Compensation - Insurance Industry Brief

He Saved the Chocolates But Lost His Workers’ Compensation Insurance

Insurance Journal

DECEMBER 31, 2024

An employee who was injured when rescuing chocolate candies from the heat in his employer-owned delivery truck is not due workers’ compensation benefits. The Virginia Workers’ Compensation Commission (WCC) upheld a deputy commissioner’s denial of benefits, agreeing that Ronald Mark …

Workers Compensation Insurance

Workers Compensation Insurance Workers Compensation Compensation Insurance

Understanding Classification Rules in Workers’ Compensation

AMAXX

FEBRUARY 18, 2025

When it comes to managing workers’ compensation, understanding classification rules is fundamental. The higher the risk, the higher the workers compensation premium for that classification. Be Proactive About Audits : Workers compensation audits are a routine part of ensuring that businesses are accurately classified.

Workers Compensation

Workers Compensation Compensation Workers Comp Premium

New Jersey Raises Workers’ Compensation Attorney Fee Cap to 25%

Insurance Journal

AUGUST 26, 2024

New Jersey has raised the cap on fees for attorneys handling workers’ compensation cases from 20% to 25% of settlements. The primary sponsors of S2822/A3986 were Senator Joseph Lagana and Assemblymen Anthony Verrelli and Robert Karabinchak. The measure passed the …

Workers Compensation

Workers Compensation Compensation

Delaware’s Workers’ Compensation Claims Cost Grew 3% a Year: WCRI

Insurance Journal

OCTOBER 1, 2024

The average cost of workers’ compensation claims in Delaware, for cases with more than seven days of lost work, went up by 3% per year between 2019 and 2022, according to a new study from the Workers Compensation Research Institute …

Workers Compensation

Workers Compensation Compensation Claim

Delta Air Lines to Seek Compensation Over Cyber Outage: Report

Insurance Journal

JULY 30, 2024

Delta Air Lines has hired a law firm and will seek compensation from Microsoft and CrowdStrike over a global cyber outage earlier this month that disrupted flights around the world, CNBC reported on Monday. The Atlanta-based airline has been the …

Cyber

Cyber Compensation Business Interruption Commercial

New York Expands Workers’ Compensation For Mental Health to All Workers

Insurance Journal

DECEMBER 9, 2024

New York Governor Kathy Hochul has signed legislation to expand workers’ compensation benefits to people who are facing job-related mental health crises. The new law, which goes into effect January 1, 2025, allows any worker to file for workers’ compensation …

Workers Compensation

Workers Compensation Compensation

Injured While ‘Simply Walking’ Not Covered by Workers’ Compensation

Insurance Journal

JANUARY 8, 2025

Not all accidents are compensable merely because they happen at work, the Virginia Workers’ Compensation Commission (WCC) reminded in denying workers’ compensation benefits to a school bus driver for an injury that happened while he was simply walking from his …

Workers Compensation

Workers Compensation Compensation Injury

Former Postal Worker Sentenced to Probation for Workers’ Compensation Fraud

Insurance Journal

JULY 21, 2024

Postal Service employee in Delaware who defrauded taxpayers of almost $100,000 in workers’ compensation benefits has been sentenced to probation. Lakisha Hines was sentenced Thursday after pleading guilty in March to one count of federal employee compensation …

Workers Compensation

Workers Compensation Compensation

Florida OIR Approves 1% Average Workers’ Compensation Rate Decrease

Insurance Journal

NOVEMBER 18, 2024

Florida employers will soon see the smallest decrease in workers’ compensation rates in years – just a 1% reduction from current overall rates in the voluntary market. The Florida Office of Insurance Regulation announced Monday that the insurance commissioner had …

Workers Compensation

Workers Compensation Compensation Insured Insurance

Delaware Workers’ Compensation Rates to Drop 8.4% and 9.2%

Insurance Journal

OCTOBER 14, 2024

Delaware Insurance Commissioner Trinidad Navarro announced that workers’ compensation insurance rates will decrease for the eighth year in a row, effective December 1. The voluntary market is expected to decrease average loss costs by 8.4%, and the residual market will …

Workers Compensation

Workers Compensation Compensation Insured Insurance

New York Reduces Workers’ Compensation Assessment Rate for 2025

Insurance Journal

OCTOBER 31, 2024

New York employers will pay 22% less in the annual assessment to run the state’s workers’ compensation system in 2025. The rate assessed on standard premiums will be 7.1% beginning January 1, 2025, down from 9.2% The Hochul …

