Distinguished

FEBRUARY 24, 2025

Whether it is a major fire or foodborne illnesses , restaurants in Charlotte and North Carolina need comprehensive insurance coverage to help them financially recover from unexpected and financially devastating events. General liability insurance: Coverage for legal claims related to customer injuries or property damage.

Liability 52

Liability Liability Insurance Insurance Insured 52

Distinguished

MARCH 20, 2025

Apartment buildings present unique insurance challenges because of their dense living arrangements, high occupancy turnover, and shared spaces. These incidents can lead to lawsuits costing thousands of dollars in legal fees, not to mention potential damages if your client is found liable.

Building 52

Building Protection Damage Liability 52

Property Insurance Centre

FEBRUARY 24, 2025

How a Liability Claim Can Ruin Your Business And How to Protect Yourself No matter how well you run your business, a single liability claim can have devastating consequences. From financial losses to reputational damage, legal battles, and even the risk of shutting down, the impact can be severe.

Liability 52

Liability Protection Claim Property Insurance 52

Jackson & Jackson

NOVEMBER 16, 2024

Here are the top 6 insurance policies every IT business in California should have to safeguard their operations. Professional Liability Insurance (Errors & Omissions Insurance) For IT consultants, developers, or tech startups, mistakes can happen. One oversight could lead to costly lawsuits.

Insurance Policy 52

Insurance Policy Policy General Liability Workers Compensation Insurance 52

Paragon Independent Insurance Agencies

NOVEMBER 15, 2024

Here in Plano, TX, Paragon Independent Insurance Agency aims to simplify this process by breaking down essential terms you need to know to protect your business effectively. Understanding General Liability Insurance General liability insurance is a must-have for any business.

Business Insurance 40

Business Insurance Business Interruption Professional Liability Insurance General Liability 40

Freeway Insurance

JANUARY 3, 2025

Underinsured drivers : About 6% of California drivers are currently underinsured, meaning their coverage levels are not high enough to fully compensate other drivers and their passengers and property in the event of an at-fault accident. One of the primary reasons for the 2025 California car insurance increase is legislative.

Auto Insurance 98

Auto Insurance Premium Liability Insurance 98

Protect Commercial Insurance

NOVEMBER 15, 2024

There are several types that cater to different aspects of a business: – Property Insurance : This covers physical assets like buildings, equipment, and inventory against damages. – Liability Insurance : Protects businesses against claims of negligence or harm caused by their products or services.

Commercial Insurance 52

Commercial Insurance Commercial Protection Business Interruption 52

Mark Jackson Insurance Agency

NOVEMBER 22, 2024

While your business may only operate for part of the year, risks like property damage, liability claims, or equipment theft don’t follow a calendar. Having the right insurance policies in place ensures your business is protected even during the offseason. Insurance needs evolve as your business grows.

Business Interruption 52

Business Interruption Theft Liability Insurance 52

Cover4LetProperty

DECEMBER 1, 2023

Landlord insurance: Offers liability protection for landlords, covering legal expenses and compensation if a tenant or visitor is injured on the property. Tenant-related issues Home insurance: Typically does not address issues related to tenants, as it is not designed for rental situations.

Home Insurance 52

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Property Insurance Centre

MAY 20, 2024

This could mean that if the property is insured for 50% of its correct rebuilding cost, the insurer only pays 50% of the claimed amount. damage caused by a leak). The clause or condition of the block of flats insurance policy may vary between insurers. This can apply to a total loss (e.g. cleaner or gardener).

Building 52

Building Liability Insurance Insured 52

Protect Commercial Insurance

OCTOBER 25, 2024

Familiarising yourself with the various types can help you craft the most effective insurance package: – General Liability Insurance : Covers third-party bodily injury, property damage, and advertising injuries. – Property Insurance : Protects physical assets from perils like fire, theft, and vandalism.

Business Insurance 52

Business Insurance Liability Insurance Liability Policy 52

Protect Commercial Insurance

NOVEMBER 1, 2024

Its primary purpose is to protect landlords from financial loss stemming from tenant-related incidents, property damage, and other rental-specific risks. By having landlord insurance, property owners can safeguard their investment and ensure a steady stream of rental income, even in the face of unexpected occurrences.

