Insurance Journal

FEBRUARY 14, 2025

Premium renewal rates increased year over year for all major commercial lines, except workers’ compensation, according to the January 2025 results of the Ivans Index. Month over month, commercial auto, business owners policy (BOP), and commercial property experienced decreases in …

Commercial 147

Commercial Workers Comp Business Owners Policy Commercial Property 147

Insurance Journal

AUGUST 26, 2024

30 to compete a data call relating to property and casualty homeowners’ insurance policies and commercial lines property policies during the 2024 hurricane season. Insurers in Louisiana have until Friday, Aug. Louisiana Insurance Commissioner Tim Temple issued Directive 224 to …

Commercial 278

Commercial Insurance Policy Policy Insurer 278

Insurance Journal

JULY 16, 2024

Two recent reports reflect trends in Florida’s property insurance market, including the continued growth of surplus lines’ business and an uptick last year in litigation costs for carriers. The Florida Surplus Lines Service Office reported this week that the admitted …

Commercial 290

Commercial Property Insurance Insurer Insurance 290

Insurance Journal

DECEMBER 22, 2024

Two Kentucky Supreme Court rulings handed down last week emphasize how important it can be to have clearly worded insurance policies, including exclusions and excess and escape clauses, particularly in high-dollar commercial coverage. In Motorists Mutual Insurance Co. vs. First …

Commercial 264

Commercial Insurance Policy Policy Insurer 264

Central Insurance

JULY 30, 2024

Furniture store insurance is a handful of policies designed to protect your business. Learn the right policies to protect your physical assets and ensure your operations can quickly recover after disruptions.

Protection 211

Protection Policy Insurer Insurance 211

Property Insurance Coverage Law

MARCH 13, 2025

1 At … The post Clear Language Wins the Day: Court Rules Ambiguity Favors Policyholders appeared first on Property Insurance Coverage Law Blog.

Policyholder 100

Policyholder Commercial Insurance Commercial Property Insurance 100

Property Insurance Centre

FEBRUARY 10, 2025

What Perils Are Covered by Commercial Property Insurance? Commercial property insurance is essential for businesses to protect their assets from unforeseen events. But what exactly does commercial property insurance cover? ” If a peril is explicitly listed in the policy, the insurer will cover the damage it causes.

Commercial Property 52

Commercial Property Property Insurance Commercial Boiler and Machinery 52

Central Insurance

FEBRUARY 20, 2025

The post What Vacant Land Insurance Policies Should I Invest In? Discover key coverage options, risks, and best practices for landowners. appeared first on Central Insurance Blog.

Insurance Policy 200

Insurance Policy Policy Insurer Insurance 200

Insurance Journal

OCTOBER 16, 2024

The Pennsylvania Supreme Court has let stand a state appeals court ruling that tackled for the first time what is meant by “your computers” under electronic data coverage in a commercial property policy. The case involves claims by Bible video …

Commercial Property 274

Commercial Property Claim Commercial Policy 274

Insurance Journal

NOVEMBER 26, 2024

A commercial general liability policy with a pollution exclusion does not protect a Virginia homeowners association from lawsuits filed by swimmers alleging they were injured by chemicals discharged into the community pool. That is the argument made by Philadelphia Indemnity …

Commercial General Liability 246

Commercial General Liability General Liability Injury Commercial 246

Central Insurance

FEBRUARY 24, 2025

This article will explore key insights from Jason McConkey, Director of Transportation Underwriting at […] The post Cargo Insurance: The Five Policies You Need to Protect Your Fleet appeared first on Central Insurance Blog.