Workers Compensation

Workers Compensation Compensation Premium

New Jersey Workers’ Compensation Rates to Drop 3.9% for 2025

Insurance Journal

OCTOBER 30, 2024

statewide average decrease in rates for workers’ compensation and employers’ liability insurance. New Jersey Commissioner of Banking and Insurance Justin Zimmerman has approved a 6.9% The new rates will apply to new and renewal policies effective January 1, 2025. The …

Workers Compensation

Workers Compensation Compensation Liability Insurance Liability

New Jersey Workers’ Compensation Rates to Drop 3.9% for 2025

Insurance Journal

OCTOBER 29, 2024

statewide average decrease in rates for workers’ compensation and employers’ liability insurance. New Jersey Commissioner of Banking and Insurance Justin Zimmerman has approved a 6.9% The new rates will apply to new and renewal policies effective January 1, 2025. The …

Workers Compensation

Workers Compensation Compensation Liability Insurance Liability

Amazon Worker Injured Due to Repetitive Tasks Loses Workers’ Compensation Bid

Insurance Journal

JULY 16, 2024

An Amazon distribution center worker in Virginia whose job entailed repetitive lifting and stowing of items every day and who suffered rotator cuff tears has been denied workers’ compensation benefits because she failed to prove her injury resulted from an …

Workers Compensation

Workers Compensation Compensation Injury

Delaware Workers’ Compensation Rates to Drop 8.4% and 9.2%

Insurance Journal

NOVEMBER 17, 2024

Delaware Insurance Commissioner Trinidad Navarro announced that workers’ compensation insurance rates will decrease for the eighth year in a row, effective December 1. The voluntary market is expected to decrease average loss costs by 8.4%, and the residual market will …

Workers Compensation

Workers Compensation Compensation Insured Insurance

School Employee Kicked 25 Times in 11 Days Denied Workers Compensation

Insurance Journal

JANUARY 16, 2025

A Virginia student assistant who suffered injuries in both knees after being kicked 25 times over a period of 11 days is not entitled to workers’ compensation benefits. The Virginia Workers’ Compensation Commission (WCC) upheld a deputy commissioner’s denial of …

Workers Compensation

Workers Compensation Compensation Injury Liability

Connecticut Approves 6% Workers’ Compensation Rate Decrease for 2025

Insurance Journal

NOVEMBER 21, 2024

The trend of decreasing rates in Connecticut workers’ compensation insurance will continue as the state’s insurance regulator has approved an industry proposed 6% rate decrease beginning January 1, 2025. The now-approved rate filing submitted by the industry’s National Council on …

Workers Compensation

Workers Compensation Compensation Insured Insurance

Student-on-Employee Workers’ Compensation Assault Claims Drop: Gallagher Basset

Insurance Journal

AUGUST 8, 2024

The number of workers’ compensation claims for student-on-school-employee assault dropped significantly during the 2023-24 school year, according to data from Gallagher Basset. This change comes after two years of increasing claims following the 2020-21 school year. Citing client numbers covering …

Workers Compensation

Workers Compensation Compensation Claim Risk

New Hampshire Approves 5.6% Workers’ Compensation Loss Cost Decrease for 2025

Insurance Journal

SEPTEMBER 5, 2024

The New Hampshire Insurance Department (NHID) reports that it has approved a workers’ compensation rate proposal that will reduce voluntary loss costs by 5.6% on average. The new lower rates will apply to voluntary market policies effective on or after …

Workers Compensation

Workers Compensation Compensation Policy Insurance

Court Must Decide If Child Victims Act Revives Old Workers’ Compensation Claims

Insurance Journal

JULY 30, 2024

Did New York lawmakers intend the Child Victims Act (CVA) that revived old claims of sexual abuse to apply to claims by employees that would previously have been handled by the workers’ compensation system? It’s the responsibility of the state’s …

Workers Compensation

Workers Compensation Compensation Claim

Virginia Approves 12% Loss Cost Decrease for Workers’ Compensation

Insurance Journal

DECEMBER 12, 2024

loss cost decrease in the workers’ compensation voluntary market along with rate decreases in the assigned risk market, effective April 1, 2025. Virginia has approved a 12.0% The State Corporation Commission (SCC) approved the proposed voluntary loss costs, along with …