Home Insurance 52

Home Insurance Out-Of-Pocket Insurance Insured 52

Property Insurance Centre

JANUARY 4, 2024

Weather Conditions and Natural Disasters Since 1980, there have been 360 weather- and climate-related natural catastrophes , resulting in damages and costs of over $2.57 Unpredictable weather events and the rise in natural catastrophes pose significant challenges for the property insurance industry.

Property Insurance 52

Property Insurance Commercial Property Liability Insurance 52

Cover4LetProperty

OCTOBER 1, 2024

While landlord insurance typically isn’t a legal requirement, if you have a mortgage on the property, then in most cases you will be legally obliged to ensure you have (at the very least) adequate landlords buildings insurance to protect both you and your mortgage provider’s financial interests in the property.

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Insurance Insured Insurer Injury 60

TGS

JANUARY 6, 2025

Why Are the Minimum Limits Increasing?

Auto Insurance 52

Auto Insurance Insurance Insured Insurer 52

Cover4LetProperty

JANUARY 21, 2023

Those differences help to explain why landlords cannot simply use one of the very many standard home insurance policies on the market to protect the bricks and mortar and the contents of residential property which is currently let to tenants.

Insurance 52

Insurance Insured Insurer Damage 52

ProWriters

APRIL 3, 2024

E&O is a subset of Professional Liability Insurance. E&O typically covers claims related to professional services resulting in financial harm to a client, while Professional Liability covers a wider range of claims, such as bodily injury or property damage.

Liability 52

Liability Cyber Claim Policy 52

Protect Commercial Insurance

NOVEMBER 8, 2024

Understanding Commercial Insurance Commercial insurance is an essential part of safeguarding your business against unforeseen events that could lead to financial loss. It provides protection against a plethora of risks, including property damage, liability claims, theft, and even employee injuries.

Commercial Insurance 52

Commercial Insurance Commercial Premium Deductible 52

Jackson & Jackson

MAY 23, 2024

Understanding Small Business Insurance in California The Basics of Business Insurance Before diving into the world of insurance savings, it’s crucial to understand the basics of business insurance. Small business insurance covers property damage, liability claims, and employee-related risks.

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Small Business Insurance Business Insurance Insurance Insured 52

Property Insurance Centre

MARCH 19, 2024

Insurance guides provide clear explanations of the rights and responsibilities individuals have throughout the claims process, ensuring they are informed and empowered to take the necessary steps to protect their interests. An immediate response to property damage is crucial.

Property Insurance 52

Property Insurance Policyholder Insurance Insured 52

Protect Commercial Insurance

DECEMBER 6, 2024

Consequently, insurers broadened their products to protect against everything from product liability and professional indemnity to an array of workers’ compensations. Enter the digital age, with its rapid pace of change, and commercial insurance once again had to pivot to accommodate new realities.

Commercial Insurance 52

Commercial Insurance Commercial Insurance Insured 52

Protect Commercial Insurance

MAY 30, 2024

In this article, we will explore different types of insurance coverage that can help safeguard your business from property damage, liability claims, cyber threats, and more. Let’s dive in and discover the insurance options that are essential for your business’s protection.

Cyber 52

Cyber Business Insurance Business Interruption Professional Liability Insurance 52

New Jersey Workers' Comp

JANUARY 13, 2025

In New Jersey, the Workers Compensation Act is the exclusive remedy for injured workers as stated in N.J.S.A. 12, 2024), found as follows: (1) the insurer had no duty to provide coverage against the employees negligence based claims (including claims for gross negligence against the employer) because of the exclusive remedy bar under N.J.S.A.

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Workers Compensation Claim Injury Compensation 52

Cover4LetProperty

AUGUST 23, 2022

What doesn’t buy-to-let insurance cover? Most landlord insurance policies are unlikely to include the employers’ liability insurance cover you are legally obliged to arrange if you employ anyone (but for a few rare exceptions) to help run your buy to let business.

Insurance 40

Insurance Insured Insurer Property Insurance 40

TGS

JANUARY 28, 2025

Mind Your Plumbing If your renovations involve plumbingwhether its adding a new bathroom or upgrading the kitchenensure the work is done properly to prevent leaks or water damage. Water damage is one of the most common home insurance claims, so taking preventive steps here is key. Ready to Renovate?

Home Insurance 52

Home Insurance Protection Insurance Insured 52