Protection 208

Protection Policy Financial Loss Damage 208

Insurance Journal

SEPTEMBER 25, 2024

Sompo, the Bermuda-based provider of commercial and consumer property/casualty insurance and reinsurance, announced the launch of a new national marine insurance proposition for the United Kingdom. Sompo’s Marine Cargo UK policy and its Transport & Logistics propositions are both designed …

Marine 264

Marine Casualty Insurance Commercial Insurer 264

The Property Insurance Law Observer

MARCH 20, 2025

Consequently, the plaintiff was not entitled to indemnity for damage to the property it purported to insure under a commercial property insurance policy. [1] Consequently, the plaintiff was not entitled to indemnity for damage to the property it purported to insure under a commercial property insurance policy. [1]

Property Damage 130

Property Damage Damage Insurer Insurance 130

Insurance Journal

JANUARY 17, 2025

Rural Mutual Insurance Company and Badger Mutual Insurance Company, with a combined 227 years of providing farm, commercial, and personal policies, have finalized their affiliation agreement based on regulatory approval from the Wisconsin Office of the Commissioner of Insurance (OCI) …

Commercial 246

Commercial Insurance Companies Policy Insurer 246

Insurance Journal

JANUARY 23, 2025

Catastrophe modeler KCC said insured loss from privately insured and California FAIR plan policies to residential, commercial and industrial properties, and autos from the Palisades and Eaton Fires will be close to $28 billion. That’s in line with estimates issued …

Commercial 244

Commercial Policy Insurer Insurance 244

Central Insurance

AUGUST 21, 2024

Explore key policies like general liability, property, and professional liability insurance, ensuring full coverage for your business. The post Business Insurance for LLCs: What Policies Do You Need for Full Coverage? Learn why business insurance for LLCs is essential to protect your assets and operations.

Business Insurance 182

Business Insurance Policy Professional Liability Insurance General Liability 182

Central Insurance

JULY 20, 2024

The post HVAC Insurance: Five Policies for Your Business appeared first on Central Insurance Blog. In this article, we explore a few of the common HVAC risks and the types of insurance coverage you need to protect your business, employees, and livelihood.

Policy 162

Policy Liability Insurer Insurance 162

Insurance Journal

NOVEMBER 3, 2024

According to insurance industry ratings firm AM Best, the policy counts of personal and commercial property Fair Access … State-sponsored residual property markets have seen in influx of risks come in since 2018, with some states growing by more than 200%.

Policy 130

Policy Commercial Property Commercial Insurance Industry 130

Insurance Journal

MARCH 20, 2025

A new report identifying commercial litigation waves likely to pick up steam in 2025 highlights one particular theme that could further lengthen the tail of general liability claims for insurers writing policies for contractors and builders. The 2025 “Commercial Litigation …

General Liability 147

General Liability Commercial Liability Insurer 147

Central Insurance

FEBRUARY 18, 2025

Discover key policies to protect your property and board members from financial risks. The post Condominium Insurance: The Policies You Need When Purchasing Property appeared first on Central Insurance Blog. Learn why condominium insurance is essential for condo associations.

Policy 130

Policy Insurer Insurance Insured 130

Property Insurance Coverage Law

SEPTEMBER 10, 2024

Resolving disputes through appraisal or arbitration may be, but is certainly not always, less costly and efficient.

Business Interruption 203

Business Interruption Commercial Property Insurance Policy 203

Property Insurance Coverage Law

SEPTEMBER 4, 2024

Yesterday’s post about a Michigan coverage case, Order and Bind Insurance Before the Loss—Commercial Policy Covers Water Damage Under Drain Backup Endorsement, noted that there was also an issue with insurance agent negligence. The duties of an insurance agent to the policyholder will differ depending on state law.

Policyholder 203

Policyholder Insurance Agents Insurance Agent Agents 203

Central Insurance

JULY 12, 2024

Learn about essential masonry insurance policies to protect your business from risks and ensure its long-term success. The post Masonry Insurance: Seven Policies You Need to Protect Your Business appeared first on Central Insurance Blog.

Protection 130

Protection Policy Insurance Policy Insurer 130

Central Insurance

FEBRUARY 12, 2025

Learn about policies to safeguard your assets, liability, and operations. The post Truck Repair Insurance: What Policies Does My Repair Business Need? Protect your business with the right truck repair insurance. appeared first on Central Insurance Blog.

Policy 130

Policy Liability Insurer Insurance 130

Central Insurance

AUGUST 2, 2024

The post Flooring Installer Insurance: What Policies Do I Need? Explore comprehensive insights on flooring installer insurance, including coverage options, benefits, and expert tips. Learn how to protect your business and ensure peace of mind in the flooring industry. appeared first on Central Insurance Blog.

