Compensation Deductible Property Damage 
Freeway Insurance
JANUARY 3, 2025
Underinsured drivers : About 6% of California drivers are currently underinsured, meaning their coverage levels are not high enough to fully compensate other drivers and their passengers and property in the event of an at-fault accident. Insurers compensate for this increase by raising premiums to cover the heightened risk.
TGS
NOVEMBER 18, 2024
The no-fault system was designed to streamline the claims process, reduce the burden on courts, and ensure that accident victims receive compensation more quickly. Limited Lawsuits: While this can be a pro in some cases, it also means that drivers with severe injuries might struggle to recover adequate compensation.
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Protect Commercial Insurance
NOVEMBER 8, 2024
It provides protection against a plethora of risks, including property damage, liability claims, theft, and even employee injuries. – Liability Insurance: Covers your business in case of lawsuits due to injuries or damages caused as a result of business operations.
Jackson & Jackson
MAY 23, 2024
Small business insurance covers property damage, liability claims, and employee-related risks. Obtain quotes from multiple insurers, comparing their coverage options, limits, and deductibles. Workers’ compensation insurance is mandatory in California for most businesses with employees.
ProWriters
APRIL 3, 2024
E&O typically covers claims related to professional services resulting in financial harm to a client, while Professional Liability covers a wider range of claims, such as bodily injury or property damage. Coverage limits, deductibles, and other policy terms can be adjusted to align with the company’s nature and size.
Distinguished
NOVEMBER 7, 2024
If the principal fails to fulfill these obligations, the surety is responsible for rectifying the breach, either through financial compensation or by ensuring the completion of the contract. If the claim falls within the coverage scope, the insurer compensates the insured directly for the loss.
Protect Commercial Insurance
OCTOBER 25, 2024
– Potential deductibles and what’s financially viable if you need to make a claim. Familiarising yourself with the various types can help you craft the most effective insurance package: – General Liability Insurance : Covers third-party bodily injury, property damage, and advertising injuries.
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