Property Insurance Centre

DECEMBER 23, 2024

Being a Commercial Property Owner or Business Owner you will be aware there will be certain conditions within your insurance policy with regard to the Security at the premises. What this lock simply does, is improve the physical security of your property straight away. Do I have the right lock for my insurance ?

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Commercial Property Insured Insurer Insurance 52

Property Insurance Centre

NOVEMBER 11, 2024

Insurers will often insist that the property has a maintenance programme in place before they even offer renewal terms. Think about security – The safer a property is from theft and the better the deterrent, often will lead to lower premiums, reasonable excesses and generally better terms.

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Insurer Insured Insurance Premium 52

Distinguished

AUGUST 26, 2024

Under-construction buildings can be prone to fire, vandalism, and theft, which can end up costing their backers and owners millions. Distinguished’s Builder’s Risk Program covers all kinds of buildings in Michigan, including single-family homes , mixed-use buildings , and commercial properties.

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Risk Broker-Agent Insurer Insured 52

Distinguished

SEPTEMBER 25, 2024

Job sites that are under construction are prone to things like fire, theft, and vandalism. All of which can cost their property or business owners millions of dollars in losses without adequate insurance coverage. Theft : Covers the cost of replacing covered items that were stolen from the job site.

Risk 52

Risk Broker-Agent Insured Insurer 52

Property Insurance Centre

AUGUST 28, 2024

Some insurers may give cover to the likes of a Convenience Store for example, but will remove theft cover or malicious damage cover, without an adequate alarm system in place. This approach applies to all customers who hold Property Insurance Centre Commercial Policies.

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Insured Insurer Insurance Property Insurance 52

Property Insurance Centre

AUGUST 8, 2024

What happens when the unoccupied property becomes empty again? Essentially, the cover you lost will re re-applied to your office buildings policy – such as theft or malicious damage for example will no longer be excluded. Your wallet won’t feel as light either, as your will be a given pro-rata refund on the extra you have had to pay.

Insurer 52

Insurer Insured Insurance Premium 52

Property Insurance Centre

MAY 20, 2024

However, block of flats insurance is classed as commercial property , and Terrorism cover is often excluded. The residential property management team should carefully consider whether the terrorism cover is necessary, which may be determined by the lease terms, mortgage company requirements, or the property’s location.

Building 52

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Distinguished

SEPTEMBER 10, 2024

This includes projects that involve: Betterments Renovations New Construction We also insure a variety of building types, including single-family homes , mixed-use buildings , and commercial properties. Our program also offers your clients general liability insurance, which can help cover legal costs that can occur on work sites. 

Risk 52

Risk General Liability Broker-Agent Insurer 52

Property Insurance Centre

SEPTEMBER 25, 2024

Building insurance typically covers damage caused by a range of perils, including fire, theft, vandalism, and natural disasters. Another requirement may be the installation of a security system, such as alarms and deadbolts, to deter theft and break-ins. What is Covered? Q: What does building insurance coverage typically include?

Building 52

Building Insured Insurer Insurance 52

Property Insurance Centre

JANUARY 30, 2024

This includes providing details about any unoccupied flats, as they may pose higher risks due to increased vulnerability to theft, vandalism, or damage. For example, unoccupied flats are considered to be higher risk, as they may be more susceptible to certain perils such as vandalism or theft.

Insurer 52

Insurer Insured Insurance Building 52