Policy 130

Policy Insurer Insurance Insured 130

Central Insurance

OCTOBER 8, 2024

Discover the key policies you need for comprehensive pet groomer's insurance. The post Pet Grooming Insurance: The 5 Policies You Need for Your Business appeared first on Central Insurance Blog.

Policy 130

Policy Insurer Insurance Insured 130

Central Insurance

DECEMBER 23, 2024

Six must-have tow truck insurance policies to protect your fleet, manage risk, and safeguard your business. The post Tow Truck Insurance: The Six Policies You Need for Your Business appeared first on Central Insurance Blog.

Policy 130

Policy Insurance Policy Insurer Insurance 130

Central Insurance

OCTOBER 28, 2024

Learn more about the key pool contractor insurance policies, from liability to Workers' Comp, to protect against risks and ensure business success. The post Pool Contractor Insurance: The Five Policies You Need for Your Business appeared first on Central Insurance Blog.

Workers Comp 130

Workers Comp Policy Liability Insurance Policy 130

Central Insurance

NOVEMBER 19, 2024

Discover key policies to safeguard your assets, employees, and customers from risks. The post Pet Store Insurance: The 5 Policies You Need for Your Business appeared first on Central Insurance Blog. Learn why pet store insurance is essential for protecting your business.

Policy 130

Policy Insurer Insurance Insured 130

Central Insurance

NOVEMBER 22, 2024

The post What Food Trailer Insurance Policies Best Protect Against Risks appeared first on Central Insurance Blog. Protect your business from fire, liability, and equipment risks with tailored food trailer insurance. Stay secure and focus on serving your customers.

Insurance Policy 130

Insurance Policy Protection Policy Risk 130

Central Insurance

JUNE 27, 2024

Read our blog to learn five policies you need for painting business insurance. The post Painting Insurance: Five Policies You Need to Protect Your Painting Company appeared first on Central Insurance Blog.

Policy 130

Policy Protection Worker Injury Injury 130

Paragon Independent Insurance Agencies

FEBRUARY 28, 2025

At Paragon Independent Insurance Agency, we provide businesses in the greater Plano, TX area with various commercial insurance products. So, how do you determine which commercial insurance products will best protect your business? The post How Do You Know What Commercial Insurance Products Your Business May Benefit From?

Commercial Insurance 40

Commercial Insurance Commercial General Liability Insurance Agency 40

Central Insurance

NOVEMBER 13, 2024

The post Snow Removal Insurance: The Five Policies You Need for Your Business appeared first on Central Insurance Blog. Protect your snow removal business with the right insurance. Learn about the five essential coverage options.

Policy 130

Policy Insurer Insurance Insured 130

Mark Jackson Insurance Agency

MARCH 19, 2025

Brick commercial office building by Binyamin Mellish Expanding your business to a new location is an exciting step toward growth, but it also introduces new risks. From property protection to liability coverage, ensuring your business insurance policies align with your expansion is critical. Ensure your insurance policy is up-to-date.

Workers Compensation 52

Workers Compensation Liability Property Damage Inland Marine Insurance 52

Protect Commercial Insurance

OCTOBER 11, 2024

Introduction Climate change isn’t just an environmental buzzword; it’s rapidly becoming a pivotal factor in the world of insurance, especially for commercial properties. As we face more frequent and intense extreme weather events, insurers are re-evaluating their policies to better manage these growing risks.

Commercial Property 52

Commercial Property Commercial Insurance Policy Policy 52

Insurance Journal

NOVEMBER 19, 2024

Insurance carriers may want to examine policy language – and what information they request from insureds – after the U.S. Supreme Court let stand a lower court’s ruling which could force Argo Group to cover claims that a wood-treating company …

Insurance Carrier 246

Insurance Carrier Claim Policy Insurer 246

Property Insurance Coverage Law

NOVEMBER 24, 2024

Insurance policies that provide broad coverage across multiple items or locations can be a policyholder’s best friend. A recent federal court decision in Louisiana 1 highlights the complexities in determining whether a policy provides blanket or scheduled coverage – a distinction that can significantly impact claim payments.

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Policy Policyholder Property Insurance Damage 100