Jackson & Jackson

NOVEMBER 16, 2024

Here are the top 6 insurance policies every IT business in California should have to safeguard their operations. Professional Liability Insurance (Errors & Omissions Insurance) For IT consultants, developers, or tech startups, mistakes can happen. One oversight could lead to costly lawsuits.

Insurance Policy 52

Insurance Policy Policy General Liability Workers Compensation Insurance 52

Freeway Insurance

JANUARY 3, 2025

Underinsured drivers : About 6% of California drivers are currently underinsured, meaning their coverage levels are not high enough to fully compensate other drivers and their passengers and property in the event of an at-fault accident. One of the primary reasons for the 2025 California car insurance increase is legislative.

Auto Insurance 98

Auto Insurance Premium Liability Insurance 98

Protect Commercial Insurance

MAY 30, 2024

Property Insurance Property insurance is a fundamental coverage that protects your business’s physical assets, including buildings, equipment, inventory, and furniture, from perils such as fire, theft, vandalism, and natural disasters.

Cyber 52

Cyber Business Insurance Business Interruption Professional Liability Insurance 52

Jackson & Jackson

APRIL 10, 2024

Liability Insurance Liability insurance is essential for any commercial property owner. It protects you from claims arising from accidents or injuries on your property. Make sure to understand the specific perils covered by your policy, as not all natural disasters might be included.

Commercial Property 52

Commercial Property Commercial Business Interruption Out-Of-Pocket Expense 52

Insurance Journal

NOVEMBER 6, 2024

JACKSON, Miss. (AP) AP) — Police in Mississippi’s capital said a man died Monday when he was trying to repair a dump truck and asphalt poured onto him. Darrell Sheriff, 41, was underneath the truck working on a hydraulic line when …

Workers Compensation 245

Workers Compensation Injury Compensation Commercial 245

Insurance Journal

DECEMBER 4, 2024

(Bloomberg) — JPMorgan Chase & Co. plans to hire 300 people in the Orlando area over the next two years, part of the largest US bank’s expansion in the South. The firm will renovate its 250,000-square-foot (23,226-square-meter) campus in central …

Workers Compensation 234

Workers Compensation Commercial Property Injury Property Insurance 234

Protect Commercial Insurance

NOVEMBER 15, 2024

– Liability Insurance : Protects businesses against claims of negligence or harm caused by their products or services. – Business Interruption Insurance : Essential for covering loss of income if business operations are disrupted. This is where business interruption insurance plays a pivotal role.

Commercial Insurance 52

Commercial Insurance Commercial Protection Business Interruption 52

TGS

JANUARY 6, 2025

Why Are the Minimum Limits Increasing?

Auto Insurance 52

Auto Insurance Insurance Insurer Insured 52

Protect Commercial Insurance

OCTOBER 25, 2024

Familiarising yourself with the various types can help you craft the most effective insurance package: – General Liability Insurance : Covers third-party bodily injury, property damage, and advertising injuries. – Property Insurance : Protects physical assets from perils like fire, theft, and vandalism.

Business Insurance 52

Business Insurance Liability Insurance Liability Insurance 52

Mark Jackson Insurance Agency

NOVEMBER 22, 2024

Commercial liability insurance is another must-have, as accidents can happen during both active and slower periods. For example, a customer slipping on your premises or an employee injury could lead to financial strain if you're not adequately covered. Insurance needs evolve as your business grows.

Business Interruption 52

Business Interruption Theft Liability Insurance 52

Cover4LetProperty

OCTOBER 1, 2024

Even if let property insurance is not mandatory, it’s highly recommended for any landlord. Renting out a property comes with many potential risks—damage caused by tenants, legal liability for injuries that happen on the property, or loss of rental income due to unexpected events like a fire or flood.

Insurance 60

Insurance Insurer Insured Injury 60

ProWriters

APRIL 3, 2024

E&O is a subset of Professional Liability Insurance. E&O typically covers claims related to professional services resulting in financial harm to a client, while Professional Liability covers a wider range of claims, such as bodily injury or property damage.

Liability 52

Liability Cyber Property Damage Claim 52

Cover4LetProperty

DECEMBER 1, 2023

Liability Home insurance: Provides liability coverage for the homeowner in case someone is injured on the property. Landlord insurance: Offers liability protection for landlords, covering legal expenses and compensation if a tenant or visitor is injured on the property.

Home Insurance 52

Home Insurance Insurance Insurer Insured 52

Property Insurance Centre

JANUARY 4, 2024

Rates for general liability, commercial auto, and umbrella/excess liability continue to increase, albeit at a reduced pace. Workers’ compensation premiums and rates remain stable or may even decrease, while remote work presents challenges for loss control.

Property Insurance 52

Property Insurance Commercial Property Liability Insurance 52

Cover4LetProperty

JANUARY 21, 2023

You should note that not all elements of the following cover come as standard in any given let property insurance policy, so it is important you understand what your policy cover entails: Building insurance at the heart of any landlord insurance is likely to be the protection of the physical structure and fabric of the building and its contents; this (..)

Insurance 52

Insurance Insurer Insured Damage 52

Protect Commercial Insurance

NOVEMBER 1, 2024

Key Coverage Areas Landlord insurance is comprehensive, typically including several crucial coverage areas: – Property Damage : This covers repair costs due to unexpected events like fire, storms, or vandalism. – Landlord’s Liability : Landlord insurance includes specialised protection for rental-related liability claims.

Home Insurance 52

Home Insurance Out-Of-Pocket Insurance Insurer 52

Property Insurance Centre

MAY 20, 2024

Employers’ Liability Insurance Employers’ Liability Insurance protects the insured against claims made by an employee who is injured during the course of carrying out their work for the employer. Insurers try to settle such third-party claims before they reach the courts. cleaner or gardener).

Building 52

Building Liability Insurance Insurer 52

Protect Commercial Insurance

NOVEMBER 8, 2024

Understanding Commercial Insurance Commercial insurance is an essential part of safeguarding your business against unforeseen events that could lead to financial loss. It provides protection against a plethora of risks, including property damage, liability claims, theft, and even employee injuries.

Commercial Insurance 52

Commercial Insurance Commercial Premium Deductible 52

Jackson & Jackson

MAY 23, 2024

For example, businesses in California’s earthquake-prone areas may consider adding earthquake insurance to their policy to protect their property from potential damage. Companies that rely heavily on technology and data storage may also benefit from cyber liability insurance to safeguard against data breaches and cyberattacks.

Small Business Insurance 52

Small Business Insurance Business Insurance Insurance Insurer 52

Cover4LetProperty

AUGUST 23, 2022

What doesn’t buy-to-let insurance cover? Most landlord insurance policies are unlikely to include the employers’ liability insurance cover you are legally obliged to arrange if you employ anyone (but for a few rare exceptions) to help run your buy to let business.

Insurance 40

Insurance Insurer Insured Property Insurance 40

TGS

JANUARY 28, 2025

Trip hazards or misplaced nails can lead to injuries, which may not always be covered by your insurance if negligence is involved. Verify Contractor Credentials If youre hiring professionals, ensure theyre licensed, insured, and experienced. Dont hesitate to request proof before signing any contracts. Ready to Renovate?

Home Insurance 52

Home Insurance Protection Insurance Insurer 52