are giving devices to policyholders that address these problems in order to improve the loss ratio.
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