Workers Compensation

Workers Compensation Compensation Risk Insurance

Court Nixes Workers’ Compensation for ‘Light Beer’ Drinking UPS Driver

Insurance Journal

DECEMBER 11, 2024

A United Parcel Service (UPS) driver who was intoxicated when he crashed his semi-trailer delivery truck has been denied workers’ compensation benefits. Delaware Superior Court Judge Kathleen Vavala last week reversed a state Industrial Accident Board (IAB) ruling that Timothy …

Workers Compensation

Workers Compensation Compensation

Brazil Seals $30 Billion Compensation Deal With BHP, Vale Over 2015 Dam Collapse

Insurance Journal

OCTOBER 28, 2024

billion) compensation agreement with miners BHP, Vale, and Samarco for the Mariana dam collapse in 2015, one of the country’s worst environmental disasters. Brazil on Friday signed a 170 billion reais ($29.85 The collapse of the dam at the iron …

Compensation

Compensation Liability

US Workers More Glum on Compensation and Work Prospects, New York Fed Says

Insurance Journal

AUGUST 19, 2024

workers are growing more sour with their employment compensation, according to a survey released on Monday by the New York Federal Reserve. In its Survey of Consumer Expectations Labor Market Survey for July, the regional Fed bank said that …

Compensation

How Fear Impacts Workers’ Compensation Claims (and What to Do About It)

AMAXX

MARCH 4, 2025

By understanding the role fear plays in workers compensation claims, employers can implement strategies to foster trust, improve outcomes, and reduce costs. The Link Between Fear and Litigation Studies have consistently identified fear as a major driver of workers compensation litigation.

Workers Compensation

Workers Compensation Compensation Claim Workers Comp

The Role of Evidence-Based Medicine in Transforming Workers’ Compensation

AMAXX

JANUARY 20, 2025

In the intricate landscape of workers’ compensation, the pursuit of optimal outcomes for injured workers is paramount. In the context of workers’ compensation, EBM seeks to streamline care pathways and promote recovery by basing treatment plans on standardized guidelines and peer-reviewed evidence.

Workers Compensation

Workers Compensation Compensation Workers Comp Injury

Navigating Hard-to-Place Workers’ Compensation: A Path Forward for High-Risk Businesses

Insurance Journal

JULY 16, 2024

Frank Fasano, Director of Sales at ToughComp, a PCF business, shares insight from his years of experience working within industries that experience challenges finding affordable workers’ compensation policies.

Workers Compensation

Workers Compensation Compensation Risk Policy

Mistake: Accepting Every Workers’ Compensation Claim

AMAXX

MARCH 18, 2025

Many companies operate under an unwritten rule: accept every workers compensation claim, no questions asked. A well-managed workers compensation program should pay 100% of legitimate claimsand 0% of the claims that arent. Fight Fraud and Exaggerated Claims Workplace injury fraud is a significant cost driver in workers compensation.

Workers Compensation

Workers Compensation Compensation Claim Workers Comp

Employee Whiffs on Workers Compensation Claim for TopGolf Injury

Insurance Journal

MARCH 18, 2025

An employee who claims he injured his knee while swinging a club during an employer-sponsored TopGolf event has failed to qualify for workers’ compensation benefits. The Virginia Workers’ Compensation Commission (VWCC) recently upheld the denial of benefits for the injured …

Workers Compensation

Workers Compensation Compensation Injury Claim

Michigan Court: Businesses Can’t Get State Compensation Over Pandemic Closures

Insurance Journal

SEPTEMBER 3, 2024

DETROIT (AP) — The Michigan Supreme Court on Friday shut the door on businesses seeking to be paid by the state for restrictions that harmed sales during the COVID-19 pandemic. The court, in a pair of 5-2 orders, let stand …

Compensation

County Trash Collector’s Workers’ Compensation Claim Thrown Out

Insurance Journal

FEBRUARY 20, 2025

When the garbage truck stopped, the worker stepped down from the metal step on the back of the truck to run and retrieve a trash can. When his feet hit the ground, he heard a pop in his leg, felt …

Workers Compensation

Workers Compensation Compensation Claim Liability

Birth Injury Compensation Fund Executive Gets 9 Years for Embezzling $6.7 Million

Insurance Journal

MARCH 6, 2025

A Providence Forge, Virginia man has been sentenced to nine years in prison for embezzling funds from his former employer, the Virginia Birth-Related Neurological Injury Compensation Program. According to court documents, John Hunter Raines was the chief financial officer and …

Injury

Injury Compensation Claim Insurance

Why Shouldn’t Insurance Executives Disclose Their Pay?

