Jackson & Jackson

APRIL 26, 2024

Investing in commercial property in California can be a lucrative venture, but it also comes with its unique set of risks and responsibilities. One of the most crucial aspects to consider is commercial property insurance. Properties in high-risk areas for earthquakes and wildfires may see higher premiums.

Commercial Property 52

Commercial Property Property Insurance Commercial Business Interruption 52

Insurance Journal

OCTOBER 21, 2024

State-sponsored residual property markets have seen in influx of risks come in since 2018, with some states growing by more than 200%. According to insurance industry ratings firm AM Best, the policy counts of personal and commercial property Fair Access …

Policy 264

Policy Commercial Property Commercial Insurance Industry 264

Jackson & Jackson

APRIL 29, 2024

Commercial property insurance is a significant expense for property investors and owners. This article outlines practical tips and strategies to help commercial property owners in California minimize their insurance expenses while maintaining adequate protection for their investments.

Commercial Property 52

Commercial Property Property Insurance Commercial Broker-Agent 52

Insurance Journal

OCTOBER 6, 2024

Multi-Family Commercial Property Program Market Detail: Amalgamated Insurance Underwriters offers a commercial property program for hard to place multi-family habitational/commercial properties.

Commercial Property 130

Commercial Property Commercial Underwriter Underwriting 130

Jackson & Jackson

APRIL 10, 2024

Investing in commercial property is a significant step for any entrepreneur or business entity. Insurance plays a pivotal role in safeguarding your property and your financial future. Here are five critical considerations you should keep in mind regarding insurance when buying or investing in commercial property.

Commercial Property 52

Commercial Property Commercial Business Interruption Out-Of-Pocket Expense 52

Insurance Journal

AUGUST 8, 2024

IMA Financial Group, a large brokerage specializing in wealth management and risk advice, is moving into the Florida commercial property insurance market with the acquisition of Wallace Welch & Willingham Inc. WW&W, based in the St. Petersburg area, is considered …

Commercial Property 259

Commercial Property Property Insurance Commercial Risk 259

Insurance Journal

NOVEMBER 3, 2024

State-sponsored residual property markets have seen in influx of risks come in since 2018, with some states growing by more than 200%. According to insurance industry ratings firm AM Best, the policy counts of personal and commercial property Fair Access …

Policy 130

Policy Commercial Property Commercial Insurance Industry 130

Insurance Journal

AUGUST 8, 2024

Increased flooding in Britain from overflowing rivers and blocked drains is leading insurers to pull back from offering cover, particularly for commercial properties and residential landlords, industry representatives say. London was among British cities hit by flash floods last week …

Commercial Property 278

Commercial Property Commercial Insurer Insured 278

Triple-I: Homeowners Insurance

OCTOBER 10, 2024

points year-over-year improvement, with commercial lines continuing to outperform personal lines. Commercial lines underwriting profitability remained mostly flat. Commercial lines underwriting profitability remained mostly flat. Commercial lines 2024 net combined ratio remained relatively flat at 97.1 represented a 2.3-points

Commercial 49

Commercial Underwriter Underwriting General Liability 49

Jackson & Jackson

MAY 22, 2024

Multi-unit commercial properties in California offer investors the potential for significant returns. However, with great opportunities come great risks. Investors must understand the importance of securing comprehensive commercial property insurance coverage to protect their investments.

Property Insurance 52

Property Insurance Commercial Property Commercial Broker-Agent 52

Distinguished

AUGUST 26, 2024

However, alongside all of this construction comes large financial risks. For this reason, the need for comprehensive Builder’s Risk Insurance solutions is growing. Distinguished’s Builder’s Risk Program covers all kinds of buildings in Michigan, including single-family homes , mixed-use buildings , and commercial properties.

Risk 52

Risk Broker-Agent Insured Insurer 52

Distinguished

SEPTEMBER 25, 2024

An increase in construction also means an increase in financial risk. All of which can cost their property or business owners millions of dollars in losses without adequate insurance coverage. This is why the popularity of Builder’s Risk insurance is growing. What Does Distinguished’s Builder’s Risk Cover?

Risk 52

Risk Broker-Agent Insurer Insured 52

Zywave

NOVEMBER 20, 2024

Commercial Lines Trends Cyber: AI continues to be top of mind for those in the cyber market. Additionally, ongoing acceleration of cyberattacks have led to growing concerns around data privacy and cyber warfare risks. Additionally, employee mental health has been linked to a greater risk of workplace incidents.

