Compensation Financial Loss Underwriting 
Distinguished
MARCH 20, 2025
Ordinance or law coverage : Covers the cost of repairing or rebuilding structures to meet current building codes after a covered loss, even if the existing structure was not up to code. Crime insurance : Protects against financial losses caused by theft, burglary, or employee dishonesty, covering stolen money, securities, or property.
Distinguished
FEBRUARY 24, 2025
Equipment breakdown: A sudden breakdown of refrigeration units, ovens, or HVAC systems can result in both operational disruptions and financial losses for a restaurant. Food spoilage and contamination coverage: Compensates for losses due to spoiled inventory or business interruptions caused by foodborne illness.
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Property Insurance Centre
JANUARY 4, 2024
” In response to rising property losses, insurance companies have adjusted their underwriting guidelines, resulting in higher premiums and limited coverage for properties located in high-risk areas. Insurers are investing in advanced technology and data analytics to improve risk assessment and underwriting processes.
Protect Commercial Insurance
DECEMBER 6, 2024
Consequently, insurers broadened their products to protect against everything from product liability and professional indemnity to an array of workers’ compensations. The rise of globalisation and technological innovation introduced diverse risks that called for innovative coverage options.
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