Property Insurance Coverage Law

FEBRUARY 20, 2025

The legislation would require a report detailing the compensation of executives, including salaries, stock options, bonuses, stock buybacks, and other taxable payments. It also demands transparency … The post Why Shouldn’t Insurance Executives Disclose Their Pay?

Compensation

Compensation Property Insurance Insurance Insurer

Construction Firm Owner Sentenced for Tax, Mail and Workers Compensation Fraud

Insurance Journal

JANUARY 14, 2025

A Hopkinton man was sentenced on Jan. 10, 2025 in federal court in Boston for defrauding the Internal Revenue Service (IRS) and Travelers Insurance Co. over wages he paid to employees of his two construction companies. According to U.S. Attorney …

Workers Compensation

Workers Compensation Compensation Insurance Insurer

Washington Dairy Worker Charged in $122K Workers’ Comp Scam

Insurance Journal

MARCH 20, 2025

A Washington farmhand faces felony charges for reportedly stealing more than $122,000 workers’ compensation benefits. Efrain Alatorre Camarena was charged with felony theft for allegedly collecting workers comp payments while discreetly working at another dairy farm. A Washington State Department …

Workers Comp

Workers Comp Theft Compensation Workers Compensation

What is Evidence-Based Medicine in Workers’ Compensation

AMAXX

FEBRUARY 24, 2025

Evidence-Based Medicine (EBM) plays a critical role in workers compensation, guiding both medical professionals and non-medical stakeholders in making informed decisions about injury treatment, recovery time, and return-to-work strategies. You should consult with your insurance broker, attorney, or qualified professional.

Workers Compensation

Workers Compensation Compensation Workers Comp Injury

Why Shouldn’t Insurance Executives Disclose Their Pay?

Property Insurance Coverage Law

FEBRUARY 20, 2025

The legislation would require a report detailing the compensation of executives, including salaries, stock options, bonuses, stock buybacks, and other taxable payments. It also demands transparency … The post Why Shouldn’t Insurance Executives Disclose Their Pay?

Compensation

Compensation Property Insurance Insurance Insurer

People Moves: West Named Oregon Workers’ Compensation Division Administrator

Insurance Journal

FEBRUARY 19, 2025

The Oregon Department of Consumer and Business Services appointed Matt West as administrator of the Workers’ Compensation Division. He began with the Workers’ Compensation Division in 2003 … West has more than 19 years of experience in the workers’ comp industry.

Workers Compensation

Workers Compensation Compensation

Blog Post: California Workers’ Compensation Discovery: 10 Frequently Asked Questions

LexisNexis

FEBRUARY 28, 2025

Rassp, Presiding Judge, Los Angeles WCAB Disclaimer: The material and any opinions contained in this article are solely those of the authors and are not the opinions of the Department of Industrial Relations, Division of Workers Compensation, or the WCAB, or any other entity or individual. Below you will find 10 of them as a sneak preview.

Workers Compensation

Workers Compensation Compensation Claim Injury

Workers Compensation Insurance Rates By State In 2025!

Simply Insurance

MARCH 17, 2025

Workers' compensation insurance rates vary by state due to location, industry risks, and policy coverage. The Hartford is a top choice for workers' compensation insurance due to its competitive pricing and comprehensive coverage. The national average cost is approximately $1,128 per year.

Workers Compensation Insurance

Workers Compensation Insurance Workers Compensation Compensation Insurance

AM Best Assigns Ratings to New York Healthcare Workers’ Compensation Carrier

Insurance Journal

NOVEMBER 19, 2024

AM Best has assigned a Financial Strength Rating of A- (Excellent) and Long-Term Issuer Credit Rating of “a-” (Excellent) to Standard and Preferred Insurance Co. of Kew Gardens, New York. The outlook assigned to these ratings is stable. AM Best …

Workers Compensation

Workers Compensation Compensation Insurance Insurer

Executive Stole $4.8 Million From Compensation Program for Children Injured at Birth

Insurance Journal

OCTOBER 9, 2024

A Virginia man pled guilty to embezzling funds from his former employer, a fund that provides financial assistance to families of infants who suffer from brain or spinal cord injuries, reports the U.S. Attorney for Eastern Virginia. According to court …