Workers Comp 52

Workers Comp Commercial Property Cyber Commercial 52

Distinguished

SEPTEMBER 10, 2024

From hurricanes on the Gulf Coast to rapid urban development in cities like Birmingham and Huntsville, the need for comprehensive Builder’s Risk Insurance has never been more critical. To address these diverse risks, Distinguished’s Builder’s Risk Program offers tailored solutions for Alabama’s construction needs.

Risk 52

Risk General Liability Broker-Agent Insurer 52

Triple-I: Business Insurance

OCTOBER 1, 2024

Focusing specifically on the strike’s impact on the property/casualty industry – and given the specific goods transiting through those ports – the impact will be most direct for homeowners, personal and commercial auto, and commercial property.

Insurance Industry 52

Insurance Industry Business Interruption Commercial Property Commercial 52

Protect Commercial Insurance

MAY 24, 2024

As a business owner, it’s crucial to protect your business from potential risks and liabilities. While you may have the basic insurance policies in place, such as property and general liability insurance, there are several other essential insurance policies that you might be overlooking.

Insurance Policy 52

Insurance Policy Protection Policy Business Interruption 52

Property Insurance Centre

JANUARY 4, 2024

. “The increasing frequency and severity of weather events have made it imperative for insurers to reassess their risk models and coverage options,” says weather expert Dr. Emma Thompson. This table clearly demonstrates the significant financial impact of weather events on property insurance companies and the insureds they serve.

Property Insurance 52

Property Insurance Commercial Property Liability Premium 52

Property Insurance Centre

NOVEMBER 11, 2024

In other cases, it will be due to underwriting appetite of insurers and their ever changing attitudes to risk. For example, many commercial buildings and retail business will often have large theft excesses applied, as a result of theft & malicious damage claims. Having said that, there are ways you can help yourself.

Insurer 52

Insurer Insured Insurance Premium 52

Zywave

SEPTEMBER 25, 2024

The algorithms that power AI also come with their own risks, especially when it comes to employment decisions. Social Inflation & Nuclear Verdicts Jury verdicts exceeding $10 million, also known as nuclear verdicts, have been plaguing several industries including the commercial auto market.

Workers Compensation 52

Workers Compensation General Liability Commercial Commercial Property 52

Risk Management Monitor

NOVEMBER 8, 2021

One of the first steps in obtaining commercial property insurance is to determine the value of the property being insured. The reported property value will drive premium amounts and, importantly, represents the property loss exposure. Changes in costs Over time, some property costs will change more than others.

Commercial Property 75

Commercial Property Insurer Insured Insurance 75

Cover4LetProperty

APRIL 16, 2024

They can range from individual property owners to those who own multiple rental properties as part of their investment portfolio. Corporate landlords: These are companies or organisations that own and manage rental properties on a larger scale. They may own residential properties, commercial properties, or a combination of both.

Insurer 52

Insurer Insured Insurance Property Insurance 52

Distinguished

AUGUST 27, 2024

Before joining Distinguished , Ashley served as Claims Supervisor at Berkley Asset Protection, where she oversaw the accuracy and efficiency of claims , including those related to Jewelers Block, Personal Jewelry, Fine Art, Specie, and Commercial Property.

Claim 52

Claim Broker-Agent Inland Marine Commercial Property 52

Property Insurance Centre

OCTOBER 18, 2024

Flooding, storm damage, and subsidence were major contributors to these claims, with homeowners and businesses alike suffering significant financial losses​ CityAM AXA UK home page The Growing Cost of Flood Damage Flooding continues to be one of the most significant risks facing UK property owners.

Property Insurance 52

Property Insurance Premium Insurer Insured 52

Property Insurance Centre

AUGUST 28, 2024

Get a Quote Insurance under one roof We are specialists in many types of insurance GET YOUR QUOTE GET YOUR QUOTE Without an adequate alarm system in place, insurers may not offer terms or increase the premium significantly to reflect the extra risk they may be covering. It is important that you do contact us first as every insurer differs.

Insurer 52

Insurer Insured Insurance Property Insurance 52

Property Insurance Centre

SEPTEMBER 11, 2024

The person should have experience & a complete understanding of what potential problems may arise and how to mitigate those risks – this is where a Lift Insurance Policy will be beneficial. We find the right policy to suit your needs and understand the risks that a property owner can face in the course of ownership.

Insurance Policy 52

Insurance Policy Policy Boiler and Machinery Insurer 52

LexisNexis

SEPTEMBER 20, 2024

Labor and Employment AI Workplace Developments: AI in Employment Decisions and Performance Management: Key Legal Issues and Potential Risks and Benefits. addresses potential legal and business risks stemming from the use of AI tools to make employment decisions and manage employee performance. and Cindy Huang, Jackson Lewis P.C.,

Commercial 40

Commercial Liability Personal Property Policy 40

Property Insurance Centre

JULY 21, 2024

We find the right policy to suit your needs and understand the risks that a property owner can face in the course of ownership. We work closely with our Insurers to get the best rates and our experience and excellent relationships with them mean that we can provide cover for even the most difficult to place risks.

Claim 52

Claim Property Damage Property Insurance Building 52

Property Insurance Centre

AUGUST 8, 2024

For example, if the unoccupied office is in a high risk post code for arson, then your insurers may impose a heavy additional premium just for them to keep on risk (along with some very stringent conditions), as an unoccupied office may well be attractive to would-be vandals.

Insurer 52

Insurer Insured Insurance Premium 52

LexisNexis

SEPTEMBER 17, 2024

A disaster management and emergency response plan is essential for commercial real property owners, landlords, managers, and governing bodies. Commercial Property and Liability Insurance Dive into this practice note for an overview of commercial property insurance and commercial general liability (CGL) insurance.

Commercial Property 40

Commercial Property Commercial Commercial General Liability General Liability 40

Property Insurance Centre

MAY 20, 2024

However, block of flats insurance is classed as commercial property , and Terrorism cover is often excluded. The residential property management team should carefully consider whether the terrorism cover is necessary, which may be determined by the lease terms, mortgage company requirements, or the property’s location.

Building 52

Building Liability Insurer Insured 52

Majesco

APRIL 11, 2024

They are looking at their financials, growth, profitability, pace of technology change, increasing risk, and customer demands to determine next steps with their technology foundation. There are some positive things that emerged during 2023 regarding risk prevention. We have to prevent more risk from occurring.

Commercial Property 40

Commercial Property Risk Claim Deductible 40

Jackson & Jackson

APRIL 28, 2024

Mistake 2: Overlooking Additional Necessary Coverages Standard property insurance policies do not cover everything. Specialized risks, such as floods, earthquakes, and business interruptions, require additional coverage, which many investors should pay more attention to. In California, consider adding earthquake and flood insurance.

Business Interruption 52

Business Interruption Out-Of-Pocket Expense Out-Of-Pocket Broker-Agent 52

Property Insurance Centre

JULY 30, 2024

Arrange Landlord Insurance Coverage Landlords need to get the right kind of insurance for their rental properties. This includes insurance for the building itself, liability risks, and coverage for lost rental income. 4 By looking at criminal records, landlords can understand any safety or risk issues.

Building 52

Building Property Insurance Policy Commercial 52

Property Insurance Centre

SEPTEMBER 25, 2024

One key factor is the location of your property. If your property is located in an area with a high risk of natural disasters, such as floods or earthquakes, your insurance premiums will be higher. The age and condition of your property is also a significant factor.

Building 52

Building Insurer Insured Insurance 52

Property Insurance Centre

JANUARY 30, 2024

Standard home insurance policies may not provide adequate protection for the unique risks associated with a block of flats. That’s why it’s essential to choose a specialised block of flats insurance policy that covers the specific needs of your property.

Insured 52

Insured Insurer Insurance Building 52

LexisNexis

OCTOBER 29, 2024

Landlords and tenants terminating commercial leases should consider both contractual and state law requirements. states and the District of Columbia. states and the District of Columbia.

Commercial 40

Commercial Commercial Property Policy Protection 40

Property Insurance Centre

MARCH 19, 2024

These consumer education programs ensure that individuals have the necessary knowledge and tools to safeguard their property effectively. By engaging with these initiatives, consumers can make informed decisions, mitigate risks, and protect their assets.

Property Insurance 52

Property Insurance Policyholder Insurer Insured 52