Compensation

Compensation Injury

UK’s Aviva Conspired to Dodge India Compensation and Tax Rules, Agency Says

Insurance Journal

AUGUST 30, 2024

An Indian tax agency has found that British insurer Aviva breached local regulations capping commissions to sales agents with a system of fake invoices and clandestine cash payments, according to a notice seen by Reuters. In an attempt to grow …

Compensation

Compensation Agents Insurance Insurer

Brazil to Sign Compensation Deal With Miners Over 2015 Dam Disaster on Friday

Insurance Journal

OCTOBER 24, 2024

Brazilian authorities will sign on Friday a long-awaited reparation deal with miners Vale, BHP and Samarco over the 2015 Mariana dam collapse, the country’s presidential office said on Wednesday. The agreement will be signed in a ceremony attended by President …

Compensation

Compensation Liability

He Saved the Chocolates But Lost His Workers’ Compensation Insurance

Understanding Classification Rules in Workers’ Compensation

Trending Sources

New Jersey Raises Workers’ Compensation Attorney Fee Cap to 25%

Delaware’s Workers’ Compensation Claims Cost Grew 3% a Year: WCRI

Delta Air Lines to Seek Compensation Over Cyber Outage: Report

New York Expands Workers’ Compensation For Mental Health to All Workers

Injured While ‘Simply Walking’ Not Covered by Workers’ Compensation

Former Postal Worker Sentenced to Probation for Workers’ Compensation Fraud

Florida OIR Approves 1% Average Workers’ Compensation Rate Decrease

Delaware Workers’ Compensation Rates to Drop 8.4% and 9.2%

New York Reduces Workers’ Compensation Assessment Rate for 2025

New Jersey Workers’ Compensation Rates to Drop 3.9% for 2025

New Jersey Workers’ Compensation Rates to Drop 3.9% for 2025

Amazon Worker Injured Due to Repetitive Tasks Loses Workers’ Compensation Bid

Delaware Workers’ Compensation Rates to Drop 8.4% and 9.2%

School Employee Kicked 25 Times in 11 Days Denied Workers Compensation

Connecticut Approves 6% Workers’ Compensation Rate Decrease for 2025

Student-on-Employee Workers’ Compensation Assault Claims Drop: Gallagher Basset

New Hampshire Approves 5.6% Workers’ Compensation Loss Cost Decrease for 2025

Court Must Decide If Child Victims Act Revives Old Workers’ Compensation Claims

Virginia Approves 12% Loss Cost Decrease for Workers’ Compensation

Court Nixes Workers’ Compensation for ‘Light Beer’ Drinking UPS Driver

Brazil Seals $30 Billion Compensation Deal With BHP, Vale Over 2015 Dam Collapse

US Workers More Glum on Compensation and Work Prospects, New York Fed Says

How Fear Impacts Workers’ Compensation Claims (and What to Do About It)

The Role of Evidence-Based Medicine in Transforming Workers’ Compensation

Navigating Hard-to-Place Workers’ Compensation: A Path Forward for High-Risk Businesses

Mistake: Accepting Every Workers’ Compensation Claim

Employee Whiffs on Workers Compensation Claim for TopGolf Injury

Michigan Court: Businesses Can’t Get State Compensation Over Pandemic Closures

County Trash Collector’s Workers’ Compensation Claim Thrown Out

Birth Injury Compensation Fund Executive Gets 9 Years for Embezzling $6.7 Million

Why Shouldn’t Insurance Executives Disclose Their Pay?

Construction Firm Owner Sentenced for Tax, Mail and Workers Compensation Fraud

Washington Dairy Worker Charged in $122K Workers’ Comp Scam

What is Evidence-Based Medicine in Workers’ Compensation

Why Shouldn’t Insurance Executives Disclose Their Pay?

People Moves: West Named Oregon Workers’ Compensation Division Administrator

Blog Post: California Workers’ Compensation Discovery: 10 Frequently Asked Questions

Workers Compensation Insurance Rates By State In 2025!

AM Best Assigns Ratings to New York Healthcare Workers’ Compensation Carrier

Executive Stole $4.8 Million From Compensation Program for Children Injured at Birth

UK’s Aviva Conspired to Dodge India Compensation and Tax Rules, Agency Says

Brazil to Sign Compensation Deal With Miners Over 2015 Dam Disaster on Friday

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